CHF 20.00/h
Cantonal minimum wage
Paying less risks fines under the federal anti-undeclared-work law.
Source
Canton of TicinoRegister your nanny in Ticino —
in 5 minutes.
Found your nanny? Clino turns her into a properly employed team member: registration, contract, insurance and payroll — for CHF 19.90/month, whether it's 4 hours or 40.
AHV-compliantIstituto delle assicurazioni socialiin 5 minutescancel anytime
No placement agency — you keep your nanny. We just take the official paperwork off your hands.
Your personal plan
Your nanny in Ticino — fully planned.
Set hours and wage. Cost, procedure and insurance appear instantly.
h/week
20
CHF/h
30
Your postcode6900Canton Ticino
Your Ticino nanny plan
Responsible office
IAS Ticino
online via AVSeasy
Your procedure
Ordinary procedure
Above CHF 22,680/year — monthly accounting. Clino detects the threshold automatically and handles the ordinary procedure for you.
Accident insurance
- Occupational accident (BU) — paid by the employer
- Non-occupational accident (NBU) — mandatory from 8 h/week
Your cost per month
CHF 3'084.59/ month
≈ CHF 37'015.08 / year
Gross wageCHF 2'816.69
Social contributions (employer)CHF 248.00
ClinoCHF 19.90
Your nanny receives net CHF 2'596.09
What Clino does for you
- Employment contract ready
- Registration with IAS Ticino prepared
- Wage & contributions calculated every month
In brief
Do I even have to register my nanny?
Yes — short and honest. As soon as someone works in your home and you set the wage and hours, she's your employee. From the very first hour, with no minimum workload. Sounds like a hassle. With Clino it takes 5 minutes.
No minimum hours
Even 4 hours a week count. There's no threshold below which it's "not necessary".
From the very first franc
AHV (old-age insurance), ALV (unemployment insurance) and UVG (accident insurance) are mandatory. The CHF 2'300 exemption does not apply to household employees.
It protects you
If an accident happens, you're personally liable without a policy. Registered, you're on the safe side.
UNDECLAREDThe dark reality.
- ✕No contract, just a handshake
- ✕Accident? You pay the medical bills
- ✕Fines up to CHF 10'000 + 5 years of back contributions
REGISTEREDThe bright reality.
- ✓NAV-compliant employment contract
- ✓UVG policy: pays from hour one
- ✓AHV settled cleanly, CHF 19.90/mo.
⇄
DRAG THE LINE: WHERE DOES YOUR HOUSEHOLD STAND?
Inspection intensity
Sample-basedFrequent
Frequent inspections
How strict are inspections in Ticino?
In Ticino, undeclared-work inspections are active. Failing to register your nanny risks fines, up to 5 years of back-paid social contributions and, in serious cases, prosecution.
With Clino you register your nanny in minutes. Clino guides you step by step through registration, insurance and payroll.
Register your nanny nowSorting it out later
Been paying for a while with no registration? No drama.
Many families pay cash at first — and only realise later that they should have registered. This can be put right, and the sooner the easier.
1
Register retroactively
The Istituto delle assicurazioni sociali accepts back-dated registrations. The sooner you do it, the smaller the back-payment.
2
Clino sets everything up
We help with the back-registration and take over the ongoing payroll from now on.
3
Peace of mind, not risk
You're properly set up — before any inspection comes.
Tax deduction Ticino
Registered? Then get something back.
You can deduct childcare costs — with a marginal tax rate of ~25% in Ticino, that means up to around CHF 3'020/year back per child. Canton of Ticino: childcare costs are deductible cantonally (check the maximum amount with the cantonal tax office), and federally up to CHF 25'800/child (2026).
The condition is a wage statement (Lohnausweis) — which you only get with properly registered childcare. One more reason to do it right.
Comparison Ticino
Nanny or daycare — what suits you?
Full-time daycare (Kita) per child vs. a full-time nanny (40 hrs/week). CHF/month — before subsidies.
Daycare (1 child, 100%)CHF 1'850
Nanny (40 hrs/week)CHF 4'671
• From 2 children on, a nanny quickly becomes cheaper than daycare.
• A tax deduction of up to CHF 25'800/child (federal) is also possible.
IT
Official language
Italian
Undeclared-work checks
Frequent inspections
AK confirmation
typically ~16 working days
Salary certificate deadline
31 January for the past year
Canton of TicinoBondìbuongiorno, in dialetto ticinese
All of Ticino: one office, one registration
Every municipality, one office: Istituto delle assicurazioni sociali.
Register in TicinoCanton of Ticino at a glanceAll the key figures for your nanny in Ticino
Hourly wage
CHF 23–30
market rate
Child allowance
CHF 215
/month/child
Minimum wage
CHF 20.00
/hr
Daycare avg.
CHF 1'850
/mo · 1 child
Minimum-wage note Ticino
Ticino: a cantonal minimum wage from CHF 20.00/hr (sector-dependent, 2026). It applies to household employees too and is close to the NAV Hauswirtschaft.
Important on scope: per SECO's information sheet (as of 1.1.2026, section 2.1) the federal NAV Hauswirtschaft expressly excludes "persons mainly responsible for childcare (childminders and babysitters)". For a pure childcare role there is therefore no federal minimum wage — the rates shown here are then a reference, not an obligation. Where the nanny also does substantial housework, the NAV applies. Cantonal minimum wages apply regardless.
Specific to canton Ticino
What's different in Ticino
IT
Official language
The Istituto delle assicurazioni sociali works in Italian.
G+
Cross-border workers common
Check the G permit and report withholding tax correctly.
Authorities & registration
How to register your nanny in Ticino
AHV compensation office · AVSeasy portal
Istituto delle assicurazioni sociali
Responsible for AHV/IV/EO, the child-allowance fund (FAK), withholding tax and the wage declaration under the simplified procedure.
Open registration form & portal- 1
Register with the Istituto delle assicurazioni sociali
Submit the form online or via the AVSeasy portal — you'll receive a billing number. Clino prepares everything.
- 2
Take out accident insurance (UVG)
We arrange the occupational accident insurance for you — via VAVplus with your compensation office where available, otherwise directly with a partner insurer.
- 3
Written employment contract
The NAV Hauswirtschaft (standard household-employment contract) covers the probation period, notice period, holidays and 13th-month salary. Template from Clino.
- 4
Annual declaration at year-end
Declare all wages paid out. Clino generates the declaration automatically.
FAQ Ticino
Frequently asked questions
Do I really have to register my nanny — even for just a few hours?
Yes. For household employees there is no minimum number of hours and no de-minimis threshold. From the very first franc you must pay AHV/IV/EO, ALV and UVG accident insurance. The exemption for very small wages (CHF 2'300/year) explicitly does not apply to nannies and other household employees. Paying a nanny in cash and unregistered is undeclared work.
I've been paying my nanny without registering her for a while — what now?
No need to panic. You can register the employment retroactively (back-registration with the Istituto delle assicurazioni sociali). The sooner you do it, the smaller the back-payment — and you avoid fines if it comes to light during an inspection. Clino helps you with the back-registration and then sets up the ongoing payroll automatically.
What exactly does Clino handle for me?
Registration with the Istituto delle assicurazioni sociali, an employment contract under the NAV Hauswirtschaft (standard household-employment contract), a UVG policy via a partner insurer, monthly payroll, the wage statement (Lohnausweis) and the annual declaration. You only enter the workload and wage — we take care of the paperwork. CHF 19.90/month, cancel anytime.
Which compensation office is responsible in the canton of Ticino?
The Istituto delle assicurazioni sociali (IAS). Registration via the AVSeasy portal or by post.
Is there a minimum wage in the canton of Ticino?
Yes, a cantonal minimum wage from CHF 20.00/hr (sector-dependent, 2026), which applies to household employees too. The market rate is CHF 23–30/hr.
How do I employ a cross-border commuter from Italy?
With a valid G permit, like a domestic employee. Withholding tax is deducted; the double-taxation agreement with Italy governs taxation. Clino guides you through the registration.
In which language should I draw up the contract?
In Ticino, Italian is standard. The contract must be in a language both parties understand — Clino provides templates.
Wage calculator
Gross, net & total costs
Contract template
Free PDF under the NAV
Compare childcare
Nanny · daycare · au pair · childminder
Other cantons
Register a nanny in another canton
Register your nanny in Uri
CHF 24–31/hr
Register your nanny in Valais
CHF 24–31/hr
Register your nanny in Graubünden
CHF 25–33/hr
Register your nanny in Zurich
CHF 30–40/hr
Register your nanny in Geneva
CHF 30–40/hr
Register your nanny in Zug
CHF 32–42/hr
Register your nanny in Vaud
CHF 27–37/hr
Register your nanny in Basel-Stadt
CHF 28–38/hr
Register your nanny in Bern
CHF 25–35/hr
Register your nanny in Aargau
CHF 25–33/hr
Register your nanny in Lucerne
CHF 25–33/hr
Verified by Clino
The registration facts for Ticino
As of July 2026, verified directly with the compensation office.
The right form
Istituto delle assicurazioni sociali uses its own registration form or portal, the direct link is in the card above.
Simplified procedure
The simplified procedure plus (accident insurance included) is offered, but you must actively request it; it is never automatic. Above CHF 22'680 annual wage, quickly reached full-time, the ordinary procedure with individual withholding tax applies.
Deadlines
Register: within 30 days of the first working day. Annual wage declaration: by 30 January for the previous year.
After submitting
The confirmation with your settlement number arrives by post, usually within 1–3 weeks. You may already pay wages in the meantime.
Canton Ticino specifics
In Ticino's «modulo 111»: the opt-in for the plus procedure is in section 6 («sì»), and don't forget the signature in section 10.
Free, no signup, every step, ready to tick off.
In every municipality of Ticino
Registration works the same across the whole canton — whether your nanny works in Lugano, Bellinzona, Locarno or one of the 225 other localities: same compensation office, same procedure, same flat fee.
LuganoBellinzonaLocarnoMendrisioGiubiascoMonte CarassoSementinaGudoCugnascoArbedoGordunoPreonzoMolenoGnosca+225
Canton Ticino compared
- At 1.9%, Ticino's FAK contribution is among the higher ones in Switzerland (rank 20 of 26, ascending).
- The child allowance of CHF 215/month matches the federal minimum.
- The typical hourly wage for a nanny is around CHF 27 (average across cantons: CHF 30).
- Canton Ticino has a statutory minimum wage of CHF 20.00/hour, it overrides the NAV floor.
Public holidays in Ticino (2026)
Thu 1.1.New Year's DayTue 6.1.EpiphanyMon 6.4.Easter MondayThu 14.5.Ascension DaySat 1.8.Swiss National DaySat 15.8.AssumptionSun 1.11.All Saints' DayFri 25.12.Christmas DaySat 26.12.St Stephen's Day
These days are assimilated to Sundays (Art. 20a Labour Act). Only 1 August is paid by federal law, whether other holidays are paid depends on the contract or the NAV. Source: SECO, as of 12.12.2024.
This is how fast it goes in Ticino
Clino
online
Buongiorno! We've found a nanny in Lugano, what do we need to do now?
09:12Great! Done in 5 minutes: we register her with the IAS Ticino and prepare the contract + payslips. Valid across the whole canton of Ticino.
09:14Message
New to Switzerland, or cross-border?
Hiring as an expat works exactly the same, in English. And if your helper lives in Italy, the cross-border rules apply, AHV and accident insurance stay Swiss, withholding tax depends on her country of residence. The guide explains your case.
Are you the nanny?
Pay, insurance, your rights, plus a ready-made pack you can send your employer so they register you legally.
Every role, one flat price
Register other household help in Ticino
Whoever you employ at home. Clino prepares the registration and the insurance and runs payroll, all for in Ticino.
Last updated:
Your nanny in Ticino — registered in 5 minutes
Registration, contract, insurance, payroll. CHF 19.90/month. Cancel anytime.
Register your nanny in TicinoNo placement commission · you keep your nanny
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