Skip to content

Register your cleaner in Zürich. Legal and insured.

Clino prepares the contract, the payslips and the AHVeasy registration.

  • SVA Zürich · AHVeasy
  • Minimum wage from CHF 20.35/h
  • Sick-pay insurance required
  • Then CHF 19.90/mo
  • Nothing charged before day 30
Tages-AnzeigerBeobachter24 heureswatson.chMoneycabBlicktio.ch / 20 minuti

Only in Zürich

Three things that work differently here.

  • 80%of the wage, for up to 720 days
    NAV Zürich, Art. 12

    Sick-pay insurance is mandatory.

    Even for a cleaner who comes twice a week.

    What it means for you

    Without a policy, you pay the 80% yourself.

    How long you pay
  • 4steps, all in the portal
    SVA Zürich · AHVeasy

    You register online.

    In most cantons the portal only opens after affiliation. In Zürich, the portal is the affiliation.

    What it means for you

    Open an account. The code comes by post in 3 to 5 days.

    The four steps
  • 20.35CHF an hour apply today
    City of Zürich · Winterthur

    City minimum wage: not in force yet.

    Both cities voted for it. Until it starts, the NAV applies.

    • City of ZürichCHF 23.90 · voted
    • WinterthurCHF 23.00 · voted

    What it means for you

    If you already pay CHF 23.90, nothing changes for you later.

    Check your wage

Canton of Zürich

All of Zürich, one fund.

Winterthur, Uster or Wädenswil: private households register with SVA Zürich.

Largest municipalities

Or tap your municipality

Wages in Zürich

What you pay at least.

Three tiers in the household NAV.

Unskilled20.35
With EFZ24.55
City of Zürich, voted · 23.90
Your hourly wage
CHF 30.00
Above every minimum.

The NAV minimum applies from 5 hours a week with the same household.

Register at CHF 30.00/h →

Your cost · Zurich

What does it cost per month?

Wage, employer contributions and Clino in one number. With this canton's rates.

What does your cleaner really cost?

Hourly rate
CHF 30per hour
Hours
4 hper week
You pay, everything included
CHF 627.77per month
Start with these numbers

Minimum wage

What counts is where she works.

Often searched

Municipalities with their own minimum wage

  • decided, not yet in force

8001 Zürich

CHF 20.35

per hour, from 5 hours a week

  • City of Zurich: CHF 23.90 decided, not yet in force.
Start with CHF 20.35

8001 Zürich and CHF 20.35 per hour are already filled in.

Federal standard employment contract for domestic work (NAV Hauswirtschaft) · Federal Supreme Court 2C_28/2025: lawful, entry into force open

Free, no account

The Zürich kit.

Three templates for your household, already set to Zürich. As a PDF, right away.

  • Clino · Zurich

    Employment contract

    For your cleaner, with canton Zürich filled in.

  • Clino · Zurich

    Payslip

    Worked out with SVA Zürich's 2026 rates.

  • Clino · Zurich

    SVA Zürich checklist

    Every step to tick off, with the fund's address and phone.

A new payslip every month? Clino prepares it for you, the first 30 days free. Try 30 days free →

Registering in Zürich

Four steps on AHVeasy.

318.147

Employer registration

EmployerKeller family
Employment forDomestic service
SettlementSimplified procedure
EmployeeNameMaria SilvaAHV number756.••••.••••.••Start01.11.2026
RecipientSVA Zürich
  1. 1

    Open an account on ahveasy.ch

    The code comes by post, in 3 to 5 days.

  2. 2

    Activate «Privathaushalt» (private household)

    That registers you as an employer with SVA Zürich.

  3. 3

    Add your cleaner

    With her AHV number (756.…) and first working day, within one month.

  4. 4

    Report the annual wage

    By 30 January for the previous year. The SVA does the invoicing.

The simplified procedure plus (with accident insurance) has to be chosen actively. It never happens automatically.

No salary certificate needed: in the simplified procedure with tax deduction, SVA Zürich issues the tax statement.

The fund

SVA Zürich ↗

Röntgenstrasse 17, 8087 Zürich
+41 44 448 50 00

All about SVA Zürich: contact, costs, our experience →

The portal

AHVeasy ↗

ahveasy.ch

Clino walks you through every step and fills the wage fields from your payslips.

Try 30 days free

Compensation office · Zurich

SVA Zürich

The compensation office for households in Zurich

Contact

Address
SVA Zürich
Röntgenstrasse 17, 8087 Zürich
Online portal
AHVeasy

How to register

SVA Zürich uses the federal form 318.147. You fill it in online. At the end, SVA Zürich must be selected as the recipient.

  • Deadline: within one month of the first working day.
  • The confirmation with your settlement number then arrives by post.
  • Accident insurance: SVA Zürich offers the simplified procedure plus. You must choose it explicitly when you register.
Open the registration form ↗

What the office costs

Admin fee: 5 % of the AHV/IV/EO contributions.

On CHF 10,000 annual wage that is about CHF 53.00 a year.

For comparison: across the 26 offices the same amount ranges from CHF 14.84 to CHF 53.00.

During the year

  • You report wages through the AHVeasy portal or by post.
  • Annual declaration: by 30 January for the previous year. The office then invoices the contributions.

Our experience with SVA Zürich

What we learned filling in the forms, from the office's own information and documents, and with our customers. Always with date and source.

  1. Information from the office

    Register within 30 days, one form is enough

    SVA Zürich confirms: for the simplified procedure Plus, the registration form is enough and no further applications are needed. Registration must in principle happen within 30 days of the start of employment. The accident insurance then runs through Solida.

    Source: Written reply from SVA Zürich, 13.8.2026

  2. Information from the office

    When a condition is no longer met

    If a condition of the simplified procedure is no longer met, SVA Zürich reverses the year into the ordinary procedure. You then issue your employee a salary certificate and refund the withholding tax that was deducted. It is up to you to tell her about the change.

    Source: Written reply from SVA Zürich, 13.8.2026

  3. Office documents

    No salary certificate, but the address matters

    In the simplified procedure, SVA Zürich automatically sends your employee a tax certificate. You do not need the salary certificate on the SVA forms page: it is labelled «nur bei Standard-Abrechnung ausfüllen». The wage declaration asks for your employee's address because the SVA sends her the certificate directly.

    Source: «Formulare und Merkblätter» page on svazurich.ch, read 8.8.2026; written reply from SVA Zürich, 13.8.2026

  4. In practice

    Above the wage limit there is no VAVplus

    A Clino customer above the wage limit looked for a VAVplus option in the standard form. It does not exist there: according to SVA Zürich, VAVplus is only possible with the simplified procedure with tax deduction. In the «Standard-Abrechnung» you name your accident insurer, so the policy must exist before you register.

    Source: Case of a Clino customer, July 2026; «Arbeitgeber werden» page on svazurich.ch, read 14.7.2026

  5. Office documents

    AHVeasy no longer lowers the fee

    Up to and including 2025, the administrative fee was lower for households too when they filed through AHVeasy. From contribution year 2026, both tariffs are the same in the bracket where households sit. Older sources therefore show a discount for Zurich that no longer exists.

    Source: SVA Zürich leaflet «Verwaltungskostenbeiträge ab 2026» (V 09.2025), svazurich.ch, read 8.8.2026

Clino is a private company and is not affiliated with SVA Zürich. The office's own information is binding.

In the same household

Who else has a key?

Each role has its own rules in Zurich.

If she falls ill: how long you keep paying the wage

How many days of full wage you owe in Zurich depends on the year of service. This is the table that binds here when no policy sits behind it.

  • Year 121 days of full wage
  • Year 256 days of full wage
  • Year 363 days of full wage
  • Year 577 days of full wage
  • Year 10112 days of full wage
  • Year 20180 days of full wage

Sick-pay insurance is mandatory in canton Zurich.

It pays 80 % of the wage from day 31 of the illness.

Up to 720 days.

The contract may deviate from it in writing.

An employer who does not insure is liable for exactly the benefits the insurance would have paid.

Check what applies in your case

Source: NAV hauswirtschaftliche Arbeitnehmer ZH (LS 821.12), Art. 11 Abs. 1 · Sick-pay insurance: NAV hauswirtschaftliche Arbeitnehmer ZH (LS 821.12), Art. 12 und Art. 26

Your cleaner in Zürich.

Properly sorted from now on.

Try 30 days free

A little Züritüütsch

Chuchi
kitchen
Stube
living room
Estrich
attic
Znüni
mid-morning snack
Merci vilmal
thanks a lot

Been at it for a while?

She's been coming for a while? Registering now is cheapest.

At most 5 years of AHV contributions to catch up on, plus 5 % interest. We help with the past on WhatsApp.

Check in 60 seconds
We hear this every week

Three sentences, three honest answers

  • She has health insurance.

    Work accidents are covered by your accident insurance, not her health insurance. Without it, you pay up to 5 years of premiums.

    With ClinoOften one box to tick with the fund. If not, Clino shows you how to get cover.

  • Taxes are her business.

    No, yours. In the simplified procedure you withhold 5 % tax at source, whatever her permit.

    With ClinoIt's on every payslip.

  • Another family surely registered her already.

    Every household registers on its own. Without you, she misses AHV contributions.

    With ClinoYou only register your household.

Questions from Zürich

How do I register my cleaner with SVA Zürich?

Through SVA Zürich's AHVeasy portal. Clino prepares all forms, you upload them directly to AHVeasy. SVA Zürich confirms registration within days.

What is the FAK rate in the Canton of Zürich?

The family allowance contribution (FAK) is 1.025% of gross wages in the Canton of Zürich, paid solely by the employer. Clino calculates this automatically.

What minimum wage applies to a cleaner in Zurich?

There is no cantonal minimum wage in Zurich. The minimum wage of the federal NAV for household work is binding: CHF 20.35 an hour unskilled, CHF 22.30 with 4 years' experience or an EBA, CHF 24.55 with an EFZ. It applies from 5 hours a week with the same household. The city of Zurich has voted a minimum wage of CHF 23.90. It is not in force yet. The city of Winterthur has voted a minimum wage of CHF 23.00. It is not in force yet.

What child allowances apply in the Canton of Zürich?

Child allowance: CHF 215 per child a month, CHF 268 for children over 12. Training allowance: CHF 268 a month. As of 2026.

What is VAVplus in Zürich?

Under the simplified procedure you settle AHV/IV/EO, unemployment insurance and a 5 % withholding tax once a year through the compensation office (SVA Zürich). It is optional and applies up to CHF 22'680 of annual wage per person. Accident insurance (UVG) is only included if you choose the plus option when you register. Otherwise you take it out yourself with an insurer.

What happens if I don't register my cleaner in Zürich?

An employer who does not join a compensation office and settle the wages commits an offence under the AHV Act: a monetary penalty of up to 180 daily units (Art. 87 AHVG). On top come the social insurance contributions, as a rule back-dated up to 5 years.

Do I have to withhold tax (Quellensteuer) if my cleaner holds a B permit?

In the simplified procedure, yes, for every employee: 5 % withholding tax, whatever the nationality or permit, Swiss nationals and C permit holders included. SVA Zürich settles it together with the contributions. In the ordinary procedure, withholding tax applies only without a C permit (for example B, L or G), at the ordinary tariff.

Do I need a pension fund (BVG) for my cleaner?

Usually no. Occupational pension only becomes mandatory once the annual wage exceeds the BVG entry threshold (CHF 22'680). Most private-household cleaning hours stay below it. Clino flags it for you if the threshold is reached.

What if my cleaner also works for other households?

Each employer registers and settles their own share of the wage separately with SVA Zürich. You only declare what you pay, the other households handle their own arrangements.

My cleaner already works for me. Can I still start with Clino?

Yes. You enter the existing working conditions and Clino prepares the contract and the SVA Zürich registration. If an earlier registration is missing, you catch up voluntarily: contributions can be claimed up to 5 years back, but registering yourself puts you in a far better position than an inspection.

What does Clino cost?

CHF 19.90 per month: flat rate. First 30 days free. Cancel monthly.

What does the AHV registration cost in Zurich?

Registration itself is free. Only the social contributions apply: AHV/IV/EO 10.6% and ALV 2.2% (split in half), plus the cantonal FAK contribution (employer only) and UVG. Clino calculates all Zurich rates automatically.

From what wage must I register my cleaner with the AHV?

In a private household, AHV registration is mandatory from the first franc – across Switzerland, including in Zurich. Only wages of employees up to age 25, up to CHF 750/year, stay exempt, unless the employee asks to pay contributions.

Do I have to issue my household helper in Zurich a salary certificate?

Not in the simplified procedure. SVA Zürich automatically sends your employee a tax certificate. You only issue a salary certificate in the «Standard-Abrechnung», or if the SVA moves a year back into the ordinary procedure.

Does SVA Zürich check the wage limit at registration or at year end?

Both. At registration, your answer in the form counts: if you state that you are above the limit, the application is refused. Afterwards, the SVA decides whether the year stays in the simplified procedure based on the actual gross wage in the wage declaration.

Do I save fees in Zurich if I report wages through AHVeasy?

Not as a household: since contribution year 2026, the administrative fee in your bracket is the same with or without AHVeasy. The wage declaration is due by 30 January and can still be filed on paper.

Updated:

Around Zürich

Neighbours and towns

Neighbouring cantons

Towns in the canton

Founded in Zürich

Uf Widerluege, paperwork.

(goodbye, Zürich style)

Sign up for free. Clino prepares your registration with SVA Zürich.

Try 30 days free

Nothing charged before day 30. Cancel monthly.

2026 rates for all 26 cantons checked against official sources, as of · Sources and methodology