All 26 cantons · 2026 rates
All 26 cantons · 2026 ratesRegister your cleaner in Switzerland. Legal and insured.
You've already found the right person. Clino prepares the rest for your canton.
- Employment contract
- Payslip
- AHV registration
- Then CHF 19.90/mo
- nothing charged before day 30
What does your cleaner really cost?
58 households in 11 cantons employ with Clino.
Figures straight from our database. Nothing invented, nothing rounded.
- 58
- Households
- 59
- Employees
- 11
- Cantons
- H. V.BE
- M. M.GE
- I. L.ZG
- A.ZH
- E. S.ZH
- T. M.GE
- P. Z.AG
- M. P.ZH
- C. K.ZH
- B. D.VD
Across Switzerland
Three things many people don't know.
- 20.35CHF an hour from 5 h/weekStandard contract (NAV)
One minimum wage for all of Switzerland.
The federal government sets it in the standard employment contract. In 3 cantons the minimum is higher: Geneva, Basel-Stadt, Neuchâtel.
Check your wageWhat it means for you
From 5 hours a week you pay at least CHF 20.35.
- 1hour a week is enoughAccident insurance (UVG)
Accident insurance is mandatory.
From the very first hour. The AHV registration alone does not cover accidents.
The four stepsWhat it means for you
From 8 hours a week, accidents off the job are covered too.
- 26funds, one per cantonCompensation funds
Your home canton decides.
The fund follows where you live, not where your cleaner lives. The form and portal differ everywhere.
Find your fundWhat it means for you
Click your canton and you see your fund.
Wages in Switzerland
What you pay at least.
Three tiers under the NAV, by training. 3 cantons ask for more.
The NAV minimum applies from 5 hours a week with the same household.
Register at CHF 30.00/h →Free, no account
The free kit.
Contract and payslip as a PDF right away, the checklist by email.
Clino · Switzerland
Employment contract
NAV-compliant. Pick your canton, done.
Clino · Switzerland
Payslip
With the 2026 contribution rates for all 26 cantons.
Clino · Switzerland
Registration checklist
The 6-point checklist by email
Contract, AHV, accident insurance, wages: what to do and when.
To
A new payslip every month? Clino makes it for you, free for the first 30 days. Start 30 days free →
Registering in Switzerland
Four steps to the AHV.
318.147
Employer registration
- 1
Find your fund
The compensation fund of your home canton. Your postcode is enough.
- 2
Fill in the form
Usually the federal form 318.147. Under «Employment for», pick «Domestic service».
- 3
Choose the procedure
Up to CHF 22'680 per person and 60'480 in total a year, the simplified procedure applies.
- 4
Add your cleaner
With the AHV number (756.…) and the first working day, within one month.
Accident insurance never happens by itself. You tick it when you register, where the fund offers it, or you take out a policy.
Deadline: within a month of the first working day. The confirmation usually takes a few weeks.
Rather do it yourself?
The guide without Clino →Clino walks you through every step and fills in the wage fields from your payslip.
Start 30 days freeCompensation Office
Employer audit
Keller family
Employer audit of your household
- ✕No contract: in a dispute, only what you both remember counts
- ✕Accident: the substitute fund pays, you owe 5 years of premiums
- ✕AHV: 5 years of back contributions, plus a possible criminal penalty (Art. 87 AHVG)
Employment contract
PDFbetween Keller family · Maria Silva
- ✓NAV contract: holidays, notice and sick pay settled
- ✓Accident cover from the very first hour
- ✓AHV years for her, payslips for you
«Schwarzarbeit: Haushaltshilfen fehlt oft jede Absicherung», Blick, 25.07.2026, based on Clino studies. The updated study: one inspection every 2'092 years →Three sentences, three honest answers
More questions? See the detailed answers →
Sources: UVV Art. 13 · Art. 95 UVG, Ersatzkasse UVG (written reply, August 2026) · AHV info sheet 2.07 · AHVG Art. 12
Been at it for a while?
She's been coming for a while? Registering now is cheapest.
At most 5 years of AHV contributions to catch up on, plus 5 % interest. We help with the past on WhatsApp.
Check in 60 secondsYou get peace of mind. The cleaner gets a pension.
An estimated 73'000 women clean homes here without a single franc going towards their pension. In your home it doesn't have to be that way.
For the cleaner
- AHV years towards her pension
Individual account (IK)
Extract · Maria Silva · 756.••••.••••.••
Year Employer Months Earnings 2026 Keller family 11–12 1'126 2027 Keller family 1–12 6'759 2028 Keller family 1–12 6'759 - Accident cover from the first hour
- A payslip every month
- A contract she can show
For you
- No back-payments over 5 years, no fine
- Clear rules before any dispute
- Everything prepared, you sign
Salvador Jovells
Founder of Clino, Zurich
On WhatsApp, I answer personally. No queue, no ticket system.
I built Clino so a household can employ its cleaner properly: no fiduciary, no bureaucratic German.
Then CHF 19.90/mo., cancel anytime.
Frequently asked questions: across Switzerland
Do I really have to register my cleaner if she only comes 4 hours a week?
Yes, in a private household the AHV registration obligation applies from the first franc. At 4 hours a week at CHF 30 over 50 weeks, that is CHF 6'000 a year, so you clearly have to register. The only exception: at most CHF 750 in wages per year, up to and including the year your cleaner turns 25, and only if she waives it.
What is the simplified procedure, and where is the limit?
The flat-rate solution for private households: AHV, IV, EO, ALV, 5 % withholding tax and, in the «plus» version, accident insurance too are all settled with a single annual statement at your compensation office. All 26 cantons offer the plus, but you have to actively request it. The limit: CHF 22'680 in wages per person and year, CHF 60'480 for the whole household. Anyone who exceeds it during the year is settled under the ordinary procedure for the entire year (reply from SVA Graubünden, August 2026). With a cleaner working 4 hours a week, you are a long way from that.
What if she falls ill or is pregnant?
You continue to pay her wages for a limited time, even on an hourly wage: three weeks in the first year of service, then according to the scale customary in your canton (Bern, Basel or Zurich scale). During illness and pregnancy, once the trial period is over, she is protected against dismissal for a limited time. The Clino contract sets out both, so there is no dispute when it matters.
Which compensation office is responsible?
The compensation office of the canton you live in, not the one where she works. In the canton of Zurich that is SVA Zürich, in the canton of Bern the Ausgleichskasse des Kantons Bern, in Geneva the OCAS. Clino identifies it automatically from your postcode.
Do I have to insure her against accidents?
Yes. Occupational accident cover is mandatory from the first hour of work; from 8 hours a week non-occupational cover is added, which the employee pays through a wage deduction. If your compensation office offers the simplified procedure plus, you tick the accident insurance there; otherwise you take out a policy of your own. Clino prepares the details and shows you the way.
What happens if I want to register retroactively?
Possible, and usually the cheaper route. The compensation office claims contributions back for up to 5 years, with default interest. If your cleaner was not insured against accidents, the Ersatzkasse UVG bills the missing premiums for at most 5 years (Art. 95 UVG).
What does Clino cost?
CHF 19.90 a month: fixed price, no matter how many payslips or employees. Nothing is charged before day 30. Cancel monthly, no hidden fees.
Founded in Zürich, for all of Switzerland
Goodbye, paperwork.
All 26 cantons, every registration route, all 2026 contribution rates. Fixed price CHF 19.90 a month.
Start 30 days freeNothing charged before day 30. Cancel monthly.
2026 rates for all 26 cantons checked against official sources, as of · Sources and methodology
Register other household help
Same procedure, same price. Whoever works in your home.
Winterthur
Biel
Aarau
Lausanne
Sion
Lugano