1.02% FAK
FAK rate in the cheapest quarter
Rank 1 of 26 (ascending). Swiss average: 1.67 %.
Canton of ZurichRegister your nanny in Zurich —
in 5 minutes.
Found your nanny? Clino turns her into a properly employed team member: registration, contract, insurance and payroll — for CHF 19.90/month, whether it's 4 hours or 40.
AHV-compliantSVA Zürichin 5 minutescancel anytime
No placement agency — you keep your nanny. We just take the official paperwork off your hands.
Your personal plan
Your nanny in Zurich — fully planned.
Set hours and wage. Cost, procedure and insurance appear instantly.
h/week
20
CHF/h
30
Your postcode8001Canton Zurich
Your Zurich nanny plan
Responsible office
SVA Zürich
online via AHVeasy
Your procedure
Ordinary procedure
Above CHF 22,680/year — monthly accounting. Clino detects the threshold automatically and handles the ordinary procedure for you.
Accident insurance
- Occupational accident (BU) — paid by the employer
- Non-occupational accident (NBU) — mandatory from 8 h/week
Your cost per month
CHF 3'059.94/ month
≈ CHF 36'719.28 / year
Gross wageCHF 2'816.69
Social contributions (employer)CHF 223.35
ClinoCHF 19.90
Your nanny receives net CHF 2'596.09
What Clino does for you
- Employment contract ready
- Registration with SVA Zurich prepared
- Wage & contributions calculated every month
In brief
Do I even have to register my nanny?
Yes — short and honest. As soon as someone works in your home and you set the wage and hours, she's your employee. From the very first hour, with no minimum workload. Sounds like a hassle. With Clino it takes 5 minutes.
No minimum hours
Even 4 hours a week count. There's no threshold below which it's "not necessary".
From the very first franc
AHV (old-age insurance), ALV (unemployment insurance) and UVG (accident insurance) are mandatory. The CHF 2'300 exemption does not apply to household employees.
It protects you
If an accident happens, you're personally liable without a policy. Registered, you're on the safe side.
UNDECLAREDThe dark reality.
- ✕No contract, just a handshake
- ✕Accident? You pay the medical bills
- ✕Fines up to CHF 10'000 + 5 years of back contributions
REGISTEREDThe bright reality.
- ✓NAV-compliant employment contract
- ✓UVG policy: pays from hour one
- ✓AHV settled cleanly, CHF 19.90/mo.
⇄
DRAG THE LINE: WHERE DOES YOUR HOUSEHOLD STAND?
Inspection intensity
Sample-basedFrequent
Frequent inspections
How strict are inspections in Zurich?
In Zurich, undeclared-work inspections are active. Failing to register your nanny risks fines, up to 5 years of back-paid social contributions and, in serious cases, prosecution.
With Clino you register your nanny in minutes. Clino guides you step by step through registration, insurance and payroll.
Register your nanny nowSorting it out later
Been paying for a while with no registration? No drama.
Many families pay cash at first — and only realise later that they should have registered. This can be put right, and the sooner the easier.
1
Register retroactively
The SVA Zürich accepts back-dated registrations. The sooner you do it, the smaller the back-payment.
2
Clino sets everything up
We help with the back-registration and take over the ongoing payroll from now on.
3
Peace of mind, not risk
You're properly set up — before any inspection comes.
Tax deduction Zurich
Registered? Then get something back.
You can deduct childcare costs — with a marginal tax rate of ~22% in Zurich, that means up to around CHF 2'680/year back per child. Canton of Zurich: childcare deduction of up to CHF 25'300/child (cantonal and municipal tax), federal tax up to CHF 25'800/child (2026).
The condition is a wage statement (Lohnausweis) — which you only get with properly registered childcare. One more reason to do it right.
Comparison Zurich
Nanny or daycare — what suits you?
Full-time daycare (Kita) per child vs. a full-time nanny (40 hrs/week). CHF/month — before subsidies.
Daycare (1 child, 100%)CHF 2'900
Nanny (40 hrs/week)CHF 6'055
• From 2 children on, a nanny quickly becomes cheaper than daycare.
• A tax deduction of up to CHF 25'800/child (federal) is also possible.
DE
Official language
German
Undeclared-work checks
Frequent inspections
AK confirmation
typically ~14 working days
Salary certificate deadline
31 January for the past year
Canton of ZurichGrüeziGuten Tag, auf Züritüütsch
All of Zurich: one office, one registration
Every municipality, one office: SVA Zürich.
Register in ZurichCanton of Zurich at a glanceAll the key figures for your nanny in Zurich
Hourly wage
CHF 30–40
market rate
Child allowance
CHF 215
/month/child
Minimum wage
no cantonal
NAV applies
Daycare avg.
CHF 2'900
/mo · 1 child
Important on scope: per SECO's information sheet (as of 1.1.2026, section 2.1) the federal NAV Hauswirtschaft expressly excludes "persons mainly responsible for childcare (childminders and babysitters)". For a pure childcare role there is therefore no federal minimum wage — the rates shown here are then a reference, not an obligation. Where the nanny also does substantial housework, the NAV applies. Cantonal minimum wages apply regardless.
Specific to canton Zurich
What's different in Zurich
Authorities & registration
How to register your nanny in Zurich
AHV compensation office · AHVeasy portal
SVA Zürich
Responsible for AHV/IV/EO, the child-allowance fund (FAK), withholding tax and the wage declaration under the simplified procedure.
Open registration form & portal- 1
Register with the SVA Zürich
Submit the form online or via the AHVeasy portal — you'll receive a billing number. Clino prepares everything.
- 2
Take out accident insurance (UVG)
We arrange the occupational accident insurance for you — via VAVplus with your compensation office where available, otherwise directly with a partner insurer.
- 3
Written employment contract
The NAV Hauswirtschaft (standard household-employment contract) covers the probation period, notice period, holidays and 13th-month salary. Template from Clino.
- 4
Annual declaration at year-end
Declare all wages paid out. Clino generates the declaration automatically.
FAQ Zurich
Frequently asked questions
Do I really have to register my nanny — even for just a few hours?
Yes. For household employees there is no minimum number of hours and no de-minimis threshold. From the very first franc you must pay AHV/IV/EO, ALV and UVG accident insurance. The exemption for very small wages (CHF 2'300/year) explicitly does not apply to nannies and other household employees. Paying a nanny in cash and unregistered is undeclared work.
I've been paying my nanny without registering her for a while — what now?
No need to panic. You can register the employment retroactively (back-registration with the SVA Zürich). The sooner you do it, the smaller the back-payment — and you avoid fines if it comes to light during an inspection. Clino helps you with the back-registration and then sets up the ongoing payroll automatically.
What exactly does Clino handle for me?
Registration with the SVA Zürich, an employment contract under the NAV Hauswirtschaft (standard household-employment contract), a UVG policy via a partner insurer, monthly payroll, the wage statement (Lohnausweis) and the annual declaration. You only enter the workload and wage — we take care of the paperwork. CHF 19.90/month, cancel anytime.
Which compensation office handles nanny registration in Zurich?
SVA Zürich. For the simplified billing procedure (up to CHF 22'680/year) you fill in the AHV office's "Registration of household helpers" form and submit it online via AHVeasy or by post.
Is there a minimum wage for nannies in the canton of Zurich?
Zurich has no cantonal minimum wage for private households. The federal NAV Hauswirtschaft (CHF 20.35/hr unskilled, CHF 24.55/hr with a professional certificate, as of 2026) is the floor. In the city of Zurich the market rate is CHF 30–40/hr gross.
Can I deduct nanny costs from my taxes?
Yes. In the canton of Zurich up to CHF 25'300 per child and year (cantonal and municipal tax), and federally up to CHF 25'800 per child. Condition: both parents working or in education, child under 14.
Is the simplified billing or the standard procedure worth it?
Up to CHF 22'680 annual wage per person the simplified procedure is mandatory — a flat 5% withholding tax, no separate tax return for the nanny. Above that, the standard procedure with a wage statement (Lohnausweis) becomes necessary. Clino detects the threshold automatically and handles the ordinary procedure for you.
How high are the employer's ancillary wage costs?
Around 13–15% on top: 5.3% AHV/IV/EO + 1.1% ALV + 0.505% UVG occupational accident + 1.025% FAK canton of Zurich + approx. 5% withholding tax (on gross wage) + administration fee.
Do I need a written employment contract for a nanny in Zurich?
Yes, strongly recommended. The NAV Hauswirtschaft sets minimum conditions (probation period, notice period, holidays). Clino provides a pre-filled template.
Wage calculator
Gross, net & total costs
Contract template
Free PDF under the NAV
Compare childcare
Nanny · daycare · au pair · childminder
Other cantons
Register a nanny in another canton
Register your nanny in Thurgau
CHF 25–32/hr
Register your nanny in Schaffhausen
CHF 25–32/hr
Register your nanny in Aargau
CHF 25–33/hr
Register your nanny in Zug
CHF 32–42/hr
Register your nanny in Schwyz
CHF 28–37/hr
Register your nanny in St. Gallen
CHF 25–33/hr
Register your nanny in Geneva
CHF 30–40/hr
Register your nanny in Vaud
CHF 27–37/hr
Register your nanny in Basel-Stadt
CHF 28–38/hr
Register your nanny in Bern
CHF 25–35/hr
Register your nanny in Lucerne
CHF 25–33/hr
Verified by Clino
The registration facts for Zurich
As of July 2026, verified directly with the compensation office.
The right form
SVA Zürich uses the federal form 318.147 (online). No office visit needed.
Important: under «Employment for», pick «Domestic service», only then does question 4.2 about accident insurance via the compensation office appear.
Simplified procedure
The simplified procedure plus (accident insurance included) is offered, but you must actively request it; it is never automatic. Above CHF 22'680 annual wage, quickly reached full-time, the ordinary procedure with individual withholding tax applies.
Deadlines
Register: within 30 days of the first working day. Annual wage declaration: by 30 January for the previous year.
After submitting
The confirmation with your settlement number arrives by post, usually within 1–3 weeks. You may already pay wages in the meantime.
Free, no signup, every step, ready to tick off.
In every municipality of Zurich
Registration works the same across the whole canton — whether your nanny works in Zürich, Winterthur, Uster or one of the 207 other localities: same compensation office, same procedure, same flat fee.
ZürichWinterthurUsterDübendorfOberengstringenUnterengstringenWeiningen ZHWattAdlikon b. RegensdorfBuchs ZHDällikonOtelfingenBoppelsenDänikon ZH+207
Canton Zurich compared
- The FAK contribution of 1.025% is the lowest in Switzerland, no canton charges less.
- The child allowance of CHF 215/month matches the federal minimum.
- The typical hourly wage for a nanny is around CHF 35 (average across cantons: CHF 30).
- There is no cantonal minimum wage; the NAV domestic-work minimums apply.
Public holidays in Zurich (2026)
Thu 1.1.New Year's DayFri 3.4.Good FridayMon 6.4.Easter MondayFri 1.5.Labour DayThu 14.5.Ascension DayMon 25.5.Whit MondaySat 1.8.Swiss National DayFri 25.12.Christmas DaySat 26.12.St Stephen's Day
These days are assimilated to Sundays (Art. 20a Labour Act). Only 1 August is paid by federal law, whether other holidays are paid depends on the contract or the NAV. Source: SECO, as of 12.12.2024.
This is how fast it goes in Zurich
Clino
online
Grüezi! We've found a nanny in Zürich, what do we need to do now?
09:12Great! Done in 5 minutes: we register her with the SVA Zürich and prepare the contract + payslips. Valid across the whole canton of Zurich.
09:14Message
New to Switzerland, or cross-border?
Hiring as an expat works exactly the same, in English. And if your helper lives in Germany, the cross-border rules apply, AHV and accident insurance stay Swiss, withholding tax depends on her country of residence. The guide explains your case.
Are you the nanny?
Pay, insurance, your rights, plus a ready-made pack you can send your employer so they register you legally.
Every role, one flat price
Register other household help in Zurich
Whoever you employ at home. Clino prepares the registration and the insurance and runs payroll, all for in Zurich.
Last updated:
Your nanny in Zurich — registered in 5 minutes
Registration, contract, insurance, payroll. CHF 19.90/month. Cancel anytime.
Register your nanny in ZurichNo placement commission · you keep your nanny
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