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All 26 cantons · 2026 rates

Register your nanny in Switzerland. Legal and insured.

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Real customers

54 households in 12 cantons employ with Clino.

Figures straight from our database. Nothing invented, nothing rounded.

54
Households
59
Employees
12
Cantons
  • K. K.ZH
  • D. R.SZ
  • L. L.BS
  • B. G.ZH
  • H. V.BE
  • M. M.GE
  • I. L.ZG
  • A.ZH
  • E. S.ZH
  • B. D.VD
Active customers by canton

Across Switzerland

Three things many people don't know.

  • 25–40CHF an hour, market wage per the SNA
    Swiss Nanny Association

    No federal minimum wage for nannies.

    The federal NAV for household work excludes nannies who mainly look after children. The market wage is published by the Swiss Nanny Association.

    What it means for you

    If your nanny also does housework, you pay at least CHF 20.35 an hour.

    Check your wage
  • 22'680CHF a year, mandatory above it
    Pension fund (BVG)

    Full time means a pension fund.

    If your nanny earns more than CHF 22'680 a year with you, a pension fund is mandatory. Full time gets there quickly.

    What it means for you

    The ordinary procedure then applies, and you need a pension fund.

    The four steps
  • 1hour a week is enough
    Accident insurance (UVG)

    Accident insurance is mandatory.

    From the very first hour. The AHV registration alone does not cover accidents.

    What it means for you

    From 8 hours a week, accidents off the job are covered too.

    The four steps
All 26 cantons

Every canton counts differently. Clino knows all 26.

Click your canton: compensation fund, cantonal rules and the nanny guide for that canton.

Guide per canton

Zurich
Compensation office: SVA Zürich

Wages in Switzerland

What a nanny earns in Switzerland.

According to the Swiss Nanny Association, the market pays CHF 25 to 40 an hour.

SNA market range
NAV, with housework20.35
Your hourly rate
CHF 30.00
Within the market range published by the Swiss Nanny Association.

According to SECO, the federal NAV does not cover nannies who mainly look after children. A minimum wage is a floor, not a recommended rate.

What does a nanny cost in Switzerland?

Three typical models, gross wage per month, as of 2026.

Part-time

10–25 h / week

CHF 1'100 – 4'300

/ month

Afternoons after daycare or two fixed days a week.

Most common case

Full-time

40–50 h / week

CHF 5'000 – 6'500

/ month

Full daycare replacement, often for 0–4-year-olds. Often with a 13th salary.

Live-in

Lives with the family

CHF 6'000 – 7'500

/ month

Incl. board and lodging, which the AHV values at CHF 990 a month.

If you share the nanny with a second family, each family pays only its own part and runs its own payroll: the nanny share calculator.

Tax deduction

Registered? Then you get money back.

Declare your nanny properly and her costs come off your taxes. Work out how much:

CHF 3'000 per month

Children under 14

What does she do?

Household taxable income

Tax return 2026

Sample

Deductions

  • Work expenses
  • Insurance premiums
  • Third-party childcare costs
CHF 11'609less tax per year, estimated
Federal tax deduction
CHF 32'537
Cantonal and municipal tax deduction
CHF 32'537
Estimated tax saving per year
CHF 11'609

When the deduction applies

  • The child is under 14 and lives with you.
  • You need the care because you work or study. For a couple, that goes for both of you.
  • Only the childcare is deductible, not cleaning, cooking or laundry.
  • You can prove the costs. That only works if the nanny is declared and you pay her wage by bank transfer.
  • Per child at most CHF 25'800 for federal tax; for cantonal tax CHF 8'000 to 27'300, depending on the canton.

The documents you attach

  1. The compensation office's statements and, in the ordinary procedure, the nanny's salary certificate (Lohnausweis)
  2. The employment contract with its task list, ideally stating the childcare share as a percentage
  3. Proof of payment: the wage transfers (the tax office may ask for them)
  4. Proof that you work: your own salary certificates

Zurich: in the simplified procedure there is no salary certificate. Then attach a copy of the employment contract, ideally stating the childcare share as a percentage, and the SVA Zürich statements; bank proof of the wage payments may also be requested. The tax office decides which part counts as childcare.

Clino prepares the contract, the payslips and a statement of the childcare costs for the tax office, plus the salary certificate in the ordinary procedure.

Paid cash and undeclared, there is no proof, so no deduction.

Some employers pay towards it

The federal administration pays its staff up to CHF 750 per child and month until the child starts school, Swiss Post up to CHF 12'000 a year depending on income, and the canton of Solothurn up to CHF 300 per child and month. All three also pay towards an employed nanny. They usually ask for the employment contract, proof of the costs and a confirmation from the compensation office. The contract and the costs come from Clino, the confirmation from your office.

Federal Personnel Ordinance (German)Swiss Post: fact sheet from HR or the social counselling serviceCanton of Solothurn

› How we calculate

A cautious estimate: the net wage before source tax (as on the salary certificate, box 11), the cantonal capital's tax rates, married, no church tax. A deduction lowers taxable income, not the tax itself. The tax office makes the assessment.

Free, no account

The free kit.

Contract and payslip as a PDF right away, the checklist by email.

  • Clino · Switzerland

    Nanny contract

    With the overtime rule and no banked hours.

  • Clino · Switzerland

    Payslip

    With the 2026 contribution rates for all 26 cantons.

  • Clino · Switzerland

    Registration checklist

    The 6-point checklist by email

    Contract, AHV, accident insurance, wages: what to do and when.

    To

    No newsletter. Unsubscribe in one click.

A new payslip every month? Clino makes it for you, free for the first 30 days.

Registering in Switzerland

Four steps to the AHV.

318.147

Employer registration

RecipientCompensation office of your canton
EmployerKeller family
Employment forDomestic service
SettlementSimplified procedure
EmployeeNameMaria SilvaAHV number756.••••.••••.••Start01.11.2026
  1. 1

    Find your fund

    The compensation fund of your home canton. Your postcode is enough.

  2. 2

    Fill in the form

    Usually the federal form 318.147. Under «Employment for», pick «Domestic service».

  3. 3

    Choose the procedure

    Up to CHF 22'680 per person and 60'480 in total a year, the simplified procedure applies.

  4. 4

    Register your nanny

    With her AHV number (756.…) and first working day, within a month.

Above CHF 22'680 a year, quickly reached full time, the ordinary procedure applies, with a pension fund (BVG).

Deadline: within 30 days of the start of employment. The confirmation then comes by post.

The form

Federal form 318.147 ↗

ahv-iv.ch

Rather do it yourself?

The guide without Clino →

Clino walks you through every step and fills in the wage fields from your payslip.

UNDECLAREDThe dark reality.

Compensation Office

Employer audit

RRegistered

Keller family

Employer audit of your household

  • ✕No contract: in a dispute, only what you both remember counts
  • ✕Accident: the substitute fund pays, you owe 5 years of premiums
  • ✕AHV: up to 5 years of back contributions (7 after an offence), plus a possible criminal penalty (Art. 87 AHVG)
REGISTEREDThe bright reality.

Employment contract

PDF

between Keller family · Maria Silva

  • ✓NAV contract: holidays, notice and sick pay settled
  • ✓Accident cover from the very first hour
  • ✓AHV years for her, payslips for you
Signature EmployerSignature Employee
⇄
DRAG THE LINE: WHERE DOES YOUR HOUSEHOLD STAND?

Already employing someone?

Take the 60-second check: contract, AHV, accident insurance. You see right away if something is missing and what it can cost.

Start the free check

Frequently asked questions

Does the minimum wage apply to a nanny?

The minimum wage in the federal NAV for household work does not apply to nannies who mainly look after children. If your nanny also does housework, it does: at least CHF 20.35 an hour. Some cantons also have a cantonal minimum wage. According to the Swiss Nanny Association, the market pays CHF 25 to 40 an hour.

When do I pay the salary?

Usually at the end of the month, on the last working day at the latest. The law only requires an advance if your nanny falls into hardship (Art. 323 CO). You can pay by bank transfer or in cash. A transfer is the clearer proof of payment. In cash, have a wage receipt signed and keep it with the payslip. The employment must be registered either way.

Do I need accident insurance for a part-time nanny?

Yes. Occupational accident insurance (UVG) is mandatory from the first hour, however few hours it is. From 8 hours a week, non-occupational accident insurance (NBU) is added. Clino compares the offers and prepares the application. You take out the policy with the insurer yourself. The family's private liability insurance does not cover the nanny.

How accident insurance (UVG) works →

What if my nanny falls ill?

You keep paying the salary for a limited time. From when is set by the cantonal standard employment contract (NAV): in 10 cantons from the first working day, in 4 after the probation period, in the rest once the employment has lasted more than three months or was agreed for more than three months (Art. 324a CO). How long is set by the NAV's scale: three weeks or one month in the first year of service, longer after that. In 15 cantons, cantonal law requires daily sickness benefits insurance (KTG) for household employees, for example in Zurich, Bern and Lucerne. Elsewhere it is optional but worth having, because it covers the lost wage during a long illness.

Sick child, sick nanny: who pays her wage? →

How do I give notice correctly?

Under the CO, notice during the trial period (three months at most) is 7 days. After that: one month to the end of a month in the first year, two months from the second to the ninth year, three months from the tenth (Art. 335c CO). Some cantonal standard employment contracts (NAV) differ, on the trial period as well as on notice: Bern, for one, requires three months from the fourth year of service. Give notice in writing, ideally by registered letter. You only have to give reasons in writing if asked, and the notice must not be abusive.

Trial period and notice in your canton →

Is the nanny employed or self-employed?

If the nanny works in your home, follows your instructions and works hours you set, the nanny is your employee (Art. 319 CO). Self-employment would need several families at once, their own premises and their own business risk. That fits almost no nanny. Getting the status wrong means risking undeclared work.

What if my nanny comes from abroad?

EU and EFTA citizens with a B or C permit may work as a nanny without further authorisation. Newcomers register with the municipality within 14 days and, with the employment contract, receive an L permit (up to 12 months) or a B; for jobs of up to 3 months an online notification is enough. Hiring a nanny directly from a non-EU/EFTA country (e.g. USA, UK, Brazil) is practically ruled out: permits only go to qualified specialists. If she already lives in Switzerland with a permit, for example through family reunification, she may work depending on that permit. With an L or B permit, withholding tax is mandatory. Clino accounts for it.

What does Clino cost?

CHF 19.90 a month, whether for a nanny, a cleaner or several employees. Included: AHV/IV/EO/ALV accounting, payslips, wage statement, withholding-tax accounting and, for accident insurance, a comparison with a prepared application. No commission on the salary, no power of attorney, cancel monthly.

How does a nanny differ from a childminder?

A nanny is your employee and looks after your children in your home. A childminder looks after children in their own home, often from several families, and is usually employed by a day-family organisation, rarely by you. For nannies, the Swiss Nanny Association gives a market wage of CHF 25 to 40 an hour. Day families charge their own rates.

Nanny, daycare and childminder compared →

Founded in Zürich, for all of Switzerland

Goodbye, paperwork.

All 26 cantons, every registration route, all 2026 contribution rates. Fixed price CHF 19.90 a month.

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2026 rates for all 26 cantons checked against official sources, as of · Sources and methodology