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Wage Calculator for Domestic Workers - Is Your Pay Fair?

A free and anonymous tool for domestic workers in Switzerland - your net wage in seconds.

April 15, 2026·Interactive Calculator
Swiss law Free Anonymous

Your details

By law: 4 weeks (5 if under 20).

Your wage

2026

My net

CHF 968.42

per month • CHF 11'621.07 per year

My gross (per month)CHF 1'050.71
AHV/IV/EO (5.3%)?- CHF 55.69
ALV (1.1%)?- CHF 11.56
UVG-NBU (1.432%)?- CHF 15.05

Note: this calculator models withholding tax at the ordinary tariff (B/L permit or cross-border workers only). Under the simplified settlement procedure - how most private households and Clino settle payroll - a flat 5% is deducted for all workers instead, whatever the permit.

All figures are a rough estimate - actual deductions depend on your canton and personal situation.

Holiday pay

CHF 969.53

At contractual 4w

13th salary

CHF 0.00

-

NAV-compliant
NAV min.: CHF 20.35Canton avg.: CHF 29.00
Your wage: CHF 28.00/h

Your wage is fine - above the NAV minimum and in line with the cantonal average.

What your employer pays on top

So you understand the full cost structure.

AHV/IV/EO employer+ CHF 55.69
ALV employer+ CHF 11.56
UVG-BU (work accident)+ CHF 5.31
FAK (family allowances)+ CHF 10.77
Total cost for employerCHF 1'134.04

Show your employer what Clino costs

CHF 19.90/month instead of 3 hours of admin work.

We stand for correct employment - even if it costs more.
Anonymous - we store nothing without your OK.

Sources: BSV 2026 • ESTV source-tax tables • NAV domestic work

Does your employer want to register you correctly?

Clino does the payslip, AHV registration and contracts automatically - CHF 19.90/month.

30 days free
2026 rates · Updated 17/07/2026·All sources

How Is Your Wage Calculated?

Stacked Swiss franc coins - household employee wage

As a domestic worker in Switzerland, you are entitled to a gross wage from which various social insurance contributions are deducted. These deductions are required by law and your employer must account for them correctly every month.

The following contributions are deducted from your gross wage:

1.AHV/IV/EO: 5.3% - Old age, disability and loss of earnings insurance. Your employer pays an additional 5.3% on top.
2.ALV: 1.1% - Unemployment insurance. Your employer pays the same amount as well.
3.NBU: 1.432% - Non-occupational accident insurance. Only if you work at least 8 hours per week. You pay this alone.
4.Holiday supplement: 8.33% (4 weeks holiday) or 10.64% (5 weeks, under age 20). Added on top of gross pay - not deducted!
Gross wage (agreed amount)CHF XX.XX
+ Holiday supplement (8.33% or 10.64%)+ CHF X.XX
= Gross wage incl. holidaysCHF XX.XX
- AHV/IV/EO (5.3%)- CHF X.XX
- ALV (1.1%)- CHF X.XX
- NBU (1.432%, from 8h/week)- CHF X.XX
= Net wage (what you receive)CHF XX.XX

Important: Your employer must give you a monthly payslip listing all deductions individually. If you don't receive one, ask for it - it's your right.

Common Wage Traps

Unfortunately, domestic workers in Switzerland are often paid incorrectly or too little. Here are the most common tricks:

1.

No holiday supplement paid

Your employer says: "Everything is included in the hourly rate." This is only permitted if the holiday supplement is listed separately on every payslip. Otherwise, you are entitled to back payment.

2.

"Gross = net" promises

Some employers pay you cash without a payslip and say you get "everything". The problem: You're not insured (no AHV, no accident insurance) and in an emergency you have no protection.

3.

No payslip

Without a monthly payslip you cannot verify whether the deductions are correct. You have a legal right to a payslip. Insist on it!

4.

Wage below NAV minimum

The NAV minimum wages are mandatory. An employer may not pay less - even if you "agree" to it. Wages below the minimum are void.

5.

Undeclared work instead of registration

If your employer doesn't register you with the AHV, you're working illegally. This means: no accident insurance, no AHV contributions, no unemployment insurance. In case of damage, you bear the risk alone.

Protect yourself: Always request a written payslip and an employment contract. Use our calculator to check whether your wage is fair.

Frequently Asked Questions

What is the minimum wage for cleaners in Switzerland?
The NAV for domestic work sets the following minimum wages: CHF 20.35/h for unskilled workers, CHF 22.30/h for experienced workers (4+ years) and CHF 24.55/h with a qualification. The holiday supplement (8.33% or 10.64%) is added on top.
Who pays the AHV - me or the employer?
Both. You pay 5.3% and your employer also pays 5.3%. Your employer deducts your share from your wage and transfers the total amount to the compensation office. You can see your deduction on the payslip.
What is NBU and do I have to pay it?
NBU stands for non-occupational accident insurance. It covers accidents during leisure time. If you work at least 8 hours per week for the same employer, you are mandatorily insured. The contribution of 1.432% is deducted from your wage.
Does my employer have to give me a payslip?
Yes, every month. The payslip must list the gross wage, holiday supplement, all deductions (AHV, ALV, NBU) and the net wage individually. Without a payslip, you cannot verify whether the deductions are correct.
What can I do if my wage is below the minimum?
Talk to your employer directly and show them the NAV minimum wages. You have a legal right to back payment - retroactively up to 5 years. In case of problems, you can contact the cantonal conciliation authority.

Monthly tips for household workers

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Salvador Jovells

Salvador Jovells, founder of Clino

Verified July 2026