Register your cleaner in Obwalden. Legal and insured.
You've already found the right person. Clino prepares the contract, payslips and registration with AK Obwalden.
- AK Obwalden · AHVeasy
- Minimum wage from CHF 20.35/h
- Sick-pay insurance: the employee's duty
- Then CHF 19.90/mo
- Nothing charged before day 30
What does your cleaner really cost?
Only in Obwalden
Three things that work differently here.
- 80 %of the wage during illnessNAV Obwalden
The employee must insure herself.
The NAV Obwalden puts the duty to take out sick-pay insurance on her. You point it out when you hire her and pay half the premium.
How long you payWhat it means for you
If she has no policy after three months, you take one out yourself.
- 2steps: form first, then the portalAK Obwalden · AHVeasy
AHVeasy opens after registration.
Your household first registers with AK Obwalden. After that, wages and the annual declaration go through AHVeasy.
The four stepsWhat it means for you
Don't start in the portal. Start with the form.
- 4.2the question that mattersForm 318.147
In the form, pick «Domestic service».
AK Obwalden uses the federal form 318.147. Only «Domestic service» brings up question 4.2 on accident insurance.
The four stepsWhat it means for you
Otherwise accident insurance never even shows up in the form.
Canton Obwalden
One canton, one fund.
Sarnen, Alpnach or Engelberg: private households register with AK Obwalden.
Or tap your municipality
Wages in Obwalden
What you pay at least.
Three tiers by training.
The NAV minimum applies from 5 hours a week with the same household.
Register at CHF 30.00/h →Free, no account
The Obwalden kit.
Three templates for your household, already set to Obwalden. As a PDF, right away.
Clino · Obwalden
Employment contract
For your cleaner, with canton Obwalden filled in.
Clino · Obwalden
Payslip
With the 2026 rates. Pick Obwalden, done.
Clino · Obwalden
AK Obwalden checklist
Every step to tick off, with the fund's address and phone number.
A new payslip every month? Clino makes it for you, free for the first 30 days. Start 30 days free →
Registering in Obwalden
Four steps to AK Obwalden.
318.147
Employer registration
- 1
Fill in form 318.147
Online, with the federal government. Under «Employment for», pick «Domestic service».
- 2
Pick the simplified procedure
Tick the plus version, with accident insurance, yourself.
- 3
Register your cleaner
With her AHV number (756.…) and first working day, within a month.
- 4
Wait for the confirmation
The settlement number arrives by post. Wages are declared every year by 30 January. After that it runs through AHVeasy.
You have to choose the simplified procedure plus (with accident insurance) actively. It never happens automatically.
Deadline: within a month of the first working day. The confirmation usually takes a few weeks.
The fund
Ausgleichskasse IV-Stelle Obwalden ↗Brünigstrasse 144, 6060 Sarnen
+41 41 666 27 50
Clino walks you through every step and fills in the wage fields from your payslip.
Start 30 days freeIn the same household
Who else has a key?
Each role has its own rules in Obwalden.
- Register a cleaner in ObwaldenThis page
- Register a nanny in Obwalden
- Register a caregiver in Obwalden
If she falls ill: how long you keep paying the wage
How many days of full wage you owe in Obwalden depends on the year of service. This is the table that binds here when no policy sits behind it.
- Year 130 days of full wage
- Year 237 days of full wage
- Year 344 days of full wage
- Year 558 days of full wage
- Year 1084 days of full wage
- Year 2084 days of full wage
In canton Obwalden the duty to insure is addressed to the employee herself, not to you.
Check what applies in your caseSource: NAV hauswirtschaftliche Arbeitnehmer OW (GDB 844.1), Art. 20 · Sick-pay insurance: NAV OW (GDB 844.1), Art. 21
Obwalden at a glance
- Fund
- AK Obwalden
- Portal
- AHVeasy
- Minimum wage
- CHF 20.35/h
- Sick-pay insurance
- the employee's duty
- Child allowance
- CHF 220/month
Been at it for a while?
She's been coming for a while? Registering now is cheapest.
At most 5 years of AHV contributions to catch up on, plus 5 % interest. We help with the past on WhatsApp.
Check in 60 secondsThree sentences, three honest answers
Frequently asked questions
How do I register my cleaner with AKOW?
With the federal online form 318.147. On the last page, choose «Ausgleichskasse IV-Stelle Obwalden» as the recipient. The AHVeasy portal only comes in after registration, for the annual wage report. Clino prepares the details for you.
What is the FAK rate in the Canton of Obwalden?
The FAK contribution is 1.40% of gross wages, paid solely by the employer.
What minimum wage applies to a cleaner in Obwalden?
There is no cantonal minimum wage in Obwalden. The minimum wage of the federal NAV for household work is binding: CHF 20.35 an hour unskilled, CHF 22.30 with 4 years' experience or an EBA, CHF 24.55 with an EFZ. It applies from 5 hours a week with the same household.
What child allowances apply in the Canton of Obwalden?
Child allowance: CHF 220 per child a month. Training allowance: CHF 270 a month. As of 2026.
What is the simplified procedure (VAV) in Obwalden?
Under the simplified procedure you settle AHV/IV/EO, unemployment insurance and a 5 % withholding tax once a year through the compensation office (AK Obwalden). It is optional and applies up to CHF 22'680 of annual wage per person. Accident insurance (UVG) is only included if you choose the plus option when you register. Otherwise you take it out yourself with an insurer.
What happens if I don't register my cleaner in Obwalden?
An employer who does not join a compensation office and settle the wages commits an offence under the AHV Act: a monetary penalty of up to 180 daily units (Art. 87 AHVG). On top come the social insurance contributions, as a rule back-dated up to 5 years.
What does Clino cost?
CHF 19.90 per month. First 30 days free. Cancel monthly.
How do I register my cleaner with the AHV in Obwalden?
You register as an employer with AK Obwalden (the responsible compensation office) and add your cleaner with her AHV number (756.…). Under the simplified procedure (VAVplus) one filing per year is enough. Clino prepares the AHV registration for Obwalden and guides you step by step.
What does the AHV registration cost in Obwalden?
Registration itself is free. Only the social contributions apply: AHV/IV/EO 10.6% and ALV 2.2% (split in half), plus the cantonal FAK contribution (employer only) and UVG. Clino calculates all Obwalden rates automatically.
From what wage must I register my cleaner with the AHV?
In a private household, AHV registration is mandatory from the first franc – across Switzerland, including in Obwalden. Only wages of employees up to age 25, up to CHF 750/year, stay exempt, unless the employee asks to pay contributions.
Updated:
Founded in Zürich, for all of Switzerland
Goodbye, paperwork.
Sign up for free. Clino prepares your registration with AK Obwalden.
Start 30 days freeNothing charged before day 30. Cancel monthly.
2026 rates for all 26 cantons checked against official sources, as of · Sources and methodology

Only in Obwalden