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Avoid undeclared work · all 26 cantons

Register household help in Switzerland in 5 minutes.

Cleaner, nanny or senior care — Clino registers any private-household role correctly. AHV, FAK, UVG. CHF 19.90/month.

30 days free • Nothing charged before day 30 • Done in 5 minutes

Undeclared work fines reach CHF 10,000 — plus 5 years of back-contributions.

AHV / IV / EO

Your canton's compensation office, correctly filed.

FAK

Family allowances automatically per canton.

Simplified procedure

Lump-sum procedure up to CHF 22,680/year.

In short

If you employ household help in a Swiss private household — a cleaner, nanny or caregiver — you must register them with your canton's AHV compensation office from the first franc. Up to CHF 22'680 per year this uses the simplified procedure: AHV, ALV, withholding tax and often accident insurance are settled with a single annual statement. Clino prepares every form for your canton and any role, for a flat CHF 19.90/month.

Must register?

Yes, from the first wage

Clino's cost?

CHF 19.90/month, flat

Effort

~5 minutes, then automatic

What does your household help actually cost?

Hourly wage + social charges + holiday supplement. Move the slider and see real monthly cost.

What does it cost to properly employ my cleaner?

CHF 30/h
CHF 20CHF 50
3h
1h20h
Zurich
Net wage to your domestic worker
CHF 374.33/mo
Gross wageCHF 422.49
incl. holiday supplement 8.33%CHF 32.49
Deductions (AHV, ALV, tax)−CHF 48.16
Your total cost per month
CHF 475.89/mo
Gross wageCHF 422.49
Social contributions (Zürich)CHF 33.50
Clino fee · Fixed priceCHF 19.90
Start with these numbers
2026 rates · Updated 10/06/2026·All sources

When do I need to register?

From the first franc of wages

Obligation: AHV registration from the first franc in a private household.

Up to CHF 22,680/year

Simplified flat procedure — one filing per year.

Deadline 30 January

Annual payroll declaration for the previous year.

What Clino covers

Monthly payslip

With correct deductions for AHV, ALV, UVG and withholding tax — PDF to hand over.

Annual statement (AHV + FAK)

All data in one file — ready to upload to the cantonal portal (e.g. AHVeasy).

Withholding tax calculated

26 cantonal tax tables built in — applied automatically based on canton and residence.

Wage certificate (Form 4)

Year-end document for the employee's tax return — SSK-compliant.

Employment contract template

Swiss NAV-compliant private household contract in 5 languages — holidays, notice, sick pay.

Reminders & deadlines

Simplified-procedure deadline, AHV quarter, UVG filing — email alerts in time.

Do it yourself or with Clino?

On your own — typical effort

  1. Find the right compensation office for your canton (26 different ones)
  2. Open a private-household account (3–5 working days waiting)
  3. Research FAK rates and withholding tax tables
  4. Calculate the payslip in Excel — mistakes happen
  5. Compile the annual statement manually (often 30 January)
  6. Generate the wage certificate yourself
Recommended

With Clino — flat CHF 19.90/month

  • Compensation office auto-detected by postcode
  • Correct 2026 contributions — verified and current
  • Payslip as PDF — at the click of a button
  • Annual statement prepared — just upload
  • Form 4 wage certificate generated automatically
  • Reminders for every deadline — you miss nothing

Details, process & legal basics

Everything to read up on — step-by-step process, your part, what you need to start, the law and the numbers. Click to expand.

Registration in 3 steps — Switzerland-wide

Cleaner, nanny or caregiver, whichever canton: the flow is always the same. Clino walks you through every stage.

1

Enter postcode — we find your compensation office

26 cantons, 8 different procedures. From your postcode we know whether the simplified procedure applies, which FAK rates are in force, and which forms you need.

2

Enter wages — Clino calculates automatically

AHV/IV/EO 10.6% (split), ALV 2.2% (split), FAK 0.5–3% (employer), UVG non-occupational ~1% (employee). Holiday supplement 8.33%.

3

File the statement — annually under the simplified procedure

Annual filing to your cantonal compensation office — exported straight from your Clino account. Wage certificate for the employee and the tax office included.

Your part takes about 5 minutes

Clino handles the paperwork. You only decide what is genuinely yours to decide.

What Clino handles

  • Find the right compensation office from your postcode
  • Calculate every 2026 contribution correctly (AHV, ALV, FAK, UVG, withholding tax)
  • Produce the payslip, annual declaration and salary certificate
  • Remind you of every deadline before it passes

What you do

  1. Enter your household help's wage and hours
  2. Upload the finished annual declaration to your cantonal portal in one click
  3. Hand the payslip to your household help
What you need to get started

Nothing more than this. You can fill in the rest any time later.

  • Your home postcode (so we can set the canton and compensation office)
  • Your household help's approximate hourly wage
  • Your household help's name and date of birth
  • If you have it: their AHV number (otherwise we add it later)

No lock-in. The first 30 days are free, then CHF 19.90 per month.

What the law requires

Anyone employing household help in a Swiss private household is an employer under the AHVA (Art. 12) — whether for cleaning, childcare or senior care. From the first franc, registration with the cantonal compensation office is mandatory — the CHF 2,300 small-wage threshold does not apply in a private household. Only wages of employees under 25, up to CHF 750/year, can stay exempt on request.

Unregistered employment counts as undeclared work (BGSA, AHVG Art. 88). Inspections lead to fines of up to CHF 10,000 plus back-payment of all social contributions for the last 5 years (AHV, ALV, FAK, UVG) — plus 5% default interest.

Sources: AHVA, ATSG, BGSA — SECO undeclared-work report (annual)

Facts worth knowing

Switzerland · Private-household employment

1st franc

AHV registration threshold in a private household

AHVV Art. 34d

CHF 22,680

ceiling for simplified procedure per employer/year

AHV Ordinance

8.33%

holiday supplement on hourly wage (4 weeks)

CO Art. 329a

5 years

statute of limitations for AHV contributions

AHVA Art. 16

up to CHF 10,000

fine for undeclared work

BGSA Art. 9

26

cantons — each with its own compensation office & FAK rates

Federalism

Frequently asked questions — Switzerland-wide

Do I really have to register my household help if she only comes 4 hours a week?

Yes — in a private household the AHV obligation applies from the first franc, whatever the role. At 4h/week × CHF 30/h × 50 weeks = CHF 6,000/year you're clearly required to register anyway. (Only wages of employees under 25, up to CHF 750/year, can stay exempt on request.)

Does this apply equally to a cleaner, a nanny and senior care?

Yes. Cleaning, childcare and elder care in a private household are treated the same for social insurance: you are the employer and register with the cantonal compensation office. Contribution rates are identical; only the market wages and a few obligations (e.g. child-protection authority for childcare) differ.

What is the simplified procedure?

A lump-sum process for private households: AHV, IV, EO, ALV, withholding tax and sometimes UVG are settled together in a single annual statement to the cantonal compensation office. Condition: max wage CHF 22,680 per year per employer.

Which compensation office is responsible?

The cantonal office of the employer's residence canton. In Zürich e.g. SVA Zürich (AHVeasy portal), in Bern SVA Bern, in Geneva OCAS. Clino detects it automatically from your postcode.

What about registering retroactively?

Possible and even recommended before an inspection. The compensation office will demand contributions for the past 5 years, possibly with interest. The undeclared-work fine is waived if you come forward voluntarily.

What does Clino cost?

CHF 19.90 per month — flat, regardless of how many payslips or employees. First 30 days free. Cancel monthly, no hidden fees.

Your canton in detail

Exact compensation office, FAK rates and registration forms — per canton.

All roles & cantons

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Central Switzerland

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Last updated:

Made in Switzerland

Register correctly anywhere in Switzerland — in 5 minutes

Cleaner, nanny or care. All 26 cantons, every AHV portal, every 2026 rate. Flat CHF 19.90/month.

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