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Comparison · All cantons

Chèque emploi exists in 7 of 26 cantons: all compared (2026)

  • 7 of 26 cantons
  • Mostly 5 to 7 % of the wage
  • Clino: CHF 19.90/month, everywhere
With chèque emploi7 cantonsPartly1 cantonWithout: straight to the compensation office18 cantons
Zurich: Without: straight to the compensation officeZHBern: Partly: Chèque emploi JuraBELucerne: Without: straight to the compensation officeLUUri: Without: straight to the compensation officeURSchwyz: Without: straight to the compensation officeSZObwalden: Without: straight to the compensation officeNidwalden: Without: straight to the compensation officeGlarus: Without: straight to the compensation officeZug: Without: straight to the compensation officeFribourg: Chèque emploi FribourgFRSolothurn: Without: straight to the compensation officeSOBasel-Stadt: Without: straight to the compensation officeBasel-Landschaft: Without: straight to the compensation officeBLSchaffhausen: Without: straight to the compensation officeSHAppenzell Ausserrhoden: Without: straight to the compensation officeAppenzell Innerrhoden: Without: straight to the compensation officeSt. Gallen: Without: straight to the compensation officeSGGraubünden: Without: straight to the compensation officeGRAargau: Without: straight to the compensation officeAGThurgau: Without: straight to the compensation officeTGTicino: PrAmAsSa TicinoTIVaud: Chèques-emploi VaudVDValais: Top relais ValaisVSNeuchâtel: TickeTAC NeuchâtelNEGeneva: Chèque service GenevaGEJura: Chèque emploi JuraJU

The offices

Tap a canton or a logo.

In 7 of 26 cantons you can hand the registration of your household help over to an office: the chèque emploi, called «Chèque service» in Geneva. All of them are in French-speaking Switzerland and Ticino, each works a little differently and most charge 5 to 7 % of the wage. Here you see them all on a map, in a table and in a profile, with what speaks for and against each one, and in an honest comparison with Clino.

How a chèque emploi works

A chèque emploi is not a voucher but a service: an office takes over, for you as the employer, the registration with the compensation office, the social contributions and the insurances. In return you pay an administration fee as a percentage of the wage. The process is similar everywhere:

Stop 1 · Sign up

You and your household help sign a form. The office registers you with the compensation office and insures your employee against accidents.

Important: the fee only pays for the administration. Social contributions (AHV/IV/EO, ALV, family allowances) and insurance premiums are due in any case, with or without an office. And no office is mandatory: even in Geneva or Lausanne you may register directly with the compensation office.

All offices in one table

Calculated with an example: 4 hours a week at CHF 30, so CHF 520 gross wage a month. «Per year» shows only the administration fee, without one-off joining fees.

Fees according to the offices' published rates, checked on 20 October 2026. They apply per employee, the Clino price per household. All offices take out the accident insurance for you.

Your workload: what does the administration cost per year?

Set the hours and hourly wage to match your situation. The bars show each office's administration fee per year, next to Clino's flat price. Percentage fees grow with the wage, up to their cap.

Administration costs per year

= CHF 520 gross wage per month

  1. ClinoCHF 239 per year
    Flat price, all cantons
  2. TickeTAC NeuchâtelCHF 312 per year
    + CHF 60 one-off
  3. Chèques-emploi VaudCHF 312 per year
  4. Chèque emploi FribourgCHF 312 per year
    + CHF 50 one-off
  5. Chèque service GenevaCHF 373 per year
  6. Top relais ValaisCHF 437 per year
    + CHF 40 one-off
  7. PrAmAsSa TicinoCHF 437 per year
  8. Chèque emploi Juranot published

Administration fees only. Social contributions and insurance premiums come on top everywhere. The offices' fees apply per employee, the Clino price per household.

Every office at a glance

What each office costs, what it handles, who it is open to, and what speaks for and against it.

Chèque service Geneva

Chèque service Geneva

PRO. entreprise humaine, a non-profit foundation, on behalf of the canton

Geneva

Fee
5.98 % of the gross wage for less than 8 hours a week, 5.48 % from 8 hours, at most CHF 2'200 per year and contract. Withholding tax adds CHF 50 per year.
Handles
AHV/IV/EO, ALV, family allowances, accident insurance, sick-pay insurance on request (the premiums are collected with the social contributions), withholding tax.
How it works
Sign a mandate, prepay quarterly, report the wage monthly within 5 days, online or by coupon. You pay out the net wage yourself.
Who for
Only households with tax residence in the canton of Geneva.

For

  • Established since 2004, over 15'000 Geneva households.
  • Finds household help for you free of charge through Ménage emploi.

Against

  • The percentage fee grows with the wage, up to CHF 2'200 a year.
  • No balance on the account, no wage: you pay in advance.
Chèques-emploi Vaud

Chèques-emploi Vaud

EPER (HEKS), launched in 2004 with the canton of Vaud and the city of Lausanne

Vaud

Fee
5 % of the gross wage, at most CHF 70 per month (CHF 98 with BVG). On paper at least CHF 10 per wage payment.
Handles
AHV/IV/EO, ALV, family allowances, accident insurance with Suva, sick-pay insurance with Generali (can be declined), BVG with Retraites Populaires, withholding tax.
How it works
Online account or paper cheques. Prepay a balance for about 6 months, report the wage monthly within 5 days. You pay out the net wage yourself.
Who for
Private employers in the canton of Vaud. Not if the help is paid for through supplementary benefits.

For

  • Low cap: at most CHF 840 in fees a year without BVG.
  • Over 10'000 households, website also in English, Spanish and Portuguese.

Against

  • Prepaying for about six months ties up money.
  • No retroactive declarations: if you already employ someone, you sort that out yourself.
Top relais Valais

Top relais Valais

Top relais Sàrl, half-owned by the municipality of Martigny

Valais

Fee
7 % of the gross wage, at least CHF 10 and at most CHF 80 per employee and month. One-off joining fee of CHF 40.
Handles
AHV/IV/EO, ALV, family allowances, accident insurance with Suva, sick-pay insurance with Generali (unless you already have your own cover), BVG with Tellco, withholding tax and the employment contract.
How it works
Online customer area or paper, prepay a balance. On request Top relais pays out the wage in your name.
Who for
Residence or second home in Valais, Upper Valais included. Associations too. No employees without a permit.

For

  • All of Valais, in French and German.
  • Draws up the contract and can pay out the wage.

Against

  • At 7 %, the highest rate, together with Ticino.
  • No annual cap: with a large workload up to CHF 960 a year.
Chèque emploi Fribourg

Chèque emploi Fribourg

Chèque Emploi Fribourg association, mandated by the Council of State since 2006, run by the social enterprise CIS

Fribourg

Fee
5 % of the declared gross wage, at least CHF 5 and at most CHF 120 per month and contract. One-off joining fee of CHF 50.
Handles
AHV/IV/EO, ALV, family allowances, accident insurance, sick-pay insurance (can be opted out of), BVG, withholding tax, monthly payslip and salary certificate.
How it works
Become a member and sign a power of attorney, online or on paper. Prepay a balance, report the hours by the 10th of the following month. You pay out the net wage yourself.
Who for
Only households employing someone in the canton of Fribourg. Cross-border workers with a G permit are excluded.

For

  • The largest office: 7'450 members, with a public annual report.
  • Bilingual, in German it is called «Service Check». Sick-pay insurance included.

Against

  • Highest cap: up to CHF 120 a month, so CHF 1'440 a year.
  • Retroactive only back to 1 January of the current year.
TickeTAC Neuchâtel

TickeTAC Neuchâtel

TAC Travail au Clair Sàrl, non-profit, in La Chaux-de-Fonds since 2005

Neuchâtel

Fee
5 % of the gross wage, 4 % from CHF 5'001, 3 % from CHF 10'001. TAC does not say whether this is per month or per year: we calculate per year, the reading more favourable to TAC. One-off CHF 60, from the second year CHF 12 per year.
Handles
AHV/IV/EO, ALV, family allowances, accident insurance with Suva, BVG, withholding tax and salary certificate. No sick-pay insurance.
How it works
Registration via the canton's Guichet unique or on paper, with a power of attorney. An advance covering about one month of social contributions, then report hours and net wage monthly. On request TAC also pays out the wage.
Who for
Households in the canton of Neuchâtel and on its border, also non-profit associations.

For

  • Low rates that fall as the wage rises.
  • Small advance, and TAC can pay out the wage for you.

Against

  • No sick-pay insurance: if your employee falls ill, you keep paying the wage yourself for a limited time.
  • Only in French, reachable by phone only in the afternoon.
Chèque emploi Jura

Chèque emploi Jura

Caritas Jura, an association in Delémont

JuraBernese Jura

Fee
Caritas Jura does not publish its rate, and the calculator on its website only gives it via a form. We do not estimate anything: ask them directly.
Handles
Social insurances, accident insurance, BVG, permits for cross-border workers. On sick-pay insurance and withholding tax: not stated.
How it works
Report the hours online every month. You can pay out the net wage yourself, Chèque Emploi pays the contributions.
Who for
Households in the canton of Jura and in the Bernese Jura.

For

  • Well established: in 2025 about 1'200 employers and 650 employees.
  • Also covers the Bernese Jura.

Against

  • No public rate: you can only compare after asking them.
  • Little public information, only in French.
PrAmAsSa Ticino

PrAmAsSa Ticino

PrAmAsSa, a private office (sole proprietorship) in Ponte Capriasca

Ticino

Fee
7 % of the gross wage, at least CHF 150 and at most CHF 500 per employee and year.
Handles
Registration with the IAS, AHV/IV/EO, ALV, family allowances, withholding tax, accident insurance with Vaudoise, BVG. No sick-pay insurance.
How it works
You and your employee sign a power of attorney. Prepayment, exchange by post or e-mail, no online portal.
Who for
Households in the canton of Ticino. Only in Italian.

For

  • Low annual cap: at most CHF 500, with two employees CHF 650.
  • Uses the IAS's simplified procedure.

Against

  • At least CHF 150 a year, even for just a few hours.
  • No online portal and no sick-pay insurance.

19 cantons without chèque emploi: how it works there

Outside French-speaking Switzerland and Ticino there is no such office today. There you register your household help directly with the cantonal compensation office, often under the simplified procedure, and take out the accident insurance yourself. Choose your canton for the exact instructions:

* In the Bernese Jura, Caritas Jura also offers the chèque emploi.

Without an office, in 4 steps

1

Draw up a written employment contract, based on your canton's standard employment contract (NAV).

2

Register the employment with the cantonal compensation office.

3

Take out UVG accident insurance (from 8 h/week also covering non-occupational accidents).

4

Produce a payslip every month and declare the wages at year-end.

Chèque emploi or Clino?

Both take work off your hands, but in different ways. The office takes over the administration by mandate and charges a percentage of the wage for it. Clino prepares everything, you sign and submit it yourself, for a flat price. Side by side:

Chèque emploiClino
Where availableEach office only in its own cantonAll 26 cantons
Files the declarations for youYes, by mandateNo: Clino prepares, you submit
Accident insuranceThe office takes it outYou take it out, Clino shows you how
PrepaymentYes, a balance for several monthsNo
Price5 to 7 % of the wage, per employeeCHF 19.90/month flat, per household
Employment contractDepends on the officeBased on your canton's standard employment contract (NAV)
Already employing someone, sorting it out retroactivelyLimited: Vaud not retroactive, Fribourg only within the current yearClino guides you through the retroactive registration
Paying out the net wageUsually youYou

A chèque emploi suits you if ...

you live in a canton with an office, really want to hand everything over, accident insurance included, and the workload is small: for just a few hours the percentage fee is often lower than a flat price.

Clino suits you if ...

your canton has no office, your help works more than a few hours a week (then the flat price is lower), you want neither to prepay nor to give a power of attorney, or someone already works for you and you need to sort that out retroactively.

No office in your canton, or too expensive?

Clino prepares the registration, the employment contract and every payslip, in all 26 cantons, for CHF 19.90/month. No prepayment, no power of attorney, 30 days free.

Start now, 30 days free

Frequently Asked Questions

Which cantons have a chèque emploi?

In 7 cantons: Geneva (Chèque service), Vaud (EPER), Valais (Top relais), Fribourg, Neuchâtel (TickeTAC), Jura (Caritas Jura, also in the Bernese Jura) and Ticino (PrAmAsSa). The other 19 cantons have no such office.

What does a chèque emploi cost?

Mostly 5 to 7 % of the gross wage as an administration fee, with a minimum and a cap depending on the office (in Neuchâtel the rate falls to 3 %). Social contributions and insurance premiums come on top, as with any other solution.

Is the chèque emploi mandatory?

No, it is a voluntary service. What is mandatory is registering your household help with the AHV from the first franc and insuring them against accidents. You can do that directly with the compensation office anywhere, too.

Can I use another canton's chèque emploi?

No. Each office only accepts households from its own area. What counts is where you live as the employer, not where your household help lives. In Valais a second home is enough.

From what wage is Clino cheaper than a chèque emploi?

Clino costs CHF 238.80 a year. With a 5 % fee, Clino is cheaper from about CHF 400 gross wage a month, with 7 % from about CHF 285. The calculator above shows it for your workload.

Is there a chèque emploi in German-speaking Switzerland too?

Not today. Basel had a «Chèque Service Basel» from about 2020 to 2023, which was discontinued for lack of demand. In the German-speaking part of Fribourg, Chèque Emploi Fribourg is also available in German. Otherwise you register directly with the cantonal compensation office, often under the simplified procedure. Clino prepares this registration for you.

Sources

Rates checked with each office on 20 October 2026, 7 cantons with chèque emploi. Rates change: check the current status before you sign up.

Salvador Jovells

Salvador Jovells, founder of Clino