Free payslip generator for household workers in Switzerland. All 26 cantons, official rates, PDF download. AHV, ALV, withholding tax correctly calculated.

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Geneva Chèque service or Clino: declaring your cleaner (2026)

Geneva's Chèque service (CS) vs Clino: what CS really covers, the 'I already hired someone directly' case, and how to declare a domestic worker outside Geneva (Vaud, Valais). 2026 guide.

Compare8 min read

Chèque service Vaud: it doesn't exist - how to declare (2026)

In the canton of Vaud there is no chèque service like Geneva's. Here is how to declare your cleaner directly to the Caisse cantonale vaudoise de compensation. 2026 guide.

Compare8 min read

Chèque service French Switzerland: only Geneva has one (2026)

Only Geneva has a chèque service. In Vaud, Valais, Neuchâtel, Fribourg and the Jura you declare directly to the cantonal compensation fund. 2026 guide.

Search12 min read

Find a Cleaner in Switzerland - Best Options 2026

Compare classifieds, cleaning companies & platforms. Postal code search, costs and checklist for finding a cleaner.

Legal10 min read

Undeclared Work Switzerland 2026: Fines + Risks

Administrative fines (AHVG Art. 88), AHV back-payments up to 5 years, tax penalty up to 3× owed. Compare risks + register legally in 10 minutes.

Legal8 min read

Year-end bonus for domestic staff in Switzerland 2026

Bonus for your cleaner or nanny: when does the gratuity become an obligation? OR Art. 322d, the three-year rule, the voluntariness reservation and AHV liability - explained simply.

Costs7 min read

What Does a Housekeeper Really Cost?

Housekeeper costs in Switzerland: wages, social contributions, holiday pay and total cost calculation.

Jobs9 min read

Work as a Cleaner in Switzerland: Pay, Rights & Getting Started

Already in Switzerland or moving from abroad: who can legally work, real pay (CHF 25-33/h), your rights, and a free is-my-pay-fair calculator.

Lifestyle8 min read

Cost of Living in Switzerland 2026: CHF 5'500-7'500/Month

What does life in Switzerland really cost? A family with one child needs CHF 6'400-11'000 a month, a single person CHF 3'500-5'000. Rent, health insurance, groceries and a household helper: real numbers by canton with an interactive budget calculator.

Map7 min read

Cleaner Costs by Canton: Swiss Wage Map 2026

Cleaner hourly rates: CHF 25-33 depending on canton. Interactive map with minimum wages (GE, NE, BS, JU), cost examples and employer costs for all 26 cantons.

Legal10 min read

Domestic Worker Contract Switzerland (NAV) 2026

Standard employment contract for domestic workers explained clearly: minimum CHF 20.35/hr, 4-5 weeks holiday, notice periods and how rules vary by canton.

Guide10 min read

Hire a Cleaner in Switzerland: 7-Step Guide (2026)

How to legally employ a cleaner in Switzerland in 7 steps. Registration, costs, contracts, social insurance - explained simply.

Jobs18 min read

Starting as a Cleaner in Switzerland

Equipment, admin steps, finding clients, pricing - everything you need to start working as a household cleaner.

Lifestyle15 min read

Switzerland Savings Guide 2026

Complete savings guide: mobile from CHF 9.95, discount vs premium supermarkets, health insurance optimization, meal prep and Clino vs quitt comparison.

Template4 min read

Free Holiday Calculator for Household Staff 2026

Calculate holiday entitlement and supplement for your household worker instantly. All age groups, hourly and monthly wages. Free, no sign-up needed.

Legal5 min read

Notice Period Calculator for Household Workers 2026

Calculate the correct notice period for your household worker. NAV-compliant, all blocking periods considered. Free online tool.

Guide5 min read

Social Insurance Check for Household Workers

Free social insurance check for household workers in Switzerland. 3 questions, instant answer. AHV, ALV, UVG, BVG, FAK - what's mandatory, what's voluntary?

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Cleaner sick - what now? Employer obligations

Continued pay, medical certificates, daily sickness benefits insurance and accident insurance: What Swiss employers must know when their cleaner is sick.

Legal7 min read

Cleaner cancels same day - what to do?

Short-notice cancellation by your household cleaner: how to respond calmly, legally, and with a clear plan.

Legal7 min read

Cleaner Wages Switzerland 2026: CHF 20.35-30/h + Calculator

NAV minimum wage 2026 from CHF 20.35/h, cantonal minimums up to CHF 24.59/h (Geneva). All 26 cantons + FAK rates and gross-to-net calculator.

Costs10 min read

Fair Wage for a Cleaner: 2026 Canton Comparison

What is a fair hourly wage for a cleaner in Switzerland? CHF 28-33 gross recommended. Canton comparison, gross-net calculation and negotiation tips.

Legal5 min read

When Must I Register My Cleaner?

Registration obligation from the first franc, thresholds, exceptions and consequences of non-registration.

Guide6 min read

Payslip for Household Workers: Template & Guide

What belongs on a payslip, all deductions explained (AHV, ALV, UVG, withholding tax) with a calculation example.

Guide8 min read

Register Your Cleaner with AHV 2026: 4-Step Guide

How to register your household help with the Swiss AHV in 2026. Forms, deadlines, contribution rates and common mistakes.

Compare12 min read

Quitt.ch Review 2026: Plans, Pricing & Verdict

Honest Quitt.ch review for 2026: Start, Comfort and Flat plans compared in detail, real customer feedback, hidden costs and an exclusive CLINOCH discount code.

Legal8 min read

Your Rights as a Cleaner in Switzerland

Employment contract, minimum wage, holidays, sick pay, maternity, accident insurance, termination: All rights for cleaners and domestic helpers in Switzerland at a glance.

Legal7 min read

Are you employed undeclared? How to recognize it

Checklist for domestic workers: 7 warning signs of undeclared employment, what you lose in pension and insurance, and how to protect yourself.

Template5 min read

Wage Calculator for Domestic Workers

Free wage calculator for cleaners and domestic workers in Switzerland. Compare your wage with the NAV minimum and calculate your net salary.

Compare9 min read

Batmaid Alternative 2026

Batmaid, Helpling or Homeservice24 too expensive? Employ your cleaner directly - with Clino for CHF 19.90/month instead of CHF 33-55/hour via the platform.

Map8 min read

Cleaning Worker Wages Worldwide

What do cleaners earn worldwide? Interactive world map showing hourly wages for domestic workers in 50+ countries, converted to CHF.

Legal9 min read

Can You Deduct Your Cleaner from Taxes?

Are cleaning costs tax-deductible? The 3 exceptions (childcare, disability, nursing), cantonal limits and interactive tax deduction checker.

Lifestyle15 min read

The 31 Best Independent Swiss Blogs 2026

From finance to expat life to food: Switzerland's most exciting independent blogs, with background, reach and why they are worth reading.

Guide10 min read

Register a Babysitter, Nanny or Au Pair

Register a babysitter, nanny or au pair correctly: AHV obligation from the first franc, UVG accident insurance, employment contract and the simplified procedure.

Guide13 min read

Hire a Senior Caregiver in Switzerland - Guide 2026

Employ a private caregiver legally: Spitex vs agency vs private hire, AHV, presence time, room & board, financing options. With checklist and cost checker.

Template7 min read

Termination Letter for Household Help

Generator with deadline calculator and protection period checker.

Template6 min read

Employment Reference for Household Help

Create an employment reference in seconds with our generator and PDF download.

Template4 min read

Recommendation letter for cleaner - template & generator

Personal recommendation letter in 90 seconds - PDF and Word, in 5 languages.

Template7 min read

Cleaning Schedule Template - Free Generator 2026

Build a custom cleaning schedule room by room, with frequencies and time estimates. Printable & PDF.

Template5 min read

Key Receipt - Free Printable Template

Key receipt in 30 seconds: fill in, print, sign.

Guide7 min read

Giving Your Cleaner Access: Key or Smart Lock?

Key, lockbox or smart lock: how to give your cleaner access when you're not home.

Template6 min read

Cleaning Checklist: Standard or Extra?

Interactive printable cleaning checklist.

Guide7 min read

Cleaning supplies & equipment for your cleaner: the full 2026 list

Who buys what? The complete list of cleaning products and equipment you must provide as an employer (Art. 327 CO) - plus what your cleaner usually brings herself.

Guide8 min read

Interviewing & trial day with a cleaner: the full 2026 guide

How to prepare a short get-to-know call with a cleaner candidate: questions, attitude, negotiating - and what the law says about the trial day.

Template8 min read

Spring Cleaning Checklist 2026

Complete spring cleaning checklist with schedule, tips, and room-by-room guide. Plus: When hiring a professional cleaner is worth it.

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Cleaning Platforms in Switzerland 2026

Batmaid, Helpling, MamiExpress, Homeservice24, Wecasa, Autonomia compared: net pay, insurance, working conditions. With interactive earnings calculator.

Legal7 min read

Cleaner Pregnant in Switzerland: 5-Step Plan 2026

Dismissal protection (Art. 336c CO), 14-week maternity benefit (80%, max CHF 220/day), health rules - what employers must do now. Concrete steps.

Legal8 min read

Cleaner Accident at Home

No UVG = you pay everything: doctor, hospital, pension. Costs up to CHF 500'000+. How to protect yourself.

Legal7 min read

Cleaner Causes Damage - Who's Liable?

What to do when your cleaner breaks something? Liability under Art. 321e CO, wage deductions prohibited, insurance cover.

Legal6 min read

Paying Your Cleaner Cash - Is It Legal?

Cash payments to your cleaner: legal or not? What you need to know about registration obligations, risks, and how to pay cash AND stay properly registered.

Legal8 min read

Paid Cleaner Off the Books? Set It Right Today

Have you paid your cleaner cash without declaring it? A calm plan for Swiss households: anonymous self-check, contract, AHV registration, keep it clean from today.

Jobs9 min read

Wages Not Paid? How to Claim Them

Your client pays late or not at all? How to follow up politely but firmly - with WhatsApp templates, the escalation ladder and your rights under Swiss law.

Legal8 min read

Public Holidays & Household Employees 2026 - All 26 Cantons

Do I have to pay my cleaner on public holidays? Interactive 2026 holiday calendar for every canton, the August 1st rule and holidays during vacation explained.

Legal7 min read

Withholding Tax for Household Employees

Withholding tax for foreign household employees: When it applies, how it's calculated, and what employers in Switzerland need to know.

Legal8 min read

Tax Returns & Household Help

Deduct household help from taxes: Which documents you need, deduction amounts by canton, and how Clino generates everything automatically.

Legal8 min read

Bogus Self-Employment

The 5 most common myths about self-employed cleaners - and why Swiss law is unambiguous.

Guide8 min read

Accident Insurance (UVG) for Household Employees

Do I have to insure my cleaner under UVG? Occupational accident cover (BU) is mandatory from the first hour, NBU from 8h/week. Costs from CHF 1.20 per CHF 100 of wages, registration step by step.

Guide7 min read

VAVplus Explained

VAVplus combines the simplified billing procedure with UVG accident insurance via SOLIDA. Costs, registration, limits - the complete guide for Swiss private households.

Legal7 min read

Simplified Procedure: 5 Downsides Nobody Mentions

The simplified billing procedure has its drawbacks. Discover the 5 biggest disadvantages for employers and employees - honest and transparent.

Template5 min read

WhatsApp Templates for Employers

Ready-to-copy WhatsApp messages: appointment confirmation, cancellation, feedback, termination - in 5 languages.

Guide9 min read

Airbnb Cleaning in Switzerland

Hire an Airbnb cleaner legally: AHV, insurance, costs and contracts. Avoid fines and find reliable cleaning help.

Compare8 min read

Fairboss Alternative 2026: Clino for CHF 19.90/mo

Fairboss.ch offers a free wage calculator and premium from CHF 35/year. Clino does the full payroll: AHV registration, monthly payslips and PDF docs for CHF 19.90/month.

Compare9 min read

KLARA Home Alternative -- Specialist vs. All-Rounder

KLARA is the well-known Swiss accounting platform for SMEs. With KLARA Home, they also offer a solution for household employers. Is the all-rounder worth it or is Clino the better choice?

Compare12 min read

Daycare, Nanny or Childminder? Honest Comparison

Daycare vs. nanny vs. childminder in Switzerland: costs, pros and cons, employer obligations and an interactive childcare finder. Complete comparison 2026.

Costs10 min read

Childcare Costs Switzerland 2026

What does childcare cost in Switzerland? Daycare, nanny and childminder costs compared with UKibeG calculator, tax deductions and money-saving tips.

Guide8 min read

Tasks of a Household Helper - What Can You Expect?

What does a household helper do? Standard tasks, time planning (3h/6h/9h), contract tips and interactive task planner.

Guide9 min read

Housekeeper vs. Cleaner

Cleaner, cleaning professional, household helper, housekeeper: differences in tasks, salary and employment law in Switzerland explained.

Guide9 min read

Swiss Tax Tools

Comparison of digital tax tools in Switzerland: iqtax, cantonal portals and tax consultants. Plus: How to deduct household employee costs from your taxes.

Legal12 min read

Two Paths, One Job: Cleaner Legal vs. Undeclared

What happens when one cleaner is registered and the other isn't? 25-year comparison: pension, accidents, maternity, taxes.

Legal9 min read

Unemployment Benefits as a Domestic Worker

ALV eligibility, RAV registration, daily allowances and why only registered household workers receive unemployment benefits.

Legal8 min read

Maternity Compensation as a Domestic Worker

MSE eligibility, calculation, dismissal protection and registration for cleaners. Plus: Why undeclared work costs you thousands.

Jobs10 min read

Training as a Cleaner - Earn More with Certificates

NAV levels, SRK courses, EFZ household management and language courses: How to increase your wage as a domestic worker in Switzerland.

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Payroll Procedure Compared for Household Staff

Which payroll procedure fits? Comparison, requirements, pros and cons for household employers in Switzerland.

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Work Permits for Household Employees

Work permit household employee Switzerland: Permit B, C, L, F, N -- who can work? EU/EFTA vs. third countries, notification duty, employer obligations and penalties.

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Holiday Compensation for Hourly Wages

Holiday compensation hourly wage Switzerland: 8.33%, 10.64% or 13.04% - legal basis, calculation examples and common mistakes.

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Sick Pay for Your Household Employee

How long must you continue paying your household employee during illness? The 3 scales, calculation examples and KTG alternative.

Guide7 min read

Register a Nanny with the AHV: Step by Step 2026

Register your nanny with the AHV in Switzerland: salary thresholds, three registration routes, the compensation fund per canton, penalties and FAQ. As of 2026.

Legal6 min read

Nanny Withholding Tax in Switzerland: Guide 2026

Withholding tax (Quellensteuer) for nannies with a B/L permit: cantonal tables, employer duties, the ESTV calculator and common mistakes. As of 2026.

Guide7 min read

Nanny BVG / Pension Fund Switzerland 2026

Occupational pension (BVG) for nannies: mandatory from CHF 22'680, coordination deduction, retirement credits by age and a worked example. As of 2026.

Costs7 min read

What Does a Nanny Earn in Switzerland? Salary Benchmark 2026

A transparent nanny salary benchmark for Switzerland 2026: CHF 3'800-6'500 gross per month, hourly rate CHF 25-40+, NAV minimum wages, cantonal differences and real employer costs.

Jobs9 min read

Working as a nanny in Switzerland: pay, rights & first steps

What does a nanny earn in Switzerland? Minimum wage from CHF 20.35/h, your rights to holidays, sick pay and insurance, plus how to earn more as a professional nanny.

Jobs6 min read

Become a nanny in Switzerland: your step-by-step start

Become a nanny in 6 steps: know your pay, sort your permit, build your profile, find families, negotiate a contract and get registered correctly. Interactive action plan.

Jobs7 min read

Finding nanny and babysitter jobs in Switzerland

Where to find nanny and babysitter jobs, how to stand out (babysitting course, references, languages) and how to work registered instead of off the books.

Guide9 min read

Employer duties in the household: the complete 2026 overview

Registration, contract, payslip, insurance, holidays and termination: all duties as a private employer in Switzerland, with the 2026 limits and a free course.

Jobs7 min read

German for household work: free course with certificate

Which German do you need as a cleaner, nanny or caregiver in Switzerland? The 150 words for work, explained in your language, with a free course and certificate.

Jobs9 min read

Working as a caregiver in Switzerland: pay, rights & boundaries

What does a senior caregiver earn in Switzerland? Minimum wage from CHF 20.35/h, your rights, live-in rules and the difference between care and nursing.

Guide8 min read

Hiring a Full-Time Nanny: Standard Procedure, BVG and 13th Salary

Full-time nanny in Switzerland: standard procedure from CHF 22'680, mandatory BVG, withholding tax, the 13th month salary and real employer costs.

Guide8 min read

Hiring an Au Pair in Switzerland: Permit, Pay and Duties

Hosting an au pair as a family: permit (EU/EFTA vs. third countries), max. 30h/week, pocket money, in-kind pay for the AHV, language course and all duties. As of 2026.

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Simplified Procedure for a Nanny: When It Pays Off 2026

The simplified payroll procedure for nannies in Switzerland: salary threshold, advantages, drawbacks and when the regular procedure is the better choice.

Legal6 min read

Nanny: 13th Salary, Holidays and Sick Pay (Switzerland 2026)

Nanny rights in Switzerland: 4 weeks of holiday, the 13th month salary, the Bern/Basel/Zurich scale for sickness, UVG, maternity and public holidays.

Guide5 min read

First Aid Course for a Nanny: Requirement and Providers (2026)

First aid course for nannies in Switzerland: BLS-AED, child emergencies, SRK/Samariter/IVR, cost CHF 130-280, in the contract, renewal every 2 years.

Jobs6 min read

Babysitting & nanny courses in Switzerland: the big comparison (2026)

All babysitter, nanny and childminder courses and certificates compared: SRK Babysitting course, child first-aid, Nanny SRK, kibesuisse, FaBe Kind EFZ, Clino Academy. Costs, recognition, recommendation.

Costs8 min read

Hourly Wage Calculator for Cleaners in Switzerland 2026

Work out your fair hourly wage as a cleaner in Switzerland. Canton, experience, qualification, certificate and services included. SECO NAV 2025/2026.

Legal10 min read

Registering a Cleaner Retroactively: The Honest Guide

An empathetic guide to registering a domestic helper retroactively: AHV time limits, voluntary disclosure, 6 steps and scripts for the conversation with your cleaner.

Legal9 min read

Continued Pay for Household Staff: Long-Term Path

Your household employee is sick long-term? From the first day of illness to a disability pension: the Bern, Basel and Zurich scales, daily sickness benefit waiting periods, IV early detection after 30 days, protection periods and the path to a partial or full pension.

Legal9 min read

Terminating a Domestic Helper: The Strategic Guide

How to terminate a domestic helper correctly: ordinary vs. immediate, notice periods, protection periods and wrongful dismissal. CO Art. 335-336c, NAV domestic work.

Legal8 min read

The Ongoing Employment Relationship: A Strategy Guide for Employers

Probation, pay rises, holidays, maternity, warnings and damages: all the legal topics of a domestic helper's ongoing employment relationship. CO Art. 321a-336c.

Compare7 min read

Au Pair or Nanny: A 30-Second Quiz for Swiss Families

Four questions, one clear recommendation. Au pair for cultural exchange and live-in, nanny for professional full-time care. Includes a comparison of costs, hours and obligations.

Costs6 min read

Salary deductions for household staff in Switzerland (2026)

Employ a cleaner, nanny or carer? Every 2026 deduction on their wage, AHV, ALV, accident, withholding tax, FAK by canton, BVG, plus what you pay on top, in one verified table.

Template5 min read

Filling out the salary certificate for household help

Do you need a salary certificate for your cleaner or nanny? Simplified vs ordinary procedure, the key fields (Form 11) and the end-of-January deadline.

Guide7 min read

AHV number in Switzerland: how to find or get your social security number

Your AHV number (756.XXXX.XXXX.XX) is on your health-insurance card. No number yet? Here is how to get one, for every situation, with the official links.

Guide7 min read

Sharing a Cleaner in a Flatshare: Who's the Employer?

Flatmates sharing a cleaner in Switzerland? Only one person can be the registered employer. Here's how to split costs fairly - and what happens when they move out.

Legal10 min read

Cleaner With Several Employers: Registering AHV and UVG Correctly

Your cleaner also works for the neighbors? UVG, the wage ceiling and BVG apply per employer, not combined. Direct answers on AHV, accident insurance and liability.

Costs8 min read

Insuring Your Cleaner: What You Must Pay as an Employer

AHV, ALV, UVG and FAK for your cleaner - which insurances are mandatory and what they cost. With a 2026 cost calculator for your household.

Legal9 min read

Cleaner Not Registered: What Really Happens?

Back-payments, fines, liability after an accident: what a household risks with an undeclared cleaner - and how to put it right cheaply.

Legal8 min read

Self-Employed or Employee? Why Your Cleaner Usually Isn't Self-Employed

An invoice doesn't make her self-employed. The test shows whether your cleaner must be employed - and when she is genuinely self-employed.

Legal8 min read

Notification Procedure vs. AHV Registration: What's the Difference?

AHV registration (social insurance) and the notification procedure (residence/work permit, ≤ 90 days) are two separate steps. Who needs which — explained by nationality (EU/EFTA, third country, UK).

What does a properly registered cleaner actually cost?

Calculate the wage costs for your domestic worker in 30 seconds.

Calculate now

Salvador Jovells, founder of Clino

Verified July 2026