Nanny tax-deduction calculator Switzerland

How much tax do you save with your nanny? Federal and cantonal deduction at a glance.

Example: the Müller family in Zurich, 2 children under 14, CHF 60'000 nanny wage per year, household income CHF 180'000, gives an estimated CHF 6'500 to 8'500 less tax per year (federal + cantonal + municipal Zurich, 2026 data).

The calculator shows you instantly how much federal and cantonal tax you can cut with your nanny wage.

Federal tax up to CHF 25'800/child 26 cantons included 2026 data

Parents signing the nanny employment contract

Official data 2026Source: BSV + SVA Zürich

Examples:

Nanny cost per year (gross + social contributions)

Tip: take the total annual cost from the nanny salary calculator.

Children under 14 in the household

Canton

Taxable household income (CHF/year, estimate)

Taxable income after AHV/pension contributions, the figure on your last tax return.

Marital status

Share of pure childcare70%

Does the nanny also do household work? Then typically 50 to 70% of the wage counts as childcare. Pure childcare: 100%.

Estimated tax saving per year

CHF 13'690.32

Federal: CHF 5'460.00 (max. CHF 25'800/child, marginal rate 13.0%) · Canton + municipality: CHF 8'230.32 (max. CHF 25'300.00/child, marginal rate approx. 19.6%)

From gross amount to net burden

How the tax deduction affects your effective annual burden.

Gross outlay

CHF 60'000.00

Tax saving

CHF 13'690.32 (22.8%)

Net burden

CHF 46'309.68

Federal tax

Creditable (childcare share)CHF 42'000.00
Deductible under federal capCHF 42'000.00
Federal marginal rate13.00%
Federal tax savingCHF 5'460.00

Cantonal and municipal tax

Cantonal cap per childCHF 25'300.00
Deductible (canton)CHF 42'000.00
Marginal rate (estimated)19.60%
Cantonal + municipal tax savingCHF 8'230.32

Disclaimer: estimate based on public marginal rates (13.0% federal / 19.6% cantonal). The final deduction depends on denomination (church tax), extraordinary income, pension deductions, splitting and the municipality of residence. The cantonal tax office is responsible for a binding calculation.

For the tax office to recognize the deduction, the nanny must be officially employed.

Clino creates the contract, payroll and salary statement, the documents the tax office wants to see. You save the tax legally and correctly.

CHF 19.90/moSalary statement included

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The calculation is an estimate based on public tax data (2026). The exact deduction depends on the municipality, denomination, extraordinary income and the split between childcare and household work. The cantonal tax office is authoritative for the final assessment.

Cantonal caps (third-party childcare)

Federal tax is a uniform CHF 25'800 per child per year; the cantons vary widely. This table covers all 26 cantons (as of {year}, ESTV cantonal sheets).

Canton	Cantonal deduction / child	Federal deduction / child	Check source
Zurich	CHF 25'300	CHF 25'800	Tax office→
Bern	CHF 16'000	CHF 25'800	Tax office→
Lucerne	CHF 20'200	CHF 25'800	Tax office→
Uri	CHF 25'800	CHF 25'800	Tax office→
Schwyz	CHF 8'000	CHF 25'800	Tax office→
Obwalden	CHF 10'000	CHF 25'800	Tax office→
Nidwalden	CHF 8'400	CHF 25'800	Tax office→
Glarus	CHF 25'800	CHF 25'800	Tax office→
Zug	CHF 25'400	CHF 25'800	Tax office→
Fribourg	CHF 12'000	CHF 25'800	Tax office→
Solothurn	CHF 25'800	CHF 25'800	Tax office→
Basel-Stadt	CHF 26'000	CHF 25'800	Tax office→
Basel-Landschaft	CHF 10'000	CHF 25'800	Tax office→
Schaffhausen	CHF 9'400	CHF 25'800	Tax office→
Appenzell Ausserrhoden	CHF 25'000	CHF 25'800	Tax office→
Appenzell Innerrhoden	CHF 18'000	CHF 25'800	Tax office→
St. Gallen	CHF 26'800	CHF 25'800	Tax office→
Graubünden	CHF 27'300	CHF 25'800	Tax office→
Aargau	CHF 25'000	CHF 25'800	Tax office→
Thurgau	CHF 10'100	CHF 25'800	Tax office→
Ticino	CHF 26'200	CHF 25'800	Tax office→
Vaud	CHF 15'200	CHF 25'800	Tax office→
Valais	CHF 10'000	CHF 25'800	Tax office→
Neuchâtel	CHF 20'400	CHF 25'800	Tax office→
Geneva	CHF 26'392	CHF 25'800	Tax office→
Jura	CHF 10'600	CHF 25'800	Tax office→

Sources: cantonal tax offices, FTA overview, 2026 data. Values can vary by tax year and municipality; please verify with the cantonal tax office.

Related calculators and hubs

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Nanny employment contract with task list

Clear split between childcare and household work, decisive for the tax deduction.

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Frequently asked questions

How high is the federal tax deduction for a nanny in Switzerland?

For direct federal tax, parents can currently deduct a maximum of CHF 25'800 per child per year for third-party childcare (2026, Art. 33 para. 3 DBG). This applies to children under 14, provided both parents are employed or in training and the nanny is officially employed and settled via AHV.

What is the difference between federal and cantonal deduction?

The federal government and the cantons have separate taxes and separate caps. The federal deduction is CHF 25'800/child. The cantons vary widely, from CHF 8'000 (SZ) through CHF 20'200 (LU) and CHF 25'300 (ZH) up to CHF 27'300 (GR); some mirror the federal amount (SG 26'800, GE 26'392). You can claim both deductions side by side.

Is the whole nanny wage deducted or only part of it?

Only the share that is actually childcare. If the nanny also does household work, cooking or cleaning, the tax office typically accepts around 50 to 70% of the gross wage as deductible. For pure childcare you can claim 100% up to the cap. When in doubt, a clear employment contract with a task list helps.

Which documents do I need for the tax deduction?

Salary statement or compensation-office certificate (under the simplified procedure), employment contract with task description, payment receipts (bank transfers, no cash payments) and proof of both parents' employment. Without official AHV registration the tax office does not recognize the deduction.

Is a nanny worthwhile tax-wise?

In high-tax cantons (GE, ZH, BE, VD) and for high-income families, the tax deduction can amount to CHF 4'000 to 10'000 per year depending on the marginal rate, which partly or fully covers the difference to daycare. In low-tax cantons (ZG, SZ) the effect is smaller. The calculator above shows your concrete estimate.

Sources for this calculator:

FTA — direct federal tax, third-party care deduction (Art. 33 para. 3 DBG): estv.admin.ch
Cantonal tax offices (see table above for direct links)
FSIO — AHV registration of domestic staff (prerequisite for the tax deduction): ahv-iv.ch