All 26 cantons · 2026 rates
Register your nanny in Switzerland. Legal and insured.
You've already found your nanny. Clino prepares the paperwork.
54 households in 12 cantons employ with Clino.
Figures straight from our database. Nothing invented, nothing rounded.
- 54
- Households
- 59
- Employees
- 12
- Cantons
- K. K.ZH
- D. R.SZ
- L. L.BS
- B. G.ZH
- H. V.BE
- M. M.GE
- I. L.ZG
- A.ZH
- E. S.ZH
- B. D.VD
Across Switzerland
Three things many people don't know.
- 25–40CHF an hour, market wage per the SNASwiss Nanny Association
No federal minimum wage for nannies.
The federal NAV for household work excludes nannies who mainly look after children. The market wage is published by the Swiss Nanny Association.
Check your wageWhat it means for you
If your nanny also does housework, you pay at least CHF 20.35 an hour.
- 22'680CHF a year, mandatory above itPension fund (BVG)
Full time means a pension fund.
If your nanny earns more than CHF 22'680 a year with you, a pension fund is mandatory. Full time gets there quickly.
The four stepsWhat it means for you
The ordinary procedure then applies, and you need a pension fund.
- 1hour a week is enoughAccident insurance (UVG)
Accident insurance is mandatory.
From the very first hour. The AHV registration alone does not cover accidents.
The four stepsWhat it means for you
From 8 hours a week, accidents off the job are covered too.
Wages in Switzerland
What a nanny earns in Switzerland.
According to the Swiss Nanny Association, the market pays CHF 25 to 40 an hour.
According to SECO, the federal NAV does not cover nannies who mainly look after children. A minimum wage is a floor, not a recommended rate.
What does a nanny cost in Switzerland?
Three typical models, gross wage per month, as of 2026.
Part-time
10–25 h / week
CHF 1'100 – 4'300
/ monthAfternoons after daycare or two fixed days a week.
Full-time
40–50 h / week
CHF 5'000 – 6'500
/ monthFull daycare replacement, often for 0–4-year-olds. Often with a 13th salary.
Live-in
Lives with the family
CHF 6'000 – 7'500
/ monthIncl. board and lodging, which the AHV values at CHF 990 a month.
If you share the nanny with a second family, each family pays only its own part and runs its own payroll: the nanny share calculator.
Tax deduction
Registered? Then you get money back.
Declare your nanny properly and her costs come off your taxes. Work out how much:
Children under 14
What does she do?
Household taxable income
Tax return 2026
SampleDeductions
- Work expenses
- Insurance premiums
- Third-party childcare costs
- Federal tax deduction
- CHF 32'537
- Cantonal and municipal tax deduction
- CHF 32'537
- Estimated tax saving per year
- CHF 11'609
When the deduction applies
- The child is under 14 and lives with you.
- You need the care because you work or study. For a couple, that goes for both of you.
- Only the childcare is deductible, not cleaning, cooking or laundry.
- You can prove the costs. That only works if the nanny is declared and you pay her wage by bank transfer.
- Per child at most CHF 25'800 for federal tax; for cantonal tax CHF 8'000 to 27'300, depending on the canton.
The documents you attach
- The compensation office's statements and, in the ordinary procedure, the nanny's salary certificate (Lohnausweis)
- The employment contract with its task list, ideally stating the childcare share as a percentage
- Proof of payment: the wage transfers (the tax office may ask for them)
- Proof that you work: your own salary certificates
Zurich: in the simplified procedure there is no salary certificate. Then attach a copy of the employment contract, ideally stating the childcare share as a percentage, and the SVA Zürich statements; bank proof of the wage payments may also be requested. The tax office decides which part counts as childcare.
Clino prepares the contract, the payslips and a statement of the childcare costs for the tax office, plus the salary certificate in the ordinary procedure.
Paid cash and undeclared, there is no proof, so no deduction.
Some employers pay towards it
The federal administration pays its staff up to CHF 750 per child and month until the child starts school, Swiss Post up to CHF 12'000 a year depending on income, and the canton of Solothurn up to CHF 300 per child and month. All three also pay towards an employed nanny. They usually ask for the employment contract, proof of the costs and a confirmation from the compensation office. The contract and the costs come from Clino, the confirmation from your office.
Federal Personnel Ordinance (German)Swiss Post: fact sheet from HR or the social counselling serviceCanton of Solothurn
› How we calculate
A cautious estimate: the net wage before source tax (as on the salary certificate, box 11), the cantonal capital's tax rates, married, no church tax. A deduction lowers taxable income, not the tax itself. The tax office makes the assessment.
Free, no account
The free kit.
Contract and payslip as a PDF right away, the checklist by email.
Clino · Switzerland
Nanny contract
With the overtime rule and no banked hours.
Clino · Switzerland
Payslip
With the 2026 contribution rates for all 26 cantons.
Clino · Switzerland
Registration checklist
The 6-point checklist by email
Contract, AHV, accident insurance, wages: what to do and when.
To
A new payslip every month? Clino makes it for you, free for the first 30 days.
Registering in Switzerland
Four steps to the AHV.
318.147
Employer registration
- 1
Find your fund
The compensation fund of your home canton. Your postcode is enough.
- 2
Fill in the form
Usually the federal form 318.147. Under «Employment for», pick «Domestic service».
- 3
Choose the procedure
Up to CHF 22'680 per person and 60'480 in total a year, the simplified procedure applies.
- 4
Register your nanny
With her AHV number (756.…) and first working day, within a month.
Above CHF 22'680 a year, quickly reached full time, the ordinary procedure applies, with a pension fund (BVG).
Deadline: within 30 days of the start of employment. The confirmation then comes by post.
Rather do it yourself?
The guide without Clino →Clino walks you through every step and fills in the wage fields from your payslip.
Compensation Office
Employer audit
Keller family
Employer audit of your household
- ✕No contract: in a dispute, only what you both remember counts
- ✕Accident: the substitute fund pays, you owe 5 years of premiums
- ✕AHV: up to 5 years of back contributions (7 after an offence), plus a possible criminal penalty (Art. 87 AHVG)
Employment contract
PDFbetween Keller family · Maria Silva
- ✓NAV contract: holidays, notice and sick pay settled
- ✓Accident cover from the very first hour
- ✓AHV years for her, payslips for you
Already employing someone?
Take the 60-second check: contract, AHV, accident insurance. You see right away if something is missing and what it can cost.
Start the free checkFrequently asked questions
Does the minimum wage apply to a nanny?
The minimum wage in the federal NAV for household work does not apply to nannies who mainly look after children. If your nanny also does housework, it does: at least CHF 20.35 an hour. Some cantons also have a cantonal minimum wage. According to the Swiss Nanny Association, the market pays CHF 25 to 40 an hour.
When do I pay the salary?
Usually at the end of the month, on the last working day at the latest. The law only requires an advance if your nanny falls into hardship (Art. 323 CO). You can pay by bank transfer or in cash. A transfer is the clearer proof of payment. In cash, have a wage receipt signed and keep it with the payslip. The employment must be registered either way.
Do I need accident insurance for a part-time nanny?
Yes. Occupational accident insurance (UVG) is mandatory from the first hour, however few hours it is. From 8 hours a week, non-occupational accident insurance (NBU) is added. Clino compares the offers and prepares the application. You take out the policy with the insurer yourself. The family's private liability insurance does not cover the nanny.
What if my nanny falls ill?
You keep paying the salary for a limited time. From when is set by the cantonal standard employment contract (NAV): in 10 cantons from the first working day, in 4 after the probation period, in the rest once the employment has lasted more than three months or was agreed for more than three months (Art. 324a CO). How long is set by the NAV's scale: three weeks or one month in the first year of service, longer after that. In 15 cantons, cantonal law requires daily sickness benefits insurance (KTG) for household employees, for example in Zurich, Bern and Lucerne. Elsewhere it is optional but worth having, because it covers the lost wage during a long illness.
How do I give notice correctly?
Under the CO, notice during the trial period (three months at most) is 7 days. After that: one month to the end of a month in the first year, two months from the second to the ninth year, three months from the tenth (Art. 335c CO). Some cantonal standard employment contracts (NAV) differ, on the trial period as well as on notice: Bern, for one, requires three months from the fourth year of service. Give notice in writing, ideally by registered letter. You only have to give reasons in writing if asked, and the notice must not be abusive.
Is the nanny employed or self-employed?
If the nanny works in your home, follows your instructions and works hours you set, the nanny is your employee (Art. 319 CO). Self-employment would need several families at once, their own premises and their own business risk. That fits almost no nanny. Getting the status wrong means risking undeclared work.
What if my nanny comes from abroad?
EU and EFTA citizens with a B or C permit may work as a nanny without further authorisation. Newcomers register with the municipality within 14 days and, with the employment contract, receive an L permit (up to 12 months) or a B; for jobs of up to 3 months an online notification is enough. Hiring a nanny directly from a non-EU/EFTA country (e.g. USA, UK, Brazil) is practically ruled out: permits only go to qualified specialists. If she already lives in Switzerland with a permit, for example through family reunification, she may work depending on that permit. With an L or B permit, withholding tax is mandatory. Clino accounts for it.
What does Clino cost?
CHF 19.90 a month, whether for a nanny, a cleaner or several employees. Included: AHV/IV/EO/ALV accounting, payslips, wage statement, withholding-tax accounting and, for accident insurance, a comparison with a prepared application. No commission on the salary, no power of attorney, cancel monthly.
How does a nanny differ from a childminder?
A nanny is your employee and looks after your children in your home. A childminder looks after children in their own home, often from several families, and is usually employed by a day-family organisation, rarely by you. For nannies, the Swiss Nanny Association gives a market wage of CHF 25 to 40 an hour. Day families charge their own rates.
Founded in Zürich, for all of Switzerland
Goodbye, paperwork.
All 26 cantons, every registration route, all 2026 contribution rates. Fixed price CHF 19.90 a month.
Try 30 days freeNothing charged before day 30. Cancel monthly.
2026 rates for all 26 cantons checked against official sources, as of · Sources and methodology
Register other household help
Same procedure, same price. Whoever works in your home.


