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Register your nanny in Bern. Legal and insured.

You've already found your nanny. Clino prepares the paperwork.

  • Contract and registration with AK Bern
  • Payslip every month
  • Salary certificate at year end
  • Then CHF 19.90/mo
  • Nothing charged before day 30
Tages-AnzeigerBeobachter24 heureswatson.chMoneycabBlicktio.ch / 20 minuti

Only in Bern

Three things that work differently here.

  • 13monthly wages a year
    NAV Bern

    A 13th month's wage is foreseen.

    It applies unless the contract says otherwise in writing.

    What it means for you

    Add 8.33% to every wage.

    Work out the cost
  • 80 %of the wage, for up to 720 days
    NAV Bern

    Sick-pay insurance is mandatory.

    The NAV Bern requires a daily sickness allowance insurance for open-ended contracts or those of more than 3 months.

    What it means for you

    Without a policy, you pay the 80% yourself.

    How long you pay
  • 2steps: form first, then the portal
    AK Bern · ePortal

    ePortal opens after registration.

    Your household first registers with AK Bern. After that, wages and the annual declaration go through ePortal. For households on VAVplus, the AKB says its ePortal is not available yet (akbern.ch, as of 2.10.2026). The wage report then goes on paper, or the way the AKB says.

    What it means for you

    Don't start in the portal. Start with the form.

    The four steps

Canton Bern

One canton, one fund.

Bern, Biel/Bienne or Ostermundigen: private households register with AK Bern.

Or tap your municipality

Wages in Bern

What a nanny earns in Bern.

According to the Swiss Nanny Association, the market pays CHF 25 to 40 an hour.

SNA market range
NAV, with housework20.35
Your hourly rate
CHF 30.00
Within the market range published by the Swiss Nanny Association.

The federal NAV does not cover nannies who mainly look after children. The NAV Bern does cover childcare too. A minimum wage is a floor, not a recommended rate.

Register at CHF 30.00/h →

Free, no account

The Bern kit.

Three templates for hiring your nanny. As a PDF, right away.

  • Clino · Bern

    Nanny contract

    With the overtime rule and no banked hours.

  • Clino · Bern

    Payslip

    With the 2026 rates. Pick Bern, done.

  • Clino · Bern

    AK Bern checklist

    Every step to tick off, with the fund's address and phone number.

A new payslip every month? Clino makes it for you, free for the first 30 days. Try 30 days free →

Registering in Bern

Four steps to AK Bern.

318.147

Employer registration

EmployerKeller family
Employment forDomestic service
SettlementSimplified procedureOrdinary procedure
EmployeeNameMaria SilvaAHV number756.••••.••••.••Start01.11.2026
RecipientAusgleichskasse des Kantons Bern
  1. 1

    Fill in form 318.147

    Online, with the federal government. Under «Employment for», pick «Domestic service».

  2. 2

    Pick the right procedure

    Above CHF 22'680 a year, the ordinary procedure applies. You then take out accident insurance and a pension fund yourself.

  3. 3

    Register your nanny

    With her AHV number (756.…) and first working day, within a month.

  4. 4

    Wait for the confirmation

    The settlement number arrives by post. Wages are declared every year by 30 January. After that it runs through ePortal. For households on VAVplus, the AKB says its ePortal is not available yet (akbern.ch, as of 2.10.2026). The wage report then goes on paper, or the way the AKB says.

Above CHF 22'680 a year, quickly reached full time, the ordinary procedure applies, with a pension fund (BVG).

The Bern office lists two forms: the federal form 318.147 and its own «BZ 100». The described path with question 4.2 applies to the federal form.

The portal

ePortal ↗

eportal.my.akbern.ch

Clino walks you through every step and fills in the wage fields from your payslip.

Try 30 days free

In the same household

Who else has a key?

Each role has its own rules in Bern.

Cross-border · Bern

Where does she live?

The simple registration isn't possible here.

Clino still does the payroll, the normal way, as a company would.

Try 30 days free

Already filled in: Bern.

Simplified settlement procedure: AHV leaflet 2.07 (as at 1.1.2026); directives on the collection of contributions, no. 2105

Comparison Bern

Nanny or daycare: what suits you?

Full-time daycare (Kita) per child vs. a full-time nanny (40 hrs/week). CHF/month, before subsidies.

Nanny, daycare, au pair & childminder in full comparison →
Daycare (1 child, 100%)CHF 2'400
Nanny (40 hrs/week)CHF 5'190
  • • From 2 children on, a nanny quickly becomes cheaper than daycare.
  • • A tax deduction of up to CHF 25'800/child (federal) is also possible.

Childcare

Four rules for every nanny contract.

Childcare has its own rules. These four belong in every contract.

  1. Overtime is paid

    Beyond the agreed hours: a 25% supplement, or the same amount of time off if you both agree (Art. 321c OR). Waiving it only counts in writing. For Sundays the NAV Bern sets 25%.

  2. No banked hours

    If you don't need the nanny because you are on holiday or a child is ill, you still pay the full wage (Art. 324 OR). Minus hours are not allowed.

  3. An au pair is not a nanny

    Au pair means at most 30 hours a week, room and board, a language course, and a parent at home at least half the time. Whoever looks after the children more, or alone, is a nanny.

  4. Full time means a pension fund

    From CHF 22'680 a year, the pension fund (BVG) is mandatory. Clino includes it in every payslip.

The nanny contract in the kit already has the overtime and banked-hours clauses. ↑

Typical market rates, according to the Swiss Nanny Association

CHF 5'000–6'500

gross per month, or CHF 25–40 an hour, depending on experience. The minimum wage is a floor, not a recommended rate.

Independent support: Swiss Nanny Association

The Swiss Nanny Association is a nonprofit association supporting nannies and Au Pairs with information, resources, training and guidance on fair working conditions in Switzerland.

For information and resources, visit swissnanny.org ↗

Tax return 2026

Sample

Deductions

  • Work expenses
  • Insurance premiums
  • Third-party childcare costs
CHF 4'320less tax a year in Bern

Tax deduction Bern

Registered? Then you get money back.

Childcare costs can be deducted from your taxes. Keep the payslips and the compensation office's annual statement for this. Only real childcare is deductible. The employer contributions for a registered nanny cost around CHF 4'110 a year in Bern. At CHF 150'000 income, that leaves around CHF 210 net.

› How we worked it out

ESTV tax calculator for Bern: a family with two children and CHF 150'000 income, a nanny 25 hours a week. Deducted: half her net wage, as the canton's tax office provides, at most the deduction per child. At CHF 250'000 income, around CHF 6'860. Childcare deduction in Bern: up to CHF 16'000 per child (cantonal and municipal tax), up to CHF 25'800 for federal tax (2026). For a nanny or au pair, a flat half of the net wage counts, because housekeeping is not deductible.

If she falls ill: how long you keep paying the wage

How many days of full wage you owe in Bern depends on the year of service. This is the table that binds here when no policy sits behind it.

  • Year 130 days of full wage
  • Year 230 days of full wage
  • Year 360 days of full wage
  • Year 560 days of full wage
  • Year 1090 days of full wage
  • Year 20120 days of full wage

Sick-pay insurance is mandatory in canton Bern.

It pays 80 % of the wage from day 31 of the illness.

Up to 720 days.

It applies to open-ended contracts and those of more than 3 months.

The contract may deviate from it in writing.

An employer who does not insure is liable for exactly the benefits the insurance would have paid.

Check what applies in your case

Source: NAV Hausdienst BE (BSG 222.153.22), Art. 31 Abs. 3 · Sick-pay insurance: NAV Hausdienst BE (BSG 222.153.22), Art. 35 Abs. 3 lit. b und Art. 36

At home in Bern, from Biel/Bienne to Köniz.

Getting started is free.

Try 30 days free

Bern at a glance

Fund
AK Bern
Portal
ePortal
Market rate (SNA)
CHF 25–40/h
Sick-pay insurance
mandatory
Child allowance
CHF 250/month

Frequently asked questions

Do I really have to register my nanny, even for just a few hours?

Yes. For household employees there is no minimum number of hours and no de-minimis threshold. From the very first franc you pay AHV/IV/EO, ALV and UVG accident insurance. The exemption for very small wages (CHF 2'500/year) explicitly does not apply to nannies and other household employees. Paying a nanny in cash and unregistered is undeclared work.

I've been paying my nanny without registering her for a while. What now?

No need to panic. You can register the employment retroactively (back-registration with the Ausgleichskasse des Kantons Bern). The sooner you do it, the smaller the back-payment, and you avoid a penalty if it comes to light in an inspection. Clino helps you with the back-registration and then sets up the ongoing payroll.

What exactly does Clino prepare for me?

Clino prepares the registration with the Ausgleichskasse des Kantons Bern, the nanny contract with the overtime rule, a comparison of UVG policies with the application ready, the monthly payslip, the wage statement (Lohnausweis) and the annual declaration. You enter the workload and wage, check and send. You take out the insurance yourself. CHF 19.90/month, cancel monthly.

Which compensation office is responsible for Bern?

Ausgleichskasse des Kantons Bern. With the federal online form 318.147. On the last page, choose «Ausgleichskasse des Kantons Bern» as the recipient. The ePortal only comes in after registration, for the annual wage report. For households on VAVplus, the AKB says its ePortal is not available yet (akbern.ch, as of 2.10.2026). The wage report then goes on paper, or the way the AKB says.

Is the canton of Bern bilingual?

Yes. Ausgleichskasse Bern provides all forms in German and French. You can draw up your employment contract in whichever language works for both parties.

How high is the FAK in Bern?

1.50% employer contribution (2026). Child allowance CHF 250/month, education allowance CHF 310.

Is there a minimum wage in the canton of Bern?

There is no cantonal minimum wage in Bern. The cantonal NAV for household service does cover nannies, though (Art. 1: «Betreuung»). Among other things it sets sick pay insurance, holidays and notice periods. The minimum wage of the federal NAV for household work (CHF 20.35/h unskilled, from 5 h/week) does not cover a nanny who mainly looks after the children. It applies as soon as housework makes up most of the job.

Which tax deductions are possible?

Yes. In Bern, up to CHF 16'000 per child a year (cantonal and municipal tax), and up to CHF 25'800 for federal tax (2026). Condition: the child is under 14 and both parents work or are in training. For a nanny or au pair, a flat half of the net wage counts, because housekeeping is not deductible.

Updated:

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2026 rates for all 26 cantons checked against official sources, as of · Sources and methodology