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Canton of BernRegister your nanny in Bern:
free with Clino.
Get 30 days free
The registration is long done within those 30 days. Then CHF 19.90/mo., cancel anytime.
Swiss newsrooms cite us. Nothing paid.
Nanny wage calculator
CHF 5'200.00
- Your nanny's deductions
- - CHF 557.01
- Your nanny receives
- CHF 4'642.99
- Employer contributions
- + CHF 586.81
AHV/IV/EO, ALV, FAK, UVG, BVG: what keeps her insured.
You pay
CHF 5'806.71per month
CHF 69'680.52 per year · incl. Clino CHF 19.90
Fund: AK Bernordinary procedure
Register your nannyYour personal plan
Your nanny in Bern: fully planned.
Set hours and wage. Cost, procedure and insurance appear instantly.
h/week
40
CHF per month
5'200
That is CHF 30.00 an hour.
Your postcode3001Canton Bern
Your Bern nanny plan
Responsible office
AK Bern
online via ePortal
Your procedure
Ordinary procedure
Above CHF 22,680/year. Monthly accounting. Clino detects the threshold automatically and handles the ordinary procedure for you.
Accident insurance
- Occupational accident (BU): paid by the employer
- Non-occupational accident (NBU): mandatory from 8 h/week
Your cost per month
CHF 5'806.71/ month
≈ CHF 69'680.52 / year
Gross wageCHF 5'200.00
Social contributions (employer)CHF 586.81
ClinoCHF 19.90
Your nanny receives net CHF 4'642.99
What Clino does for you
- Employment contract ready
- Registration with AK Bern prepared
- Wage & contributions calculated every month
Canton of BernGrüessechGuten Tag, auf Bärndütsch
All of Bern: one office, one registration
Every municipality, one office: Ausgleichskasse des Kantons Bern.
Register in BernIn brief
Do I even have to register my nanny?
Yes. Short and honest. As soon as someone works in your home and you set the wage and hours, she's your employee. From the very first hour, with no minimum workload. Sounds like a hassle. With Clino it takes 5 minutes.
No minimum hours
Even 4 hours a week count. There's no threshold below which it's "not necessary".
From the very first franc
AHV (old-age insurance), ALV (unemployment insurance) and UVG (accident insurance) are mandatory. The CHF 2'300 exemption does not apply to household employees.
It protects you
If an accident happens without a policy, the Ersatzkasse UVG pays - and charges you substitute premiums. Registered, you're on the safe side.
UNDECLAREDThe dark reality.
- ✕No contract: in a dispute, only what you both remember counts
- ✕Accident: the substitute fund pays, you owe 5 years of premiums
- ✕AHV: 5 years of back contributions, fine up to CHF 10'000
REGISTEREDThe bright reality.
- ✓NAV contract: holidays, notice and sick pay settled
- ✓Accident cover from the very first hour
- ✓AHV years for her, payslips for you
⇄
DRAG THE LINE: WHERE DOES YOUR HOUSEHOLD STAND?
Sorting it out later
Been paying for a while with no registration? No drama.
Many families pay cash at first and only realise later that they should have registered. This can be put right, and the sooner the easier.
1
Register retroactively
The Ausgleichskasse des Kantons Bern accepts back-dated registrations. The sooner you do it, the smaller the back-payment.
2
Clino sets everything up
We help with the back-registration and take over the ongoing payroll from now on.
3
Peace of mind, not risk
You're properly set up: before any inspection comes.
Tax deduction Bern
Registered? Then get something back.
You can deduct childcare costs. With a marginal tax rate of ~23% in Bern, that means up to around CHF 2'830/year back per child. Canton of Bern: childcare deduction of up to CHF 16'000/child (cantonal) plus CHF 25'800 federal tax (2026).
The condition is a wage statement (Lohnausweis). Which you only get with properly registered childcare. One more reason to do it right.
Comparison Bern
Nanny or daycare: what suits you?
Full-time daycare (Kita) per child vs. a full-time nanny (40 hrs/week). CHF/month, before subsidies.
Daycare (1 child, 100%)CHF 2'400
Nanny (40 hrs/week)CHF 5'190
• From 2 children on, a nanny quickly becomes cheaper than daycare.
• A tax deduction of up to CHF 25'800/child (federal) is also possible.
Canton of Bern at a glanceAll the key figures for your nanny in Bern
Hourly wage
CHF 25–35
market rate
Child allowance
CHF 250
/month/child
Cantonal minimum
no cantonal
NAV applies
Daycare avg.
CHF 2'400
/mo · 1 child
Important on scope: per SECO's information sheet (as of 1.1.2026, section 2.1) the federal NAV Hauswirtschaft expressly excludes "persons mainly responsible for childcare (childminders and babysitters)". For a pure childcare role there is therefore no federal minimum wage. The rates shown here are then a reference, not an obligation. Where the nanny also does substantial housework, the NAV applies. Cantonal minimum wages apply regardless.
If she falls ill: how long you keep paying the wage
How many days of full wage you owe in Bern depends on the year of service. This is the table that binds here when no policy sits behind it.
Sick-pay insurance is mandatory in canton Bern.
It pays 80 % of the wage from day 31 of the illness.
Up to 720 days.
An employer who does not insure is liable for exactly the benefits the insurance would have paid.
Check what applies in your caseSpecific to canton Bern
What's different in Bern
Authorities & registration
How to register your nanny in Bern
AHV compensation office · ePortal portal
Ausgleichskasse des Kantons Bern
Responsible for AHV/IV/EO, the child-allowance fund (FAK), withholding tax and the wage declaration under the simplified procedure.
Open registration form & portalZERO PAPER
This is your paperwork
with Clino.
Registration, contract, insurance, payslips. Every form still exists. Just not on your desk.
Clear your desk →clino.
✓AK Bern registration: pre-filled
✓Employment contract created
✓Accident cover: next steps
✓Payslip ready
✓Salary statement for taxes
Afterwards
This is what done feels like.
The registration is filed, the first payslip sits in the chat, and your nanny can see their pension contributions in black and white. Nothing is left on your desk.
- Contract signed, AHV registration sent
- A payslip every month as a PDF, you forward it
- A letter from the compensation office no longer scares you
FAQ Bern
Frequently asked questions
Do I really have to register my nanny: even for just a few hours?
Yes. For household employees there is no minimum number of hours and no de-minimis threshold. From the very first franc you must pay AHV/IV/EO, ALV and UVG accident insurance. The exemption for very small wages (CHF 2'300/year) explicitly does not apply to nannies and other household employees. Paying a nanny in cash and unregistered is undeclared work.
I've been paying my nanny without registering her for a while: what now?
No need to panic. You can register the employment retroactively (back-registration with the Ausgleichskasse des Kantons Bern). The sooner you do it, the smaller the back-payment and you avoid fines if it comes to light during an inspection. Clino helps you with the back-registration and then sets up the ongoing payroll automatically.
What exactly does Clino handle for me?
Registration with the Ausgleichskasse des Kantons Bern, an employment contract under the NAV Hauswirtschaft (standard household-employment contract), a UVG policy we compare and prepare the application for, monthly payroll, the wage statement (Lohnausweis) and the annual declaration. You only enter the workload and wage. We take care of the paperwork. CHF 19.90/month, cancel anytime.
Which compensation office is responsible for Bern?
Ausgleichskasse des Kantons Bern. Online registration via the akbern.ch ePortal.
Is the canton of Bern bilingual?
Yes. Ausgleichskasse Bern provides all forms in German and French. You can draw up your employment contract in whichever language works for both parties.
How high is the FAK in Bern?
1.50% employer contribution (2026). Child allowance CHF 250/month, education allowance CHF 310.
Is there a minimum wage in the canton of Bern?
No. The federal NAV Hauswirtschaft applies (CHF 20.35–24.55/hr depending on qualification, 2026). Around Bern the market rate is CHF 25–35/hr.
Which tax deductions are possible?
Childcare deduction of up to CHF 16'000/child (Bern, cantonal) plus CHF 25'800/child federally (2026).
Wage calculator
Gross, net & total costs
Contract template
Free PDF under the NAV
Compare childcare
Nanny · daycare · au pair · childminder
Other cantons
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Verified by Clino
The registration facts for Bern
Rates and registration route last checked on July 17, 2026.
The right form
Ausgleichskasse des Kantons Bern uses the federal form 318.147 (online). No office visit needed.
Important: under «Employment for», pick «Domestic service», only then does question 4.2 about accident insurance via the compensation office appear.
Simplified procedure
The simplified procedure plus (accident insurance included) is offered, but you must actively request it; it is never automatic. Above CHF 22'680 annual wage, quickly reached full-time, the ordinary procedure with individual withholding tax applies.
Deadlines
Register: within one month of the first working day. Annual wage declaration: by 30 January for the previous year.
After submitting
The confirmation with your settlement number arrives by post, usually within a few weeks. You may already pay wages in the meantime.
Canton Bern specifics
The Bern office lists two forms: the federal form 318.147 and its own «BZ 100». The described path with question 4.2 applies to the federal form.
Free, no signup, every step, ready to tick off.
Canton Bern compared
FAK contribution
1.5%
The FAK contribution is 1.5%, rank 12 of 26 across Switzerland (ascending).
Child allowance
CHF 250
The child allowance of CHF 250/month is CHF 35 above the federal minimum of CHF 215.
Typical hourly wage
CHF 30
The typical hourly wage for a nanny is around CHF 30 (average across cantons: CHF 30).
Binding minimum wage
CHF 20.35
There is no cantonal minimum wage; the NAV domestic-work minimums apply.
Public holidays in Bern (2026)
Only 1 August is paid by federal law. The other days are assimilated to Sundays, whether they are paid is set by the contract or the NAV.
- ThuJan
New Year's Day
- FriJan
Berchtold's Day (2 Jan)
- FriApr
Good Friday
- MonApr
Easter Monday
- ThuMay
Ascension Day
- MonMay
Whit Monday
- SatAug
Swiss National Day
paid by law - FriDec
Christmas Day
- SatDec
St Stephen's Day
2 of these days fall on a weekend in 2026. Basis: Art. 20a Labour Act. Source: SECO, as of 12.12.2024.
This is how fast it goes in Bern
Clino
online
Grüessech! We've found a nanny in Bern, what do we need to do now?
09:12Great! Done in 5 minutes: we prepare her registration with the AK Bern, you sign it, plus the contract + payslips. Valid across the whole canton of Bern.
09:14Message
New to Switzerland, or cross-border?
Hiring as an expat works exactly the same, in English. And if your helper lives in France, the cross-border rules apply, AHV and accident insurance stay Swiss, withholding tax depends on her country of residence. The guide explains your case.
Are you the nanny?
Pay, insurance, your rights, plus a ready-made pack you can send your employer so they register you legally.
Every role, one flat price
Register other household help in Bern
Whoever you employ at home. Clino prepares the registration and the insurance and runs payroll, all for in Bern.
Page last updated:
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