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Register your cleaner in St. Gallen. Legal and insured.

You've already found the right person. Clino prepares the contract, payslips and registration with SVA St. Gallen.

  • SVA St. Gallen · AHVeasy
  • Minimum wage from CHF 20.35/h
  • Sick-pay insurance is mandatory
  • Then CHF 19.90/mo
  • Nothing charged before day 30
Tages-AnzeigerBeobachter24 heureswatson.chMoneycabBlicktio.ch / 20 minuti

What does your cleaner really cost?

Hourly rate
CHF 30per hour
Hours
4 hper week
You pay, everything included
CHF 632.14per month
Start with these numbers

Only in St. Gallen

Three things that work differently here.

  • 80 %of the wage, for up to 720 days
    NAV St. Gallen

    Sick-pay insurance is mandatory.

    The NAV St. Gallen requires a daily sickness allowance insurance for contracts of more than one month.

    What it means for you

    Without a policy, you pay the 80% yourself.

    How long you pay
  • 2steps: form first, then the portal
    SVA St. Gallen · AHVeasy

    AHVeasy opens after registration.

    Your household first registers with SVA St. Gallen. After that, wages and the annual declaration go through AHVeasy.

    What it means for you

    Don't start in the portal. Start with the form.

    The four steps
  • 4.2the question that matters
    Form 318.147

    In the form, pick «Domestic service».

    SVA St. Gallen uses the federal form 318.147. Only «Domestic service» brings up question 4.2 on accident insurance.

    What it means for you

    Otherwise accident insurance never even shows up in the form.

    The four steps

Canton St. Gallen

One canton, one fund.

St. Gallen, Rapperswil-Jona or Uzwil: private households register with SVA St. Gallen.

Or tap your municipality

Wages in St. Gallen

What you pay at least.

Three tiers by training.

Unskilled20.35
With EFZ24.55
Your hourly rate
CHF 30.00
Above every minimum wage.

The NAV St. Gallen takes over the NAV minimum with no hours threshold. It applies from the first hour unless the contract says otherwise in writing.

Register at CHF 30.00/h →

Loyalty bonus · St. Gallen

With you for years? Then she's owed a loyalty bonus.

With you since

2019

Wage per month

CHF 600
  1. 2024

    after 5 years · ⅓ month's wage

    CHF 200

    open

  2. 2029

    after 10 years · ½ month's wage

    CHF 300

  3. 2034

    after 15 years · ¾ month's wage

    CHF 450

  4. 2039

    after 20 years · one month's wage

    CHF 600

Due today

CHF 200

Due in 2024, unless the contract excludes it in writing. Not paid yet? It can still be paid.

Next bonus: 2029, ½ month's wage, about CHF 300.

Register her properly

St. Gallen is already filled in.

St. Gallen standard contract for domestic work (sGS 513.1) Art. 12, part-time included; for hourly pay, the monthly average of the last year of service · Paying later: employment claims prescribe after 5 years (CO Art. 128 no. 3)

Free, no account

The St. Gallen kit.

Three templates for your household, already set to St. Gallen. As a PDF, right away.

  • Clino · St. Gallen

    Employment contract

    For your cleaner, with canton St. Gallen filled in.

  • Clino · St. Gallen

    Payslip

    With the 2026 rates. Pick St. Gallen, done.

  • Clino · St. Gallen

    SVA St. Gallen checklist

    Every step to tick off, with the fund's address and phone number.

A new payslip every month? Clino makes it for you, free for the first 30 days. Start 30 days free →

Registering in St. Gallen

Four steps to SVA St. Gallen.

318.147

Employer registration

EmployerKeller family
Employment forDomestic service
SettlementSimplified procedure
EmployeeNameMaria SilvaAHV number756.••••.••••.••Start01.11.2026
RecipientSVA St. Gallen
  1. 1

    Fill in form 318.147

    Online, with the federal government. Under «Employment for», pick «Domestic service».

  2. 2

    Pick the simplified procedure

    Tick the plus version, with accident insurance, yourself.

  3. 3

    Register your cleaner

    With her AHV number (756.…) and first working day, within a month.

  4. 4

    Wait for the confirmation

    The settlement number arrives by post. Wages are declared every year by 30 January. After that it runs through AHVeasy.

You have to choose the simplified procedure plus (with accident insurance) actively. It never happens automatically.

Deadline: within a month of the first working day. The confirmation usually takes a few weeks.

Clino walks you through every step and fills in the wage fields from your payslip.

Start 30 days free

In the same household

Who else has a key?

Each role has its own rules in St. Gallen.

Quick answers

What households in St. Gallen ask.

Tap a question

ClinoCommon questions

She comes 3 hours a week. Does the minimum wage still apply?

Yes, CHF 20.35 from the first hour. Less only if a written contract says so.

Already filled in: St. Gallen and CHF 20.35 per hour.

Illustration: typical questions from households. Source: NAV St. Gallen (sGS 513.1), Art. 3 und 8

Cross-border · St. Gallen

Where does she live?

The simple registration isn't possible here.

Clino still does the payroll, the normal way, as a company would.

Start 30 days free

Already filled in: St. Gallen.

Simplified settlement procedure: AHV leaflet 2.07 (as at 1.1.2026); directives on the collection of contributions, no. 2105

If she falls ill: how long you keep paying the wage

How many days of full wage you owe in St. Gallen depends on the year of service. This is the table that binds here when no policy sits behind it.

  • Year 130 days of full wage
  • Year 260 days of full wage
  • Year 360 days of full wage
  • Year 560 days of full wage
  • Year 1090 days of full wage
  • Year 20120 days of full wage

Sick-pay insurance is mandatory in canton St. Gallen.

It pays 80 % of the wage from day 31 of the illness.

Up to 720 days.

It only applies to contracts of more than one month.

An employer who does not insure is liable for exactly the benefits the insurance would have paid.

Check what applies in your case

Source: NAV hauswirtschaftliche Arbeitnehmerinnen und Arbeitnehmer SG (sGS 513.1), Art. 11 Abs. 1 · Sick-pay insurance: NAV SG (sGS 513.1), Art. 20

At home in St. Gallen, from Rapperswil-Jona to Gossau.

Getting started is free.

Start 30 days free

St. Gallen at a glance

Fund
SVA St. Gallen
Portal
AHVeasy
Minimum wage
CHF 20.35/h
Sick-pay insurance
mandatory
Child allowance
CHF 245/month

Been at it for a while?

She's been coming for a while? Registering now is cheapest.

At most 5 years of AHV contributions to catch up on, plus 5 % interest. We help with the past on WhatsApp.

Check in 60 seconds
We hear this every week

Three sentences, three honest answers

  • She has health insurance.

    Work accidents are covered by your accident insurance, not her health insurance. Without it, you pay up to 5 years of premiums.

    With ClinoOften one box to tick with the fund. If not, Clino shows you how to get cover.

  • Taxes are her business.

    No, yours. In the simplified procedure you withhold 5 % tax at source, whatever her permit.

    With ClinoIt's on every payslip.

  • Another family surely registered her already.

    Every household registers on its own. Without you, she misses AHV contributions.

    With ClinoYou only register your household.

Frequently asked questions

How do I register my cleaner with SVA St. Gallen?

With the federal online form 318.147. On the last page, choose «SVA St. Gallen» as the recipient. The AHVeasy portal only comes in after registration, for the annual wage report. Clino prepares the details for you.

What is the FAK rate in the Canton of St. Gallen?

The FAK contribution is 1.80% of gross wages, paid solely by the employer.

What minimum wage applies to a cleaner in St. Gallen?

There is no cantonal minimum wage in St. Gallen. The minimum wage of the federal NAV for household work is binding: CHF 20.35 an hour unskilled, CHF 22.30 with 4 years' experience or an EBA, CHF 24.55 with an EFZ. The St. Gallen NAV takes over these rates with no hours threshold, so they apply from the first hour unless the contract says otherwise in writing.

What child allowances apply in the Canton of St. Gallen?

Child allowance: CHF 245 per child a month. Training allowance: CHF 298 a month. As of 2026.

What is the simplified procedure (VAV) in St. Gallen?

Under the simplified procedure you settle AHV/IV/EO, unemployment insurance and a 5 % withholding tax once a year through the compensation office (SVA St. Gallen). It is optional and applies up to CHF 22'680 of annual wage per person. Accident insurance (UVG) is only included if you choose the plus option when you register. Otherwise you take it out yourself with an insurer.

What happens if I don't register my cleaner in St. Gallen?

An employer who does not join a compensation office and settle the wages commits an offence under the AHV Act: a monetary penalty of up to 180 daily units (Art. 87 AHVG). On top come the social insurance contributions, as a rule back-dated up to 5 years.

What does Clino cost?

CHF 19.90 per month. First 30 days free. Cancel monthly.

What does the AHV registration cost in St. Gallen?

Registration itself is free. Only the social contributions apply: AHV/IV/EO 10.6% and ALV 2.2% (split in half), plus the cantonal FAK contribution (employer only) and UVG. Clino calculates all St. Gallen rates automatically.

From what wage must I register my cleaner with the AHV?

In a private household, AHV registration is mandatory from the first franc – across Switzerland, including in St. Gallen. Only wages of employees up to age 25, up to CHF 750/year, stay exempt, unless the employee asks to pay contributions.

Updated:

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Goodbye, paperwork.

Sign up for free. Clino prepares your registration with SVA St. Gallen.

Start 30 days free

Nothing charged before day 30. Cancel monthly.

2026 rates for all 26 cantons checked against official sources, as of · Sources and methodology