All 26 cantons · 2026 rates
All 26 cantons · 2026 ratesRegister your household employee in Switzerland. Legal and insured.
You've already found the right person. Clino prepares the contract and payslip, and walks you through AHV and accident insurance.
- Employment contract
- Payslip
- AHV registration
- Then CHF 19.90/mo
- nothing charged before day 30
What does your household employee really cost?
58 households in 11 cantons employ with Clino.
Figures straight from our database. Nothing invented, nothing rounded.
- 58
- Households
- 59
- Employees
- 11
- Cantons
- H. V.BE
- M. M.GE
- I. L.ZG
- A.ZH
- E. S.ZH
- T. M.GE
- P. Z.AG
- M. P.ZH
- C. K.ZH
- B. D.VD
Which role?
Pick the type of employment
“Household help” is the umbrella term. Pick the specific role. We'll show you the exact wages, obligations and forms for it.
Cleaner & housekeeping
Cleaning, ironing, laundry, running the household. The most common private-household role.
CHF 25–31/h· Typical rateRegister a cleanerNanny & childcare
Childcare, daycare alternative, babysitting: a nanny employed in your own home.
CHF 28–40/h· Typical rateRegister a nannySenior & elder care
Everyday help, companionship and relief for elderly relatives: privately employed.
CHF 28–38/h· Typical rateRegister a caregiverSeveral roles or still unsure? It doesn't matter. Clino settles every private-household employment correctly.
Start directly with ClinoAcross Switzerland
Three things many people don't know.
- 20.35CHF an hour from 5 h/weekStandard contract (NAV)
One minimum wage for all of Switzerland.
The federal government sets it in the standard employment contract. In 2 cantons the minimum is higher: Geneva, Neuchâtel.
Check your wageWhat it means for you
From 5 hours a week you pay at least CHF 20.35.
- 1hour a week is enoughAccident insurance (UVG)
Accident insurance is mandatory.
From the very first hour. The AHV registration alone does not cover accidents.
The four stepsWhat it means for you
From 8 hours a week, accidents off the job are covered too.
- 26funds, one per cantonCompensation funds
Your home canton decides.
The fund follows where you live, not where your employee lives. The form and portal differ everywhere.
Find your fundWhat it means for you
Click your canton and you see your fund.
Wages in Switzerland
What you pay at least.
Three tiers under the NAV, by training. 2 cantons ask for more.
The NAV minimum applies from 5 hours a week with the same household.
Register at CHF 30.00/h →Free, no account
The free kit.
Contract and payslip as a PDF right away, the checklist by email.
Clino · Switzerland
Employment contract
NAV-compliant. Pick your canton, done.
Clino · Switzerland
Payslip
With the 2026 contribution rates for all 26 cantons.
Clino · Switzerland
Registration checklist
The 6-point checklist by email
Contract, AHV, accident insurance, wages: what to do and when.
To
A new payslip every month? Clino makes it for you, free for the first 30 days. Try 30 days free →
Registering in Switzerland
Four steps to the AHV.
318.147
Employer registration
- 1
Find your fund
The compensation fund of your home canton. Your postcode is enough.
- 2
Fill in the form
Usually the federal form 318.147. Under «Employment for», pick «Domestic service».
- 3
Choose the procedure
Up to CHF 22'680 per person and 60'480 in total a year, the simplified procedure applies.
- 4
Add your household employee
With the AHV number (756.…) and the first working day, within one month.
Accident insurance never happens by itself. You tick it when you register, where the fund offers it, or you take out a policy.
Deadline: within a month of the first working day. The confirmation usually takes a few weeks.
Rather do it yourself?
The guide without Clino →Clino walks you through every step and fills in the wage fields from your payslip.
Try 30 days freeCompensation Office
Employer audit
Keller family
Employer audit of your household
- ✕No contract: in a dispute, only what you both remember counts
- ✕Accident: the substitute fund pays, you owe 5 years of premiums
- ✕AHV: up to 5 years of back contributions (7 after an offence), plus a possible criminal penalty (Art. 87 AHVG)
Employment contract
PDFbetween Keller family · Maria Silva
- ✓NAV contract: holidays, notice and sick pay settled
- ✓Accident cover from the very first hour
- ✓AHV years for her, payslips for you
«Schwarzarbeit: Haushaltshilfen fehlt oft jede Absicherung», Blick, 25.07.2026, based on Clino studies. The updated study: one inspection every 2'092 years →Already employing someone?
Take the 60-second check: contract, AHV, accident insurance. You see right away if something is missing and what it can cost.
Start the free checkPage last updated:
Frequently asked questions: Switzerland-wide
Do I really have to register my household help if she only comes 4 hours a week?
Yes. In a private household the AHV obligation applies from the first franc, whatever the role. At 4h/week × CHF 30/h × 50 weeks = CHF 6,000/year you're clearly required to register anyway. (The only exception: wages up to CHF 750 a year stay contribution-free up to and including the year the employee turns 25, unless they ask for them to be declared.)
Does this apply equally to a cleaner, a nanny and senior care?
Yes. Cleaning, childcare and elder care in a private household are treated the same for social insurance: you are the employer and register with the cantonal compensation office. Contribution rates are identical; only the market wages and a few obligations (e.g. the NAV minimum wage does not cover nannies who mainly look after children) differ.
What is the simplified procedure?
A lump-sum process for private households: AHV, IV, EO, ALV, withholding tax and sometimes UVG are settled together in a single annual statement to the cantonal compensation office. Condition: at most CHF 22'680 annual wage per person and CHF 60'480 in total payroll.
Which compensation office is responsible?
The cantonal office of the employer's residence canton. In Zürich e.g. SVA Zürich (AHVeasy portal), in Bern SVA Bern, in Geneva OCAS. Clino detects it automatically from your postcode.
What about registering retroactively?
Possible and even recommended before an inspection. The compensation office will demand contributions for the past 5 years, possibly with interest. Coming forward before an inspection generally leaves you far better placed than after one.
What does Clino cost?
CHF 19.90 per month. Flat, regardless of how many payslips or employees. First 30 days free. Cancel monthly, no hidden fees.
Founded in Zürich, for all of Switzerland
Goodbye, paperwork.
All 26 cantons, every registration route, all 2026 contribution rates. Fixed price CHF 19.90 a month.
Try 30 days freeNothing charged before day 30. Cancel monthly.
2026 rates for all 26 cantons checked against official sources, as of · Sources and methodology
Register other household help
Same procedure, same price. Whoever works in your home.
