Canton of AargauIs your cleaner in Aarau correctly registered?
Not a paid placement, not a partnership.
Set hours and wage. Cost, procedure and insurance appear instantly.
Responsible office
SVA Aargau
online via connect
Your procedure
Simplified procedure
One statement per year · 5% withholding tax included.
Accident insurance
Your cost per month
≈ CHF 16'354.32 / year
What Clino does for you
Three questions that only come up later
She has health insurance. If something happens, she is covered.
Accidents at work are not her health insurer's business. They fall under accident insurance, which you as the employer have to take out: from the first hour for occupational accidents, and from 8 hours a week for her free time as well. If she is not insured, the Ersatzkasse UVG steps in for your cleaner and bills you for up to 5 years of premiums. Whether cover applies retroactively is handled differently by each insurer: register before she comes for the first time.
With ClinoAccident insurance is included in the simplified procedure plus, via SVA Aargau. Clino shows you where to tick the box.
She has a permit B. Taxes are her business, aren't they?
No, yours. In the simplified procedure you deduct 5 % withholding tax from the gross wage and pass it on to the compensation office with the annual wage declaration, whatever her permit, even with a permit C or a Swiss passport. As the employer, you are liable for this tax. Your cleaner receives a certificate from the office for her tax return.
With ClinoThe 5 % appear on every payslip; they go to SVA Aargau with the annual declaration.
She also cleans for three other families. Surely someone has registered her already.
Each household is its own employer: its own registration, its own payslip, its own accident cover. An invoice does not make anyone self-employed; the compensation office decides that, not the paperwork. Without registration, your cleaner builds up no AHV years; an estimated 73'000 women in Switzerland are in this situation.
With ClinoYou register your household, in 5 minutes. What the other families do remains their duty.
Sources: UVV Art. 13 · Art. 95 UVG, Ersatzkasse UVG (written reply, August 2026) · AHV info sheet 2.07 · AHVG Art. 12 · Clino studies «Wer putzt die 10-Millionen-Schweiz» and «AHV-Rentenlücke Haushaltshilfen»
Short and honest
Do I really have to register her? She only comes every two weeks.
Yes, from the first franc.
There is no minimum threshold in a private household, not even during the trial period. The only exception: at most CHF 750 in wages per year, up to and including the year your cleaner turns 25.
What does it cost me in the end, all in?
Hourly wage plus roughly 17 percent. Plus CHF 19.90 for Clino.
FAK rate in the canton of Aargau: 1.45 %. Add 8.33 % holiday supplement and your contributions for AHV, IV, EO, ALV and occupational accident insurance. The calculator above shows the exact amount.
Go to the cost calculatorHow long does it take?
5 minutes, once. Then once a year.
The registration goes to SVA Aargau, online via connect, within one month of the first working day. You may pay wages before that. Then, by 30 January, you declare the previous year's wages. Clino pre-fills, you sign and send.
And what if I just leave it?
Inspections are rare. You pay anyway.
In 2025 there were 239 inspections of private households in the whole of Switzerland. It gets expensive even without an inspection: if your cleaner falls off a ladder, the Ersatzkasse UVG pays her benefits and bills you for up to 5 years of missed premiums. AHV also claims contributions back for 5 years, plus a fine of up to CHF 10'000.
Details from SVA Aargau per its info sheet. Sources: AHV info sheets 2.06 and 2.07, SECO report on the Federal Act against Undeclared Work 2025, Ersatzkasse UVG (written reply, August 2026). 2026 contribution rates last checked on . Sources and methodology
Canton of AargauEvery municipality, one office: SVA Aargau.
Register in AargauAargau authorityThe responsible authority is SVA Aargau. You register online through the connect portal, no counter and no paper.
You use connect. Behind it is SVA Aargau.
Collects AHV, IV, EO, ALV and family allowances for private-household employers in Canton Aargau and issues one statement per year.
Open websiteSet up the account, register the cleaner and report wages here. Under the simplified procedure (VAVplus) up to CHF 22'680/year, your only touchpoint.
Open portalClino walks you through each step with screenshots and pre-fills the wage fields from your monthly payroll.
Rates and registration route last checked on July 17, 2026.
SVA Aargau uses its own registration form or portal, the direct link is in the card above.
The simplified procedure plus (accident insurance included) is offered, but you must actively request it; it is never automatic.
Register: within one month of the first working day. Annual wage declaration: by 30 January for the previous year.
The confirmation with your settlement number arrives by post, usually within a few weeks. You may already pay wages in the meantime.
In the Aargau form the VAVplus option only appears AFTER you answer «yes» to the simplified procedure («… Verfahren Plus, inklusiv Unfallversicherung»). Have your IBAN and your employee's AHV number and birth date ready.
Free, no signup, every step, ready to tick off.
Other Aargau offices (only if relevant to your situation)
Aargau Office of Economy and Labour. Undeclared-work checks have been stepped up in Aarau, Baden and Wettingen since 2024.
Aargau Tax Office. SVA Aargau sends your domestic employee a certificate of the tax already settled, and you issue no additional wage certificate. Paying the source tax settles the tax on that income definitively, so the wage is not declared a second time.
Official cantonal portal, with an overview of all administrative services.
SVA AargauAargau, Switzerland's fourth-largest canton and the commuter belt between Zurich and Basel, uses its own SVA Aargau online form: «Anmeldung Personal im Haushalt und Liegenschaftsverwaltung». Four sections, here is what to expect:
Pick «Privathaushalt» (private household) as the registration reason. IBAN, bank name and account holder are required fields, so have your bank details ready.
Enter the start date and the estimated monthly gross wage total (times 12 or times 13). This is also where you choose the simplified procedure.
Unlike the federal form, Aargau asks for your cleaner's AHV number (756.) and birth date already at registration. Have both ready beforehand.
Finally you activate the connect portal for later wage declarations. At the end you receive a PDF copy of your registration.
Honest note on costs: SVA Aargau charges a 3.0% administration fee on the contributions, which puts Aargau mid-range for Switzerland, the legal maximum rate is 5%. All the more reason for the declared wage total to be right: Clino prepares the figures from your monthly payroll, you only enter them.
SVA Aargau charges an administrative fee of 3.00% of the AHV/IV/EO contributions (AHVV Art. 157, capped at 5%). Expressed against the gross wage that is 0.32%.
What you have to research, word and keep track of yourself, and what Clino handles for you.
Preconfigured for SVA Aargau and Aargau rates, not a generic solution.
Been at it for a while?
If you register yourself, you pay the AHV contributions for the past years, at most 5 years, plus 5 % default interest. Clino issues the contract and registration from today; the past is something you discuss with the compensation office, and we help you with the wording via WhatsApp.
Four small tools, no signup, pre-loaded with Aargau rates.
Aargau borders Germany. Even if your household help is a cross-border worker (G permit), AHV registration and accident insurance apply in Switzerland. Withholding tax depends on her country of residence, the linked guide explains what applies in your case.
Clino knows the rules, rates and compensation office of Aargau in detail, so you don't have to deal with any of it.
Registration directly with SVA Aargau, the competent body for Aargau.
Aargau's family-allowance rate, child benefits and minimum wage are built in.
AHV, UI and accident insurance (VAVplus) run through a single procedure.
Rates verified on July 17, 2026 · 2026 tariffs
Whoever you employ at home. Clino prepares the registration and the insurance and runs payroll, all for in Aargau.
Last updated:
Through SVA Aargau's connect portal in Aarau. Clino prepares all forms.
The FAK contribution is 1.45% of gross wages, paid solely by the employer.
The average is around CHF 27/hour (gross) in Aarau, Baden and Wettingen. No statutory minimum wage.
CHF 215 per child per month, CHF 268 for the education allowance from age 16.
AHV, ALV, withholding tax and UVG are settled together through SVA AG. Applies to wages up to CHF 22,680 per year per employer.
Fines up to CHF 10,000 plus back-payment of all social insurance contributions, retroactively up to 5 years.
CHF 19.90 per month. First 30 days free. Cancel monthly.
Registration itself is free. Only the social contributions apply: AHV/IV/EO 10.6% and ALV 2.2% (split in half), plus the cantonal FAK contribution (employer only) and UVG. Clino calculates all Aargau rates automatically.
In a private household, AHV registration is mandatory from the first franc – across Switzerland, including in Aargau. Only wages of employees under 25, up to CHF 750/year, stay exempt on request.
These days are assimilated to Sundays (Art. 20a Labour Act). Only 1 August is paid by federal law, whether other holidays are paid depends on the contract or the NAV. Source: SECO, as of 12.12.2024.
This is how fast it goes in Aargau
Clino
online
Grüezi! We've found a cleaner in Aarau, what do we need to do now?
09:12Great! Done in 5 minutes: we prepare her registration with the SVA Aargau, you sign it, plus the contract + payslips. Valid across the whole canton of Aargau.
09:14Are you the cleaner?
Pay, insurance, your rights, plus a ready-made pack you can send your employer so they register you legally.
AargauContract and payslip in 5 minutes. 30 days free, nothing charged before day 30. Not for you? Delete your account, done. Zero risk.
Register my cleaner, AargauNothing charged for 30 days • CHF 19.90/month after
then just CHF 19.90/mo. · cancel anytime
Aarau