As soon as the flat is cleaned regularly between guests, you are an employer. Clino prepares the contract, the AHV registration and the payslips; you sign and send them yourself.
Nothing is charged before day 30. Cancel monthly. You sign and send yourself, Clino prepares.
Short and honest
Am I really an employer as a host?
Yes, as soon as the cleaning is regular.
If someone cleans to your booking calendar, in your flat, following your instructions, that is an employment relationship. AHV contributions are due from the first franc, accident insurance from the first hour. Over 30,000 hosts rent out in Switzerland; this applies to most of them.
What does a turnover really cost?
Hired directly, CHF 28-33 per hour, plus around 8-10% employer contributions.
A 1-bedroom turnover (2.5 hrs at CHF 30) costs about CHF 88 including the holiday supplement and social contributions. Platforms charge CHF 35-55 per hour. The usual cleaning fee easily covers direct employment.
Set your own numbers in the calculatorMy cleaner invoices me. Is that not enough?
No. The criteria decide, not the paperwork.
Your flat, your schedule, your instructions: that makes it an employment relationship, no matter whether an invoice is written or the word self-employed is used. In case of doubt the compensation office checks and reclassifies retroactively.
The invoice myth in detailWhat happens if I do nothing?
A fine of up to CHF 10'000, contributions back up to five years.
Undeclared work costs a fine of up to CHF 10'000 (AHVG Art. 88) plus back payment of contributions for up to five years (Art. 16 AHVG). If accident insurance is missing, the Ersatzkasse UVG (substitute fund) pays the statutory benefits after an accident and bills you substitute premiums for up to five years, doubled if inexcusable (Art. 95 UVG). UVG cover cannot be bought retroactively.
Example: 4 turnovers per month, canton of Zurich. 2026 rates verified on . Sources and methodology
Entered in 10 minutes · 30 days free trial
The turnover calculator
Flat size, turnovers per month, hourly wage: the calculator shows wage, holiday supplement and employer contributions, honestly itemised.
Below 5 hrs/week per employer, the NAV rate of CHF 20.35/hr is a reference value. Some cities in this canton add their own municipal minimum wage (e.g. the city of Zurich).
Your costs, honestly calculated
CHF 351
per month
CHF 4,209
per year
A cleaning fee of CHF 90 per booking covers wage and contributions.
For comparison per turnover: Batmaid from CHF 95 (CHF 37.90-39.90/hr), Helpling from CHF 107 (from CHF 42.90/hr).
Excluding cleaning supplies, the annual UVG premium and the Clino subscription (CHF 19.90/month). 2026 contribution rates, simplified procedure.
Entered in 10 minutes · 30 days free trial
We name it beforehand, not after the inspection.
Paying by invoice protects nobody.
Neither you nor your cleaner: without registration she has no accident insurance, no ALV and less pension later, and you carry the reclassification risk. The compensation office counts criteria, not invoices.
With ClinoContract and monthly payslips create the clean record both sides get to keep.
UVG applies from the first hour and never retroactively.
Occupational accident insurance is mandatory from the first working hour, regardless of the workload. If an accident happens without a policy, the Ersatzkasse UVG pays the statutory benefits and demands substitute premiums from you for up to five years, doubled if inexcusable (Art. 95 UVG).
With ClinoShows you the route to a policy for your canton, including the simplified procedure plus.
One cleaner, five hosts: five employers.
If your cleaner also cleans other holiday flats, that does not make her self-employed. Each host is the employer for their share, with their own registration and their own contributions.
With ClinoYour household settles for itself, cleanly separated from all the others.
The compensation office bills once a year.
Monthly you only transfer the wage. The social contributions arrive as one annual invoice from the compensation office: set aside around 8-10% of the wage each month and nothing will surprise you.
With ClinoShows what accumulates as you go and reminds you before the invoice.
Keys, access, booking calendar: put it in writing.
Who may enter the flat and when, where the key lives, and that the work follows the booking calendar belongs in the contract. A room-by-room cleaning plan keeps quality constant, changeover after changeover.
With ClinoThe employment contract records the schedule and working hours; the cleaning plan is available as a template in the guide.
Between check-out and check-in
Your cleaner turns every guest changeover into a five-star experience. With Clino, the paperwork behind it takes ten minutes, then runs on the side.
Six steps. Clino prepares three, three stay with you. Clino sells no insurance.
Entered in 10 minutes · 30 days free trial
An employment contract with work per booking calendar, the prepared registration with your compensation office, a payslip every month, the wage declaration once a year. All 26 cantons, CHF 19.90 per month.
UVG applies from the first working hour and cannot be taken out retroactively. The sooner you register, the shorter the exposed flank.
Nothing is charged before day 30. Cancel monthly. You sign and send yourself, Clino prepares.
Generally no. Several clients make nobody self-employed; each relationship is judged on its own. If she cleans for you regularly, to your booking calendar, with your supplies, you are the employer for your share, exactly like every other host she works for. She only counts as self-employed with her own AHV status as a self-employed person, confirmed by the compensation office for this activity.
Then you are not an employer: the company employs its people, settles the social insurances and invoices you. That is the legitimate route without employment, but it typically costs CHF 35-55 per hour instead of CHF 28-33 directly. This page covers the most common case: a private cleaner who cleans for you regularly.
Yes. Cash or bank transfer makes no difference; what matters is that the employment relationship is registered with the compensation office and a payslip exists. Undeclared work does not mean paid in cash, it means not registered.
Yes. Regularity counts, not the workload: even two turnovers a month are an employment relationship, and in a private household AHV contributions are due from the first franc. The often-quoted CHF 750 threshold is an exception for sideline jobs of under-25s, not a general allowance.
Separate construction sites. Visitor's tax, commercial permits and the rules of your municipality or your landlord concern the letting itself and have nothing to do with the employment. Clino covers the employment relationship with your cleaner, not your rental.
For a rented-out flat, cleaning costs are usually deductible from the taxable rental income as maintenance or management costs; with payslips and the office's annual invoice you hold the receipts for it. Your canton's practice governs; ask your tax office in case of doubt.
Register, and run it cleanly from here. The office can claim contributions back for up to five years (Art. 16 AHVG); coming forward yourself puts you in a much better position than being caught in an inspection. Clino prepares the registration; the past period you settle directly with your compensation office.
2026 rates verified on . Read: AHVG Art. 88 and Art. 16, AHVV Art. 34d, UVG Art. 95, OR Art. 329d, SECO NAV domestic work as of 1 January 2026, AHV leaflets 2.06 and 2.07. Platform market prices: own survey, see the guide. Report an error
Ready? First payslip in 5 minutes.
Start for free