Register your nanny in St. Gallen. Legal and insured.
You've already found your nanny. Clino prepares the paperwork.
- Contract and registration with SVA St. Gallen
- Payslip every month
- Salary certificate at year end
- Then CHF 19.90/mo
- Nothing charged before day 30
Only in St. Gallen
Three things that work differently here.
- 80 %of the wage, for up to 720 daysNAV St. Gallen
Sick-pay insurance is mandatory.
The NAV St. Gallen requires a daily sickness allowance insurance for contracts of more than one month.
How long you payWhat it means for you
Without a policy, you pay the 80% yourself.
- 2steps: form first, then the portalSVA St. Gallen · AHVeasy
AHVeasy opens after registration.
Your household first registers with SVA St. Gallen. After that, wages and the annual declaration go through AHVeasy.
The four stepsWhat it means for you
Don't start in the portal. Start with the form.
- 4.2the question that mattersForm 318.147
In the form, pick «Domestic service».
SVA St. Gallen uses the federal form 318.147. Only «Domestic service» brings up question 4.2 on accident insurance.
The four stepsWhat it means for you
Otherwise accident insurance never even shows up in the form.
Canton St. Gallen
One canton, one fund.
St. Gallen, Rapperswil-Jona or Uzwil: private households register with SVA St. Gallen.
Or tap your municipality
Wages in St. Gallen
What a nanny earns in St. Gallen.
According to the Swiss Nanny Association, the market pays CHF 25 to 40 an hour.
The federal NAV does not cover nannies who mainly look after children. The NAV St. Gallen does cover childcare too. A minimum wage is a floor, not a recommended rate.
Register at CHF 30.00/h →Loyalty bonus · St. Gallen
With you for years? Then she's owed a loyalty bonus.
With you since
Wage per month
2024
after 5 years · ⅓ month's wage
CHF 200
open
2029
after 10 years · ½ month's wage
CHF 300
2034
after 15 years · ¾ month's wage
CHF 450
2039
after 20 years · one month's wage
CHF 600
Due today
CHF 200
Due in 2024, unless the contract excludes it in writing. Not paid yet? It can still be paid.
Next bonus: 2029, ½ month's wage, about CHF 300.
St. Gallen is already filled in.
St. Gallen standard contract for domestic work (sGS 513.1) Art. 12, part-time included; for hourly pay, the monthly average of the last year of service · Paying later: employment claims prescribe after 5 years (CO Art. 128 no. 3)
Free, no account
The St. Gallen kit.
Three templates for hiring your nanny. As a PDF, right away.
Clino · St. Gallen
Nanny contract
With the overtime rule and no banked hours.
Clino · St. Gallen
Payslip
With the 2026 rates. Pick St. Gallen, done.
Clino · St. Gallen
SVA St. Gallen checklist
Every step to tick off, with the fund's address and phone number.
A new payslip every month? Clino makes it for you, free for the first 30 days. Try 30 days free →
Registering in St. Gallen
Four steps to SVA St. Gallen.
318.147
Employer registration
- 1
Fill in form 318.147
Online, with the federal government. Under «Employment for», pick «Domestic service».
- 2
Pick the right procedure
Above CHF 22'680 a year, the ordinary procedure applies. You then take out accident insurance and a pension fund yourself.
- 3
Register your nanny
With her AHV number (756.…) and first working day, within a month.
- 4
Wait for the confirmation
The settlement number arrives by post. Wages are declared every year by 30 January. After that it runs through AHVeasy.
Above CHF 22'680 a year, quickly reached full time, the ordinary procedure applies, with a pension fund (BVG).
Deadline: within a month of the first working day. The confirmation usually takes a few weeks.
The fund
SVA St. Gallen ↗Brauerstrasse 54, 9016 St. Gallen
+41 71 282 66 33
Clino walks you through every step and fills in the wage fields from your payslip.
Try 30 days freeIn the same household
Who else has a key?
Each role has its own rules in St. Gallen.
- Register a cleaner in St. Gallen
- Register a nanny in St. GallenThis page
- Register a caregiver in St. Gallen
Cross-border · St. Gallen
Where does she live?
The simple registration isn't possible here.
Clino still does the payroll, the normal way, as a company would.
Already filled in: St. Gallen.
Simplified settlement procedure: AHV leaflet 2.07 (as at 1.1.2026); directives on the collection of contributions, no. 2105
Comparison St. Gallen
Nanny or daycare: what suits you?
Full-time daycare (Kita) per child vs. a full-time nanny (40 hrs/week). CHF/month, before subsidies.
Nanny, daycare, au pair & childminder in full comparison →- • From 2 children on, a nanny quickly becomes cheaper than daycare.
- • A tax deduction of up to CHF 25'800/child (federal) is also possible.
Childcare
Four rules for every nanny contract.
Childcare has its own rules. These four belong in every contract.
Overtime is paid
Beyond the agreed hours: a 25% supplement, or the same amount of time off if you both agree (Art. 321c OR). Waiving it only counts in writing.
No banked hours
If you don't need the nanny because you are on holiday or a child is ill, you still pay the full wage (Art. 324 OR). Minus hours are not allowed.
An au pair is not a nanny
Au pair means at most 30 hours a week, room and board, a language course, and a parent at home at least half the time. Whoever looks after the children more, or alone, is a nanny.
Full time means a pension fund
From CHF 22'680 a year, the pension fund (BVG) is mandatory. Clino includes it in every payslip.
The nanny contract in the kit already has the overtime and banked-hours clauses. ↑
Typical market rates, according to the Swiss Nanny Association
CHF 5'000–6'500
gross per month, or CHF 25–40 an hour, depending on experience. The minimum wage is a floor, not a recommended rate.
Independent support: Swiss Nanny Association
The Swiss Nanny Association is a nonprofit association supporting nannies and Au Pairs with information, resources, training and guidance on fair working conditions in Switzerland.
For information and resources, visit swissnanny.org ↗Tax return 2026
SampleDeductions
- Work expenses
- Insurance premiums
- Third-party childcare costs
Tax deduction St. Gallen
Registered? Then you get money back.
Childcare costs can be deducted from your taxes. Keep the payslips and the compensation office's annual statement for this. Only real childcare is deductible. The employer contributions for a registered nanny cost around CHF 4'230 a year in St. Gallen. At CHF 150'000 income, that leaves around CHF 3'640 net.
› How we worked it out
ESTV tax calculator for St. Gallen: a family with two children and CHF 150'000 income, a nanny 25 hours a week. Deducted: her net wage, at most the deduction per child. At CHF 250'000 income, around CHF 12'400. Childcare deduction in St. Gallen: up to CHF 26'800 per child (cantonal and municipal tax), up to CHF 25'800 for federal tax (2026).
If she falls ill: how long you keep paying the wage
How many days of full wage you owe in St. Gallen depends on the year of service. This is the table that binds here when no policy sits behind it.
- Year 130 days of full wage
- Year 260 days of full wage
- Year 360 days of full wage
- Year 560 days of full wage
- Year 1090 days of full wage
- Year 20120 days of full wage
Sick-pay insurance is mandatory in canton St. Gallen.
It pays 80 % of the wage from day 31 of the illness.
Up to 720 days.
It only applies to contracts of more than one month.
An employer who does not insure is liable for exactly the benefits the insurance would have paid.
Check what applies in your caseSource: NAV hauswirtschaftliche Arbeitnehmerinnen und Arbeitnehmer SG (sGS 513.1), Art. 11 Abs. 1 · Sick-pay insurance: NAV SG (sGS 513.1), Art. 20
St. Gallen at a glance
- Fund
- SVA St. Gallen
- Portal
- AHVeasy
- Market rate (SNA)
- CHF 25–40/h
- Sick-pay insurance
- mandatory
- Child allowance
- CHF 245/month
Frequently asked questions
Do I really have to register my nanny, even for just a few hours?
Yes. For household employees there is no minimum number of hours and no de-minimis threshold. From the very first franc you pay AHV/IV/EO, ALV and UVG accident insurance. The exemption for very small wages (CHF 2'500/year) explicitly does not apply to nannies and other household employees. Paying a nanny in cash and unregistered is undeclared work.
I've been paying my nanny without registering her for a while. What now?
No need to panic. You can register the employment retroactively (back-registration with the SVA St. Gallen). The sooner you do it, the smaller the back-payment, and you avoid a penalty if it comes to light in an inspection. Clino helps you with the back-registration and then sets up the ongoing payroll.
What exactly does Clino prepare for me?
Clino prepares the registration with the SVA St. Gallen, the nanny contract with the overtime rule, a comparison of UVG policies with the application ready, the monthly payslip, the wage statement (Lohnausweis) and the annual declaration. You enter the workload and wage, check and send. You take out the insurance yourself. CHF 19.90/month, cancel monthly.
Which compensation office is responsible in the canton of St. Gallen?
SVA St. Gallen. With the federal online form 318.147. On the last page, choose «SVA St. Gallen» as the recipient. The AHVeasy portal only comes in after registration, for the annual wage report.
Is there a minimum wage in the canton of St. Gallen?
There is no cantonal minimum wage in St. Gallen. The cantonal NAV does cover nannies (care work), though, and takes over the federal minimum wages: CHF 20.35/h unskilled, CHF 22.30 with experience or an EBA, CHF 24.55 with an EFZ. They apply from the first hour unless the contract says otherwise in writing.
How high is the child allowance in the canton of St. Gallen?
Child allowance: CHF 245 per child a month. Training allowance: CHF 298 a month. As of 2026.
Which tax deductions are possible?
Yes. In St. Gallen, up to CHF 26'800 per child a year (cantonal and municipal tax), and up to CHF 25'800 for federal tax (2026). Condition: the child is under 14 and both parents work or are in training.
Updated:
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Sign up for free. Clino prepares your registration with SVA St. Gallen.
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2026 rates for all 26 cantons checked against official sources, as of · Sources and methodology