Canton of ZurichIs your cleaner in Zürich correctly registered?
Not a paid placement, not a partnership.
Set hours and wage. Cost, procedure and insurance appear instantly.
Responsible office
SVA Zürich
online via AHVeasy
Your procedure
Simplified procedure
One statement per year · 5% withholding tax included.
Accident insurance
Your cost per month
≈ CHF 16'291.08 / year
What Clino does for you
Short and honest
Do I really have to register her? She only comes every two weeks.
Yes, from the first franc.
There is no minimum threshold in a private household, not even during the trial period. The only exception: at most CHF 750 in wages per year, up to and including the year your cleaner turns 25.
What does it cost me in the end, all in?
Hourly wage plus roughly 17 percent. Plus CHF 19.90 for Clino.
FAK rate in the canton of Zurich: 1.025 %. Add 8.33 % holiday supplement and your contributions for AHV, IV, EO, ALV and occupational accident insurance. The calculator above shows the exact amount.
Go to the cost calculatorHow long does it take?
5 minutes, once. Then once a year.
The registration goes to SVA Zürich, online via AHVeasy, within one month of the first working day. You may pay wages before that. Then, by 30 January, you declare the previous year's wages. Clino pre-fills, you sign and send.
And what if I just leave it?
Inspections are rare. You pay anyway.
In 2025 there were 239 inspections of private households in the whole of Switzerland. It gets expensive even without an inspection: if your cleaner falls off a ladder, the Ersatzkasse UVG pays her benefits and bills you for up to 5 years of missed premiums. AHV also claims contributions back for 5 years, plus a fine of up to CHF 10'000.
Details from SVA Zürich per its info sheet. Sources: AHV info sheets 2.06 and 2.07, SECO report on the Federal Act against Undeclared Work 2025, Ersatzkasse UVG (written reply, August 2026). 2026 contribution rates last checked on . Sources and methodology
The simple way back to fully legal.
SVA Zürich + AWA · Art. BGSA · estimate
Coming forward yourself puts you in a far better position than being caught. Clino prepares the backdated registration with SVA Zürich and guides you through every step.
CHF 19.90 flat, 0 percent commission, no surprise bill at year-end. We pull your data over for you.
162 municipalities, all under SVA Zürich.
Register in ZürichZurich authorityYour authority is SVA Zürich. You register online via AHVeasy, no office visits, no paperwork.
You use AHVeasy. Behind it is SVA Zürich.
Collects AHV, IV, EO, ALV and family allowances for every private-household employer in Canton Zurich. Issues one statement per year.
Open svazurich.chThis is where you set up the account, register the cleaner and report wages. Under the simplified procedure (VAVplus) up to CHF 22'680/year, it's your only touchpoint.
Open ahveasy.chClino walks you through every step with screenshots and pre-fills the wage fields from your monthly payroll.
Rates and registration route last checked on July 17, 2026.
SVA Zürich uses the federal form 318.147 (online). No office visit needed.
Important: under «Employment for», pick «Domestic service», only then does question 4.2 about accident insurance via the compensation office appear.
The simplified procedure plus (accident insurance included) is offered, but you must actively request it; it is never automatic.
Register: within one month of the first working day. Annual wage declaration: by 30 January for the previous year.
The confirmation with your settlement number arrives by post, usually within a few weeks. You may already pay wages in the meantime.
Free, no signup, every step, ready to tick off.
Straight to your city
Other ZH offices, only if relevant to your situation
Zurich borders Germany. Even if your household help is a cross-border worker (G permit), AHV registration and accident insurance apply in Switzerland. Withholding tax depends on her country of residence, the linked guide explains what applies in your case.
Built in Zürich0 commission on VAVplusIn the media (Blick, tio.ch)Three questions that only come up later
She has health insurance. If something happens, she is covered.
Accidents at work are not her health insurer's business. They fall under accident insurance, which you as the employer have to take out: from the first hour for occupational accidents, and from 8 hours a week for her free time as well. If she is not insured, the Ersatzkasse UVG steps in for your cleaner and bills you for up to 5 years of premiums. Whether cover applies retroactively is handled differently by each insurer: register before she comes for the first time.
With ClinoAccident insurance is included in the simplified procedure plus, via SVA Zürich. Clino shows you where to tick the box.
She has a permit B. Taxes are her business, aren't they?
No, yours. In the simplified procedure you deduct 5 % withholding tax from the gross wage and pass it on to the compensation office with the annual wage declaration, whatever her permit, even with a permit C or a Swiss passport. As the employer, you are liable for this tax. Your cleaner receives a certificate from the office for her tax return.
With ClinoThe 5 % appear on every payslip; they go to SVA Zürich with the annual declaration.
She also cleans for three other families. Surely someone has registered her already.
Each household is its own employer: its own registration, its own payslip, its own accident cover. An invoice does not make anyone self-employed; the compensation office decides that, not the paperwork. Without registration, your cleaner builds up no AHV years; an estimated 73'000 women in Switzerland are in this situation.
With ClinoYou register your household, in 5 minutes. What the other families do remains their duty.
Sources: UVV Art. 13 · Art. 95 UVG, Ersatzkasse UVG (written reply, August 2026) · AHV info sheet 2.07 · AHVG Art. 12 · Clino studies «Wer putzt die 10-Millionen-Schweiz» and «AHV-Rentenlücke Haushaltshilfen»
Four small tools, no signup, pre-loaded with Zurich rates.
AHV contributions to the franc.
CalculateConvert net pay to gross cost.
ConvertDo you have to register?
Start checkZH-compliant template, ready to sign.
Open templateNearby cantons
Mir mached de Papierchram für Si.
We do the paperwork for you.
Suuber, eifach, gschiit.Clean, simple, smart.Whoever you employ at home. Clino prepares the registration and the insurance and runs payroll, all for in Zurich.
Last updated:
Through SVA Zürich's AHVeasy portal. Clino prepares all forms, you upload them directly to AHVeasy. SVA Zürich confirms registration within days.
The family allowance contribution (FAK) is 1.025% of gross wages in the Canton of Zürich, paid solely by the employer. Clino calculates this automatically.
The average is CHF 29–32/hour (gross). In the city of Zürich more like CHF 30–33, in Winterthur or Uster CHF 28–30. The Canton of Zürich has no statutory minimum wage.
CHF 215 per child per month (child allowance), CHF 268 per child per month (education allowance from age 16). Paid through SVA Zürich.
In the Canton of Zürich it's called VAVplus: AHV, ALV, withholding tax and UVG are settled together through SVA Zürich. Applies to wages up to CHF 22,680 per year per employer.
Undeclared work is actively prosecuted in the Canton of Zürich. Fines up to CHF 10,000 plus back-payment of all social insurance contributions, retroactively up to 5 years.
Yes. With a B or L residence permit (not a C settlement permit), you withhold tax at source. Under the VAVplus procedure, SVA Zürich settles it together with the social contributions. Clino works out the Zürich rate automatically.
Usually no. Occupational pension only becomes mandatory once the annual wage exceeds the BVG entry threshold (around CHF 22,000). Most private-household cleaning hours stay below it. Clino flags it for you if the threshold is reached.
Each employer registers and settles their own share of the wage separately with SVA Zürich. You only declare what you pay, the other households handle their own arrangements.
CHF 19.90 per month: flat rate. First 30 days free. Cancel monthly.
Registration itself is free. Only the social contributions apply: AHV/IV/EO 10.6% and ALV 2.2% (split in half), plus the cantonal FAK contribution (employer only) and UVG. Clino calculates all Zurich rates automatically.
In a private household, AHV registration is mandatory from the first franc – across Switzerland, including in Zurich. Only wages of employees under 25, up to CHF 750/year, stay exempt on request.
These days are assimilated to Sundays (Art. 20a Labour Act). Only 1 August is paid by federal law, whether other holidays are paid depends on the contract or the NAV. Source: SECO, as of 12.12.2024.
This is how fast it goes in Zurich
Clino
online
Grüezi! We've found a cleaner in Zürich, what do we need to do now?
09:12Great! Done in 5 minutes: we prepare her registration with the SVA Zürich, you sign it, plus the contract + payslips. Valid across the whole canton of Zurich.
09:14Are you the cleaner?
Pay, insurance, your rights, plus a ready-made pack you can send your employer so they register you legally.
ZurichContract and payslip in 5 minutes. 30 days free, nothing charged before day 30. Not for you? Delete your account, done. Zero risk.
Register my cleaner, ZurichNothing charged for 30 days • CHF 19.90/month after
then just CHF 19.90/mo. · cancel anytime
Winterthur
