Hours planner: pick tasks, get the recommended weekly hours, build a monthly plan. Plus: what a cleaner gets done in 2, 3, 4 and 6 hours and how to organise it.

Guide6 min read

Is your payslip correct? Every line explained

AHV, ALV, accident cover, source tax, BVG: what each line on your payslip means and how to spot that something is missing. With an interactive sample payslip.

Legal5 min read

2026 thresholds: CHF 22'680, 60'480 & the 5%

The three limits for private households: CHF 22'680 per employee (since 1.1.2025, previously 22'050), CHF 60'480 per household and the 5% flat tax. With legal bases.

Compare8 min read

Nanny payroll Switzerland: services compared 2026

quitt, Clino, KLARA Home, fairboss and Chèque service on a nanny wage: service cost per year, commission models, who files the forms - and the extra thresholds a nanny triggers.

Guide6 min read

Swiss AHV when you move home: pension or refund?

Moving back to Portugal, Spain or Brazil? Whether your AHV arrives as a monthly pension or a refund of contributions depends on the destination country, the three cases explained.

Guide7 min read

Employing a pensioner

An allowance of CHF 1'400 a month, no more unemployment insurance, no pension-fund obligation - and what stays the same.

Guide7 min read

Two cantons, one household

The compensation office follows your domicile, the cantonal NAV with wages and public holidays follows the place of work, source tax follows where the employee lives.

Template5 min read

Payslip for Household Help: Free Generator 2026

Free payslip generator for household workers in Switzerland. All 26 cantons, official rates, PDF download. AHV, ALV, withholding tax correctly calculated.

Legal7 min read

Nanny holidays: the rules when your family travels

You travel, your nanny stays: her wage carries on, with no hours to make up (CO 324). You may place her holidays in your trips if you plan early.

Legal7 min read

Reducing your nanny's hours when school starts

Fewer hours for your nanny from Kindergarten: agreement or notice with new terms, when the letter must reach her, pay, BVG and her rights. With calculator.

Legal7 min read

Nanny overtime in Switzerland: evenings and nights

What does it cost when the nanny stays later? Wage plus 25 % or time off, night and Sunday supplements by canton, baby-monitor nights. With a week plan.

Guide7 min read

Travelling with your nanny: hours, expenses, A1 and visas

Your nanny on the family holiday: Swiss law, days off, overtime at +25 % under the OR, the family pays expenses, A1 for the EU. With a trip planner.

Guide7 min read

Paying grandparents for childcare: AHV, accident, tax

When money for the grandparents is a wage, the CHF 1'400 AHV allowance past the reference age, accident insurance from the first franc and the tax deduction.

Costs8 min read

Childcare vouchers for a nanny? What families get

Daycare vouchers and the new care allowance do not cover nannies. The tax deduction does: up to CHF 25'800 per child. Calculator by canton.

Guide7 min read

Swiss au pair year in Romandie 2026: pocket money and AHV

A Welschlandjahr au pair: Geneva at least CHF 650 under 18, then the minimum wage; Neuchâtel CHF 550 to 1'000; Fribourg from CHF 760; elsewhere Pro Filia's CHF 500 to 810.

Legal8 min read

Nanny contract Switzerland: 10 clauses to copy

Holidays, evenings, a sick child, travel, driving, photos: 10 sample clauses for a nanny contract in Switzerland, with the law and canton rules. 2026.

Guide7 min read

Nanny interview and trial day: questions, pay, probation

The right nanny interview questions, what's off-limits, the special criminal record extract (CHF 17), the paid and insured trial day and probation by canton.

Legal7 min read

Sick child, sick nanny: who pays her wage?

Your child sick, the nanny sick or her own child: who pays the wage, for how long, and from when the insurance pays. Calculator for your canton.

Compare9 min read

Chèque emploi in 7 of 26 cantons: every scheme compared (2026)

Which cantons have a chèque emploi, what each office charges and covers: map, table, calculator and how they compare with Clino.

Compare9 min read

Chèque service French Switzerland: only Geneva is cantonal (2026)

Only Geneva has a canton-run chèque service. Elsewhere (Vaud, Valais, Neuchâtel, Fribourg, Jura) a chèque emploi (EPER, TopRelais, Caritas Jura) or Clino handles it. 2026 guide.

Compare9 min read

Chèque service or Clino: What Does Your Cleaner Really Cost? (2026)

Geneva's chèque service vs Clino: the real fee math (recomputed live), the six-organization network across French-speaking Switzerland, and who should pick which. 2026 comparison.

Compare8 min read

Chèque service in Ticino? Yes: PrAmAsSa, 7% of the wage (2026)

No cantonal scheme, but a private one: PrAmAsSa does the paperwork by power of attorney for 7% of the wage (CHF 150-500 a year). Or you register with the IAS yourself, alone or with Clino.

Search12 min read

Find a Cleaner in Switzerland - Best Options 2026

Compare classifieds, cleaning companies & platforms. Postal code search, costs and checklist for finding a cleaner.

Legal10 min read

Undeclared work penalties in Switzerland: employer and cleaner

Monetary penalty up to 180 daily units, a criminal record, AHV back pay up to 5 years at 5 % interest. What the household risks, what the cleaner risks, with a calculator.

Legal8 min read

Bonus or 13th-month salary for domestic staff (Switzerland 2026)

A bonus is only owed if agreed (OR Art. 322d), also after 3 years of unreserved payment. The 13th-month salary is fixed wage, provided for in the BE and TI NAV. Both subject to AHV.

Costs7 min read

What does a housekeeper really cost? The full bill

A CHF 30 hourly wage becomes CHF 35.08: holiday pay, AHV, ALV, accident cover and FAK explained, with a calculator and a cleaning-company comparison.

Jobs9 min read

Work as a Cleaner in Switzerland: Pay, Permit, First Jobs

Yes with an EU/EFTA passport, otherwise the permit decides. Who may work as a cleaner in Switzerland, what it pays, where to find families. Free check.

Lifestyle8 min read

Cost of Living in Switzerland 2026: CHF 3'000-9'000/Month

What does life in Switzerland cost in 2026? A single person needs CHF 2'950-3'710 a month, a family with one child CHF 4'710-8'630 (canton of Zurich, excl. taxes). Rent, health insurance, daycare and household help - with a budget calculator for all 26 cantons.

Map7 min read

What does a cleaner cost per month? CHF 552-712 by canton

At 4 hours a week CHF 552-712 a month, at 2 hours CHF 276-356, all-in: usual wage, holiday pay, AHV and accident cover. All 26 cantons.

Legal10 min read

Household Employment Contract in Switzerland (NAV)

The NAV applies automatically and sets the minimum wage, from CHF 20.35/h. Holidays, notice and sick pay come from your canton and the OR: your rules + a contract.

Jobs18 min read

Starting as a Cleaner in Switzerland

Equipment, admin steps, finding clients, pricing - everything you need to start working as a household cleaner.

Lifestyle7 min read

Switzerland savings guide 2027: mobile, insurance, transport

Savings calculator with your numbers: cheapest mobile plan per network, deductible 300 or 2'500 on 2027 premiums, Half Fare or GA, discounter groceries.

Template4 min read

Free Holiday Calculator for Household Staff 2026

Calculate holiday entitlement and supplement for your household worker instantly. All age groups, hourly and monthly wages. Free, no sign-up needed.

Legal5 min read

Notice Period Calculator for Household Workers 2026

Work out when your household worker's employment ends and by when the notice must arrive. Under the CO and the cantonal NAV, with a protection-period check. Free.

Guide5 min read

Social Insurance Check for Household Workers

Free social insurance check for household workers in Switzerland. 3 questions, instant answer. AHV, ALV, UVG, BVG, FAK - what's mandatory, what's voluntary?

Legal6 min read

Cleaner sick - what now? Employer obligations

Continued pay, medical certificates, daily sickness benefits insurance and accident insurance: What Swiss employers must know when their cleaner is sick.

Legal4 min read

Cleaner cancels on the day: do you have to pay?

She cancels: you pay nothing. She is sick: continued pay (Art. 324a CO). You cancel: you owe the wage (Art. 324 CO). With message templates.

Legal7 min read

Cleaner hourly wage Switzerland 2026: CHF 27–35, min. 20.35

A cleaner's hourly wage in all 26 cantons: minimum from CHF 20.35 (Geneva 24.59), usually CHF 27–35 gross, and the net. With a calculator.

Costs5 min read

How much does a cleaner earn in Switzerland? Net per month

With 3 households of 4 h a week: about CHF 1'520 net a month, CHF 18'240 a year. A calculator for your week, plus AHV, accident cover, ALV and Lohnausweis.

Costs10 min read

Fair wage for your cleaner: how much, and when to raise it

What to pay your cleaner and when to raise it: a calculator with canton, experience, tasks, the legal minimum, the usual wage and the monthly cost.

Legal5 min read

When Must I Register My Cleaner?

Registration obligation from the first franc, thresholds, exceptions and consequences of non-registration.

Guide6 min read

Payslip for Household Workers: Template & Guide

What belongs on a payslip, all deductions explained (AHV, ALV, UVG, withholding tax) with a calculation example.

Compare12 min read

quitt pricing 2026: plans, costs & verdict

Honest Quitt.ch review for 2026: Start, Comfort and Flat plans compared in detail, real customer feedback, hidden costs and an exclusive CLINOCH discount code.

Legal8 min read

Your rights as a cleaner in Switzerland: check in francs

What are you owed as a cleaner? Enter canton, hours and wage: holidays, sick pay, accident insurance, AHV and notice period in francs, with the article.

Legal7 min read

Are you working undeclared? How to tell

Checklist for domestic workers: 7 warning signs of undeclared employment, what you lose in pension and insurance, and how to protect yourself.

Template5 min read

Wage Calculator for Domestic Workers

Free wage calculator for cleaners and domestic workers in Switzerland. Compare your wage with the NAV minimum and calculate your net salary.

Compare9 min read

Batmaid Alternative 2026: Employ Your Cleaner Yourself

Batmaid costs from CHF 37.90/hour excl. VAT. Employ your cleaner directly with Clino for CHF 19.90/month, and what Batmaid's no-poaching clause means.

Compare8 min read

Helpling or employ your cleaner: cost compared

Since 2025 Helpling employs its cleaners itself, from CHF 42.90/hour incl. VAT. Cost, wage and terms compared with employing your cleaner directly.

Compare8 min read

Homeservice24 review 2026: what does it really cost?

Premium from CHF 39.90, no subscription. Then you are the employer: what the cleaner really costs per hour, what the terms say and who does the paperwork.

Compare9 min read

Batmaid Reviews 2026: Ratings, Prices and the Hiring Clause

Batmaid scores 3.0 out of 5 on Trustpilot. We counted 200 reviews: people praise the cleaner and blame the system. Plus CHF 43.90 an hour and the no-hire clause.

Map8 min read

Cleaning Worker Wages Worldwide

What do cleaners earn worldwide? Interactive world map showing hourly wages for domestic workers in 50+ countries, converted to CHF.

Legal9 min read

Can you deduct your cleaner from Swiss taxes? The 4 exceptions

Are cleaning costs tax-deductible in Switzerland? Usually not: they count as private living costs. The 4 exceptions (childcare, disability, nursing, property), cantonal limits, a worked example and an interactive check.

Lifestyle15 min read

The 32 Best Independent Swiss Blogs 2026

From finance to expat life to food: Switzerland's most exciting independent blogs, with background, reach and why they are worth reading.

Guide10 min read

Register a Babysitter, Nanny or Au Pair - 2026 Guide

Register a babysitter, nanny or au pair correctly: AHV obligation from the first franc, UVG accident insurance, employment contract and the simplified procedure.

Guide13 min read

Hire a Senior Caregiver in Switzerland - Guide 2026

Employ a private caregiver legally: Spitex vs agency vs private hire, AHV, presence time, room & board, financing options. With checklist and cost checker.

Template7 min read

Termination Letter for Household Help: Free Template

Termination letter for your household employee in 2 minutes: free template with notice-period calculator and protection-period check, download as PDF.

Template6 min read

Employment Reference for a Cleaner: Free Template

Create an employment reference for your cleaner or housekeeper in seconds: generator with ready-made phrases, fair wording and PDF download.

Template4 min read

Reference Letter for a Cleaner: Sample & Template

Write a reference letter for your cleaner or housekeeper in 90 seconds: generator with ready-made phrases, PDF and Word download, in 6 languages.

Template7 min read

Cleaning Schedule Template - Free Generator 2026

Build a custom cleaning schedule room by room, with frequencies and time estimates. Printable & PDF.

Template5 min read

Key Receipt - Free Printable Template

Key receipt in 30 seconds: fill in, print, sign.

Guide7 min read

Giving Your Cleaner Access: Key or Smart Lock?

Key, lockbox or smart lock: how to give your cleaner access when you're not home.

Template6 min read

Cleaning Checklist for Your Cleaner, in 2 Languages

Pick tasks room by room, set how often, check that it all fits the booked hours and print it as an annex to the employment contract in two languages.

Guide7 min read

Cleaning supplies for your cleaner: who pays? Art. 327 CO

Products, equipment, gloves, travel: what Swiss law says, what you can agree and what is void. With a priced shopping list and the contract clause.

Guide8 min read

Trial day with a cleaner: paid? And who insures her?

A phone call is enough to get to know her. If she works on the trial day, it is paid (Art. 320(2) CO) and she is covered against accidents, usually before you have a UVG policy.

Template4 min read

Spring cleaning checklist: your home, room by room

Printable spring cleaning checklist, room by room: tick it off, see the time your home needs, share it. And what it costs if your cleaner does it.

Compare10 min read

Cleaning Platforms in Switzerland 2026

Batmaid, Helpling, MamiExpress, Homeservice24, Wecasa, Autonomia compared: net pay, insurance, working conditions. With interactive earnings calculator.

Legal7 min read

Your cleaner is pregnant: employer duties in Switzerland (2026)

Dismissal protection from day 1 (Art. 336c CO), 14 weeks maternity pay at 80% (max CHF 220/day), health rules: your duties as an employer, step by step.

Legal8 min read

Cleaner Accident Without Insurance: Who Pays?

No UVG? The Ersatzkasse UVG pays, then claws back premiums up to 5 years, multiplied up to 10 times for repeat failures. If unregistered, also a penalty of up to 180 daily units. How to get covered properly.

Legal7 min read

Cleaner Causes Damage - Who's Liable?

What to do when your cleaner breaks something? Liability under Art. 321e CO, wage deductions only within tight limits, insurance cover.

Legal6 min read

Paying Your Cleaner Cash - Is It Legal?

Cash payments to your cleaner: legal or not? What you need to know about registration obligations, risks, and how to pay cash AND stay properly registered.

Legal8 min read

Paid Cleaner Off the Books? Set It Right Today

Have you paid your cleaner cash without declaring it? A calm plan for Swiss households: anonymous self-check, contract, AHV registration, keep it clean from today.

Jobs9 min read

Wages Not Paid? How to Claim Them

Your client pays late or not at all? How to follow up politely but firmly - with WhatsApp templates, the escalation ladder and your rights under Swiss law.

Legal8 min read

Public Holidays & Household Employees 2026 - All 26 Cantons

Do I have to pay my cleaner on public holidays? Interactive 2026 holiday calendar for every canton, the August 1st rule and holidays during vacation explained.

Legal7 min read

Withholding Tax for Household Employees

Withholding tax for foreign household employees: When it applies, how it's calculated, and what employers in Switzerland need to know.

Legal8 min read

Tax Returns & Household Help

Deduct household help from taxes: Which documents you need, deduction amounts by canton, and how Clino generates everything automatically.

Legal8 min read

Bogus Self-Employment

The 5 most common myths about self-employed cleaners - and why Swiss law is unambiguous.

Guide8 min read

Accident Insurance (UVG) for Household Employees

Do I have to insure my cleaner under UVG? Occupational accident cover (BU) is mandatory from the first hour, NBU from 8h/week. Costs from CHF 0.505 per CHF 100 of wages, registration step by step.

Guide7 min read

VAVplus: accident insurance through the compensation office

VAVplus: the compensation office bills the UVG premium with the annual AHV settlement, insurer SOLIDA. Opt-in only in all 26 cantons, cover from registration.

Legal7 min read

Simplified Procedure: 6 Downsides Nobody Mentions

The simplified billing procedure has its drawbacks. Discover the 6 biggest disadvantages for employers and employees - honest and transparent.

Template5 min read

WhatsApp Templates for Employers

Ready-to-copy WhatsApp messages: appointment confirmation, cancellation, feedback, termination - in 6 languages.

Guide9 min read

Airbnb Cleaning in Switzerland

Hire an Airbnb cleaner legally: AHV, insurance, costs and contracts. Avoid fines and find reliable cleaning help.

Compare8 min read

fairboss pricing 2026: free tier vs Clino

Fairboss.ch is free (Basis), premium CHF 39.90/year - self-service with forms, contract and payroll. Clino prepares the full payroll for you: AHV registration, statements and PDF docs for CHF 19.90/month.

Compare9 min read

KLARA Home pricing 2026 vs Clino compared

KLARA Home costs CHF 7.90 per payroll run, Clino CHF 19.90 a month. If you run payroll rarely, KLARA is cheaper. Both prices sourced, checked on 25.09.2026.

Compare12 min read

Daycare, Nanny or Childminder? Honest Comparison

Daycare, childminding family or nanny in Switzerland: what each costs per month with 2026 rates, and when you become an employer. With calculator.

Costs10 min read

Childcare Costs Switzerland 2026

What does childcare cost in Switzerland? Daycare, nanny and childminder costs compared with UKibeG calculator, tax deductions and money-saving tips.

Guide8 min read

School & childcare by age: the parents' guide

What the state covers when, how big the childcare gap is for working parents and what after-school care, a childminder or a nanny cost - with a calculator by workload and canton.

Guide5 min read

Household helper tasks: what can you ask for in Switzerland?

What is part of a household helper's job, what only by agreement, what never? Each task with its article of Swiss law, plus nanny, 24 h care and Spitex.

Guide6 min read

Housekeeper or cleaner: what fits your household?

4 questions, one clear recommendation and the 2026 monthly cost for your canton. Plus the wage level at which a housekeeper must join a pension fund.

Guide7 min read

Swiss tax software: the free official tool of all 26 cantons

Which software for your 2026 Swiss tax return? Each canton's free official tool with login, imports and deadline, checked with all 26 tax offices.

Legal12 min read

Two Paths, One Job: Cleaner Legal vs. Undeclared

What happens when one cleaner is registered and the other isn't? 25-year comparison: pension, accidents, maternity, taxes.

Legal9 min read

Unemployment Benefits as a Domestic Worker

ALV eligibility, RAV registration, daily allowances and why registered household workers get unemployment benefits much more easily.

Legal8 min read

Maternity Compensation as a Domestic Worker

MSE eligibility, calculation, dismissal protection and registration for cleaners. Plus: Why undeclared work costs you thousands.

Jobs10 min read

Training as a Cleaner - Earn More with Certificates

NAV levels, SRK courses, EFZ household management and language courses: How to increase your wage as a domestic worker in Switzerland.

Compare10 min read

Simplified or ordinary procedure: which one applies?

Up to CHF 22'680 per employee and CHF 60'480 per household you may choose. Same AHV and ALV contributions, 5% flat tax, one annual settlement.

Legal9 min read

Work permits for household staff in Switzerland

Can your cleaner or nanny legally work for you? Permits B, C, L, F and N explained, EU/EFTA vs. other countries, the notification duty, your checks and the penalties.

Legal9 min read

Registering a Sans-Papiers Household Worker: What Works, What Doesn't

Your household help has no residence permit? AHV registration is still possible and mandatory. What the compensation office passes on (nothing), what you risk, what she gains.

Jobs8 min read

Working in Switzerland Without an EU Passport

Can a third-country national work as household help in Switzerland? Permit B/C/F/N/S, au pair, continuity from abroad - and where no path exists.

Costs7 min read

Holiday Pay on Hourly Wages: 8.33% or 10.64%?

Holiday compensation on Swiss hourly wages: 8.33%, 10.64% or 13.04% depending on entitlement. Legal basis, worked examples and the most common mistakes.

Legal7 min read

Sick Pay for Your Household Employee

How long must you continue paying your household employee during illness? The 3 scales, calculation examples and KTG alternative.

Guide7 min read

Register your nanny with the AHV: from the first franc (2026)

Registering a nanny: from the first franc, within one month with your canton's compensation office, accident insurance from the first hour. Four steps.

Legal6 min read

Nanny Withholding Tax in Switzerland: Guide 2026

Withholding tax (Quellensteuer) for nannies with a B/L permit: cantonal tables, employer duties, the ESTV calculator and common mistakes. As of 2026.

Guide7 min read

Nanny BVG / Pension Fund Switzerland 2026

Occupational pension (BVG) for nannies: mandatory above CHF 22'680, coordination deduction, retirement credits by age and a worked example. As of 2026.

Compare8 min read

Pension fund for household employees: plan AN or AN Plus 2026

The standard AN plan insures low wages on only CHF 3'780. The Substitute Institution's AN Plus plan insures the whole wage from CHF 2'500 with no coordination deduction. How to choose. 2026 edition.

Costs7 min read

Nanny Salary Switzerland 2026: CHF 3'800–6'500/mo

What does a nanny earn in Switzerland? CHF 3'800–6'500 gross per month, CHF 25–40+ per hour, NAV minimum wages by canton and the real cost for employers.

Costs8 min read

Babysitter rates in Switzerland 2026: hourly pay by canton

How much to pay a babysitter? Median CHF 22 an hour, CHF 20 to 30 depending on the canton. Calculator with holiday pay, AHV and the CHF 750 rule.

Jobs9 min read

Work as a Nanny in Switzerland: Pay from CHF 20.35/h

Your rights as a nanny in Switzerland: minimum wage from CHF 20.35/h, paid holidays, sick pay and insurance, plus how professional nannies earn more.

Jobs6 min read

Become a nanny in Switzerland: your step-by-step start

Become a nanny in 6 steps: know your pay, sort your permit, build your profile, find families, negotiate a contract and get registered correctly. Interactive action plan.

Jobs7 min read

Finding nanny and babysitter jobs in Switzerland

Where to find nanny and babysitter jobs, how to stand out (babysitting course, references, languages) and how to work registered instead of off the books.

Guide9 min read

Employer duties in the household: the complete 2026 overview

AHV registration from the first franc, accident insurance, minimum wage, payslips, source tax and BVG: every duty of a private employer in Switzerland, as of 2026.

Jobs7 min read

German for household work: free course with certificate

Which German do you need as a cleaner, nanny or caregiver in Switzerland? The 150 words for work, explained in your language, with a free course and certificate.

Jobs9 min read

Caregiver Salary Switzerland 2026: CHF 20.35–24.55/h

Caregiver minimum pay in Switzerland 2026: CHF 20.35/h unqualified, up to CHF 24.55 with an EFZ diploma. Your rights, live-in rules and a free pay check.

Guide8 min read

Hiring a Full-Time Nanny: Standard Procedure, BVG and 13th Salary

Full-time nanny in Switzerland: standard procedure above CHF 22'680, mandatory BVG, withholding tax, the 13th month salary and real employer costs.

Guide8 min read

Hosting an au pair in 2026: cost, permit and registration

What an au pair costs the host family, why room and board (CHF 990) count as AHV wage and which permit is needed. With a cost calculator.

Compare5 min read

Simplified procedure for a nanny: under the limit? 2026

Only a part-time nanny fits the simplified procedure: a CHF 22'680 annual limit, about 21 hours a week at the NAV minimum wage. With a check.

Legal6 min read

Nanny: 13th Salary, Holidays and Sick Pay (Switzerland 2026)

Nanny rights in Switzerland: 4 weeks of holiday, the 13th month salary, the Bern/Basel/Zurich scale for sickness, UVG, maternity and public holidays.

Guide5 min read

First Aid Course for a Nanny: Requirement and Providers (2026)

First aid course for nannies in Switzerland: BLS-AED, child emergencies, SRK/Samariter/IVR, cost CHF 130-280, in the contract, renewal every 2 years.

Jobs6 min read

Babysitting & nanny courses in Switzerland: the big comparison (2026)

All babysitter, nanny and childminder courses and certificates compared: SRK Babysitting course, child first-aid, Nanny SRK, kibesuisse, FaBe Kind EFZ, Clino Academy. Costs, recognition, recommendation.

Costs8 min read

Is your hourly pay as a cleaner right? The wage check

Wage check for cleaners: your legal minimum by canton and level, the usual wage in your canton and a ready-made message to the family.

Legal10 min read

Registering a Cleaner Retroactively: The Honest Guide

An empathetic guide to registering a domestic helper retroactively: AHV time limits, voluntary disclosure, 6 steps and scripts for the conversation with your cleaner.

Legal9 min read

Long-term sick household staff: from sick pay to a disability pension

Your household employee is sick long-term? From the first day of illness to a disability pension: the Bern, Basel and Zurich scales, daily sickness benefit waiting periods, IV early detection after 30 days, protection periods and the path to a partial or full pension.

Legal9 min read

Dismissing your household help: notice, protection periods, mistakes

How to end employment with household help correctly: ordinary vs. immediate, notice periods, protection periods and wrongful dismissal. CO Art. 335-336c, NAV domestic work.

Legal8 min read

Employing household help day to day: pay rises, holidays, warnings

Probation, pay rises, holidays, maternity, warnings and damages: all the legal topics of a domestic helper's ongoing employment relationship. CO Art. 321a-336c.

Compare7 min read

Au pair or nanny: difference, costs and rules 2026

Au pair: at most 30 hours, pocket money plus room and board. Nanny: minimum wage CHF 20.35 an hour. The comparison with figures and a four-question test.

Costs6 min read

Salary Deductions for Household Staff 2026: 11.4%

AHV 5.3% + ALV 1.1% + 5% withholding tax = 11.4% deducted under the simplified procedure. All 2026 rates, FAK by canton and the BVG threshold in one table.

Template5 min read

Filling out the salary certificate for household help

Do you need a salary certificate for your cleaner or nanny? Simplified vs ordinary procedure, the key fields (Form 11) and the end-of-January deadline.

Guide7 min read

AHV Number Switzerland: How to Find or Get Yours

Your AHV number (756.XXXX.XXXX.XX) is on your health insurance card. No number yet? How to get one for every situation, with the official links.

Guide4 min read

Sharing a cleaner in a flatshare: who registers, who pays?

One person registers and is liable for wage and contributions; the flatshare splits the cost internally. Zurich example, 4 hours a week at CHF 30, with a cost splitter.

Legal10 min read

Cleaner With Several Employers: Registering AHV and UVG Correctly

Your cleaner also works for the neighbours? UVG, the wage ceiling and BVG apply per employer, not combined. Direct answers on AHV, accident insurance and liability.

Costs8 min read

Insuring Your Cleaner: What You Must Pay as an Employer

AHV, ALV, UVG and FAK for your cleaner - which insurances are mandatory and what they cost. With a 2026 cost calculator for your household.

Legal9 min read

Cleaner Not Registered: What Really Happens?

Back-payments, fines, liability after an accident: what a household risks with an undeclared cleaner - and how to put it right cheaply.

Legal5 min read

Self-Employed or Employee? Why Your Cleaner Usually Isn't Self-Employed

An invoice doesn't make her self-employed. The test shows whether your cleaner must be employed - and when she is genuinely self-employed.

Legal8 min read

Notification Procedure vs. AHV Registration: What's the Difference?

AHV registration (social insurance) and the notification procedure (residence/work permit, ≤ 3 months) are two separate steps. Who needs which. Explained by nationality (EU/EFTA, third country, UK).

Guide6 min read

Own cleaning business or employed?

Self-employed cleaning or employed by each household: who decides, what AHV costs on each side, and what happens to unemployment benefits and your pension.

Guide7 min read

Pension for household employees

AHV pension, contribution gaps from years abroad and the missing pension fund with several employers - and what can still be changed.

Costs4 min read

Au pair pocket money 2026: CHF 600-700 net, what it costs gross

Pro Filia recommends CHF 600-700 net. Because room and board (CHF 990) count as wage, CHF 600 net costs roughly CHF 835 gross. Above about CHF 657 net the simplified procedure ends.

Legal5 min read

Au pair permit in Switzerland: EU/EFTA vs third country 2026

Does your au pair need a permit? EU/EFTA: municipal registration. Third country: licensed organisation, quota, max. 12 months (Art. 48 VZAE).

Guide9 min read

Au pair agencies in Switzerland: the 2026 directory

All active Swiss au pair agencies: seat, regions, third-country placements. Plus: when an agency is mandatory (Art. 48 VZAE) and what follows.

Guide8 min read

Holiday flat cleaning: registration & costs 2026

If someone regularly cleans your Swiss second home, you are an employer: AHV from the first franc, UVG from hour one. Which canton governs what, and the real costs.

Guide6 min read

Helplessness allowance 2026: amounts, degree, claim

The AHV and IV pay CHF 252 to CHF 2'016 a month, regardless of income. Degree check, waiting period, how to apply and how much care the money buys.

Guide7 min read

Family caregivers in Switzerland: pay, AHV credit, leave

Getting paid to care, the CHF 45'360 AHV care credit per year, cantonal allowances and up to 10 days of leave. With a 1 minute check.

Legal5 min read

Paternity and care leave for household staff: calculator

Your household employee becomes a father or cares for a sick child? The EO pays 80 %, max. CHF 220 per day. Calculator, forms, dismissal protection.

Compare6 min read

Spitex or private care: costs and who pays

Spitex, Pro Senectute, respite service or your own employee: monthly costs compared, and what health insurance, EL and the helplessness allowance pay.

Legal5 min read

Private childminder: employer, AHV and notification

Arranging a childminder privately in Switzerland: when you are the employer, when the organisation is, who must notify, what it costs. With a status check.

Legal6 min read

Fixed-term contract and probation for household staff

Fixed-term nanny, cleaner or carer in Switzerland: ends without notice, probation only if agreed. Contract timeline with AHV, UVG, BVG and holidays.

Guide7 min read

Supplementary benefits for carers: what cantons pay

Supplementary benefits (EL) reimburse the wage of a carer or household helper: hourly rate, annual cap and prior assessment in 9 cantons, step by step.

Legal6 min read

Carer tax deduction: actual costs or flat rate

Deduct a carer or personal assistant from federal tax: actual costs minus the helplessness allowance, or the flat rate, for 2026 and from 2027. With calculator.

Compare5 min read

Nanny share: one contract or two?

Two families, one nanny: with one contract her whole wage counts for the pension fund and accident cover. Calculator, pros and cons, the families' agreement.

Legal7 min read

Teenagers working in your household: AHV, accident cover, tax

Weekly placements, babysitting, garden help: AHV only from the year they turn 18, and in a household only above CHF 750 a year. Accident cover always.

What does a properly registered cleaner actually cost?

Calculate the wage costs for your domestic worker in 30 seconds.

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Salvador Jovells, founder of Clino