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Good to know in Zug

Three things that count here.

  • 2steps: form first, then the portal
    AK Zug · AHVeasy

    AHVeasy opens after registration.

    Your household first registers with AK Zug. After that, wages and the annual declaration go through AHVeasy.

    What it means for you

    Don't start in the portal. Start with the form.

    The four steps
  • 4.2the question that matters
    Form 318.147

    In the form, pick «Domestic service».

    AK Zug uses the federal form 318.147. Only «Domestic service» brings up question 4.2 on accident insurance.

    What it means for you

    Otherwise accident insurance never even shows up in the form.

    The four steps
  • 21days' wages in year 1 of service
    NAV Zug

    Sick-pay insurance is optional in Zug.

    Without insurance, you keep paying the wage during illness yourself, for as long as the NAV Zug table sets by year of service.

    What it means for you

    A daily-allowance policy takes that risk off you.

    How long you pay

Registering in Zug

AHV registration with AK Zug: four steps.

318.147

Employer registration

EmployerKeller family
Employment forDomestic service
SettlementSimplified procedureOrdinary procedure
EmployeeNameMaria SilvaAHV number756.••••.••••.••Start01.11.2026
RecipientAusgleichskasse Zug
  1. 1

    Fill in form 318.147

    Online, with the federal government. Under «Employment for», pick «Domestic service».

  2. 2

    Pick the right procedure

    Above CHF 22'680 a year, the ordinary procedure applies. You then take out accident insurance and a pension fund yourself.

  3. 3

    Register your nanny

    With her AHV number (756.…) and first working day, within a month.

  4. 4

    Wait for the confirmation

    The settlement number arrives by post. Wages are declared every year by 30 January. After that it runs through AHVeasy.

Above CHF 22'680 a year, quickly reached full time, the ordinary procedure applies, with a pension fund (BVG).

Deadline: within 30 days of the start of employment. The confirmation then comes by post.

The portal

AHVeasy ↗

ahveasy.ch

Clino walks you through every step and fills in the wage fields from your payslip.

Try 30 days free

Wages in Zug

What a nanny earns in Zug.

According to the Swiss Nanny Association, the market pays CHF 25 to 40 an hour.

SNA market range
NAV, with housework20.35
Your hourly rate
CHF 30.00
Within the market range published by the Swiss Nanny Association.

According to SECO, the federal NAV does not cover nannies who mainly look after children. A minimum wage is a floor, not a recommended rate.

Register at CHF 30.00/h →

Free, no account

The Zug kit.

Three templates for hiring your nanny. As a PDF, right away.

  • Clino · Zug

    Nanny contract

    With the overtime rule and no banked hours.

  • Clino · Zug

    Payslip

    With the 2026 rates. Pick Zug, done.

  • Clino · Zug

    AK Zug checklist

    Every step to tick off, with the fund's address and phone number.

A new payslip every month? Clino makes it for you, free for the first 30 days. Then CHF 19.90/mo. Try 30 days free →

In the same household

Who else has a key?

Each role has its own rules in Zug.

Comparison Zug

Nanny or daycare: what suits you?

Full-time daycare (Kita) per child vs. a full-time nanny (40 hrs/week). CHF/month, before subsidies.

Nanny, daycare, au pair & childminder in full comparison →
Daycare (1 child, 100%)CHF 2'700
Nanny (40 hrs/week)CHF 6'401
  • • From 2 children on, a nanny quickly becomes cheaper than daycare.
  • • A tax deduction of up to CHF 25'800/child (federal) is also possible.

Childcare

Four rules for every nanny contract.

Childcare has its own rules. These four belong in every contract.

  1. Overtime is paid

    Overtime is the exception: only where it is needed and reasonable for the nanny (Art. 321c para. 1 OR), ideally agreed in advance. If it doesn't work for her (her own children, a course, a second job), she can say no. Beyond the agreed hours: a 25% supplement, or the same amount of time off if you both agree (Art. 321c OR). Waiving it only counts in writing. For overtime on Sundays and public holidays the Swiss Nanny Association recommends +50%; it is not the law, but it is what the Clino nanny contract agrees.

  2. No banked hours

    If you don't need the nanny because you are on holiday or a child is ill, you still pay the full wage (Art. 324 OR). Minus hours are not allowed.

  3. An au pair is not a nanny

    Au pair means at most 30 hours a week, room and board, a language course, and a parent at home at least half the time. Whoever looks after the children more, or alone, is a nanny.

  4. Full time means a pension fund

    Above CHF 22'680 a year, the pension fund (BVG) is mandatory. Clino includes it in every payslip.

The nanny contract in the kit already has the overtime and banked-hours clauses. ↑

Typical market rates, according to the Swiss Nanny Association

CHF 5'000–6'500

gross per month, or CHF 25–40 an hour, depending on experience. The minimum wage is a floor, not a recommended rate.

Independent support: Swiss Nanny Association

The Swiss Nanny Association is a nonprofit association supporting nannies and Au Pairs with information, resources, training and guidance on fair working conditions in Switzerland.

For information and resources, visit swissnanny.org ↗

Tax deduction Zug

Registered? Then you get money back.

Declare your nanny properly and her costs come off your taxes. Work out how much:

CHF 3'000 per month

Children under 14

What does she do?

Household taxable income

Tax return 2026

Sample

Deductions

  • Work expenses
  • Insurance premiums
  • Third-party childcare costs
CHF 7'567less tax per year, estimated
Federal tax deduction
CHF 32'537
Cantonal and municipal tax deduction
CHF 32'537
Estimated tax saving per year
CHF 7'567

When the deduction applies

  • The child is under 14 and lives with you.
  • You need the care because you work or study. For a couple, that goes for both of you.
  • Only the childcare is deductible, not cleaning, cooking or laundry.
  • You can prove the costs. That only works if the nanny is declared and you pay her wage by bank transfer.
  • Per child at most CHF 25'800 for federal tax and CHF 25'000 in Zug.

The documents you attach

  1. The compensation office's statements and, in the ordinary procedure, the nanny's salary certificate (Lohnausweis)
  2. The employment contract with its task list, ideally stating the childcare share as a percentage
  3. Proof of payment: the wage transfers (the tax office may ask for them)
  4. Proof that you work: your own salary certificates

Clino prepares the contract, the payslips and a statement of the childcare costs for the tax office, plus the salary certificate in the ordinary procedure.

Paid cash and undeclared, there is no proof, so no deduction.

Some employers pay towards it

The federal administration pays its staff up to CHF 750 per child and month until the child starts school, Swiss Post up to CHF 12'000 a year depending on income, and the canton of Solothurn up to CHF 300 per child and month. All three also pay towards an employed nanny. They usually ask for the employment contract, proof of the costs and a confirmation from the compensation office. The contract and the costs come from Clino, the confirmation from your office.

Federal Personnel Ordinance (German)Swiss Post: fact sheet from HR or the social counselling serviceCanton of Solothurn

› How we calculate

A cautious estimate: the net wage before source tax (as on the salary certificate, box 11), the cantonal capital's tax rates, married, no church tax. A deduction lowers taxable income, not the tax itself. The tax office makes the assessment.

ESTV tax calculator for Zug: a family with two children and CHF 150'000 income, a nanny 25 hours a week. Deducted: her net wage, at most the deduction per child. At CHF 250'000 income, around CHF 5'270. Childcare deduction in Zug: up to CHF 25'800 per child for federal tax (2026). The canton has a deduction too.

The employer contributions for a registered nanny cost around CHF 4'010 a year in Zug, more than the tax saved at CHF 150'000 income. Net, that is around CHF 2'520 a year more.

If she falls ill: how long you keep paying the wage

How many days of full wage you owe in Zug depends on the year of service. This is the table that binds here when no policy sits behind it.

  • Year 121 days of full wage
  • Year 256 days of full wage
  • Year 363 days of full wage
  • Year 577 days of full wage
  • Year 10112 days of full wage
  • Year 20182 days of full wage

The cantonal NAV in Zug describes sick-pay insurance without requiring it. The choice is yours.

Check what applies in your case

Source: NAV Privathaushalt ZG (BGS 831.521), § 21 Abs. 1 · Sick-pay insurance: NAV Privathaushalt ZG (BGS 831.521), § 21 Abs. 2

At home in Zug, from Baar to Risch.

Getting started is free.

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Zug at a glance

Fund
AK Zug
Portal
AHVeasy
Market rate (SNA)
CHF 25–40/h
Sick-pay insurance
optional
Child allowance
CHF 330/month

Frequently asked questions

Do I really have to register my nanny, even for just a few hours?

Yes. For household employees there is no minimum number of hours and no de-minimis threshold. From the very first franc you pay AHV/IV/EO, ALV and UVG accident insurance. Exceptions are young people up to the year they turn 17 and, for employees up to age 25, wages up to CHF 750 a year; from reference age, an allowance of CHF 16'800 a year applies. The exemption for very small wages (CHF 2'500/year) explicitly does not apply to nannies and other household employees. Paying a nanny in cash and unregistered is undeclared work.

I've been paying my nanny without registering her for a while. What now?

No need to panic. You can register the employment retroactively (back-registration with the Ausgleichskasse Zug). The sooner you do it, the smaller the back-payment, and you avoid a penalty if it comes to light in an inspection. Clino helps you with the back-registration and then sets up the ongoing payroll.

What exactly does Clino prepare for me?

Clino prepares the registration with the Ausgleichskasse Zug, the nanny contract with the overtime rule, a comparison of UVG policies with the application ready, the monthly payslip, the wage statement (Lohnausweis) and the annual declaration. You enter the workload and wage, check and send. You take out the insurance yourself. CHF 19.90/month, cancel anytime.

Which compensation office is responsible for Zug?

Ausgleichskasse Zug. With the federal online form 318.147. On the last page, choose «Ausgleichskasse Zug» as the recipient. The AHVeasy portal only comes in after registration, for the annual wage report.

What tax advantages does Zug offer families with a nanny?

Yes. Up to CHF 25'800 per child a year for federal tax (2026); the canton has a deduction too. Condition: the child is under 14 and both parents work or are in training.

How high is the child allowance in the canton of Zug?

Child allowance: CHF 330 per child a month. Training allowance: CHF 330 a month up to age 18, then CHF 385. As of 2026.

Is there a cantonal minimum wage in Zug?

There is no cantonal minimum wage in Zug. The minimum wage of the federal NAV for household work (CHF 20.35/h unskilled, from 5 h/week) does not cover a nanny who mainly looks after the children. It applies as soon as housework makes up most of the job.

How do I register a nanny from abroad?

EU/EFTA: for jobs of up to 3 months the online notification procedure is enough. For longer, the nanny registers with her municipality with the employment contract and receives an L or B permit via the Zug migration office. Third countries: a permit via AWA Zug is required, but it is almost never granted for private households. When employing in a private household, you count as the employer.

Updated:

Canton Zug

One canton, one compensation fund.

Zug, Baar or Steinhausen: private households register with AK Zug.

Or tap your municipality

Nearby

Neighbours and towns

Neighbouring cantons

Founded in Zürich, for all of Switzerland

Goodbye, paperwork.

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2026 rates for all 26 cantons checked against official sources, as of · Sources and methodology