Comparison
Nanny payroll in Switzerland: the services compared, 2026
quitt, Clino, KLARA Home, fairboss or Chèque service - on a nanny's wage the gap between the cheapest and the most expensive service runs into several hundred francs a year. And price is not the only difference: a nanny triggers more duties than a cleaner does.
At CHF 3'500 a month, the services cost per year: fairboss Basis CHF 0 (Premium CHF 39.90), KLARA Home CHF 94.80 plus CHF 100 occupational accident insurance, Clino a flat CHF 238.80, and quitt CHF 990 on the Flat plan, because its commission grows with the wage. Source: the providers' pricing pages, checked on 2026-09-25.
- Above CHF 22'680 of annual wage the simplified procedure is over: ordinary procedure, BVG (risk cover from 18, retirement savings from 25) and, for a foreign nanny without a C permit, withholding tax at the cantonal tariff. A full-time nanny is almost always above it.
- quitt files the declarations with the authorities. Clino prepares every form and calculation - you sign and submit them.
- Comparing headline prices misleads: commission models look cheap at CHF 1,000 of wage and get expensive at CHF 3,500.
- In French-speaking Switzerland, Chèque service (GE) and Chèque-Emploi (VD) are a genuine fourth option - state-backed and cheap, but only in those cantons.
Price comparison on a nanny wage
Scenario: a nanny on CHF 3'500 gross per month, one employer household. Every figure is the pure service cost per year - social-insurance contributions and premiums come on top with any of them.
→ Plainly: on the franc amount alone, fairboss Basis and KLARA Home are cheaper than Clino. The difference is how much you have to know yourself - which canton sets which minimum wage, when BVG kicks in, which scale applies during illness.
What does each service cost at your nanny's wage?
Move the slider. The bars show the pure service cost per year. Social-security contributions come on top with every provider and are identical everywhere.
Above CHF 22'680: ordinary procedure, BVG (risk cover from 18, retirement savings from 25)
cheapest plan: Flat · no commission
flat fee, independent of the wage · no commission
12 payslips at CHF 7.90 each · no commission
Premium. Basis is free · no commission
The mandatory occupational accident insurance comes on top, listed at CHF 100/year on KLARA's pricing page.
On francs alone, fairboss Basis (free) is the cheapest. Clino stays flat at CHF 239 however far the wage rises. quitt at this wage runs CHF 990 on the Flat plan.
Next question: who registers your nanny at this wage and does the payslip every month?
Register with this wage →Comparison published by Clino. Prices checked on 25.09.2026 against the providers' own pricing pages (https://quitt.ch/preise/). Social-security contributions are separate and identical across providers. They are set by the state, not us. (last checked: 2026-09-25)
What makes nanny payroll different from cleaner payroll
The services advertise with the cleaner who comes a few hours a week. A nanny is a different case: more hours, a higher annual wage, and several thresholds fall at once.
The simplified procedure only runs up to CHF 22'680 per person and CHF 60'480 per household. Above that the ordinary procedure applies, with withholding tax at the cantonal tariff for a foreign nanny without a C permit.
BVG (occupational pension) becomes mandatory above CHF 22'680 of annual wage, from 18 for death and disability and from 25 for retirement savings too - joining a pension fund is the employer's job.
Occupational accident cover (UVG) is mandatory from the first hour, non-occupational cover (UVG-NBU) from 8 hours a week. With a nanny both thresholds are always met.
Sick-pay insurance (KTG) is mandatory in 15 of 26 cantons - decided by the standard employment contract at the place of work, not by the service you pick.
13th month, holiday pay and the in-kind wage for live-in staff (CHF 990/month) belong in the contract and in the payslip.
Who actually files the forms?
This is the dividing line between the services, and it is rarely stated openly. With a fiduciary model like quitt the declarations go through the provider. With tools like KLARA Home and fairboss you do it yourself - the software calculates, you file.
| quitt.ch | Clino | KLARA / fairboss | |
|---|---|---|---|
| Calculating the wage | Provider | Clino | Software |
| Contract and forms | Provider | Clino | You |
| Filing with the authorities | Provider | Youprepared by Clino | You |
Clino sits on the second side on purpose: registration, payslips, contracts and insurance comparisons are prepared, and you sign and submit them. That is why it costs a flat fee instead of a percentage.
Which service fits which case
You want as little to do with it as possible
quitt: the provider files the declarations. On a nanny wage budget for the Flat plan, otherwise the commission grows out of proportion.
You want to understand it and still forget nothing
Clino: a flat CHF 19.90/month, no commission, every form, contract and cantonal rule prepared - the trip to the compensation office stays yours.
You know the rules and want a calculation tool
KLARA Home or fairboss: cheap to free. You have to know yourself which duties apply in your canton and when a threshold tips.
You live in Geneva or Vaud
Chèque service (GE) and Chèque-Emploi (VD) are state-backed and cheap. They do not exist outside those cantons.
Chèque service vs Clino →Before you settle on a provider, look at your own numbers first: the nanny salary calculator shows gross, net and employer costs for your nanny's actual wage. How the registration then runs step by step is explained on the hiring a nanny page.
Frequently asked questions
Which service is cheapest for a nanny?
On the service price alone, fairboss Basis (free) and KLARA Home (per payslip). Clino is a flat CHF 238.80 a year; quitt costs considerably more on a nanny wage because the commission grows with it. If you know the duties yourself, a pure calculation tool is cheaper.
Can I run a nanny through the simplified procedure?
Only while the annual wage stays under CHF 22'680 and the whole household under CHF 60'480. A nanny on CHF 3'500 a month is above that - so the ordinary procedure applies, with withholding tax at the cantonal tariff for a foreign nanny without a C permit.
Does a nanny need a pension fund?
Above CHF 22'680 of annual wage, yes: from 1 January after the 17th birthday for death and disability, and from 1 January after the 24th birthday for retirement savings too. The employer household joins a pension fund; the contributions are split at least half and half.
Do any of these services take out the insurance for me?
The policy is always signed by the employer household. The services differ in how far they prepare it: Clino compares offers and prepares the application, and you sign it.
What will the nanny cost me in total?
Gross wage plus employer contributions: AHV/IV/EO 5.3 % and ALV 1.1 %, plus occupational accident cover, FAK and administration costs depending on the canton, and above the threshold at least half of the BVG contributions. The service cost from the comparison above comes on top. The nanny wage calculator shows the total for your canton.
Register your nanny properly
Clino prepares the registration, the contract, the payslips and the insurance comparison - for CHF 19.90 a month, with no commission on the wage.