Do I really have to register her? She only comes every two weeks.
Yes, from the first franc.
The only exception: at most CHF 750 in wages per year, up to and including the year your cleaner turns 25.
Canton of UsterRegister a cleaner in Zurich
everything prepared.
Is your cleaner in Zürich correctly registered?
Start 30 days free
The registration is long done within those 30 days. Then CHF 19.90/mo., cancel anytime.
Swiss newsrooms cite our studies
Not a paid placement, not a partnership.
Clino is simple
All of this is included. For CHF 19.90 a month.
What Clino does, for CHF 19.90
- Employment contract ready to sign
- Wage & social contributions calculated
- Registration & forms pre-filled
- Reminds you of every deadline, how, when, where
- Personal support on WhatsApp
- All 26 cantons, every compensation-office route
What stays with you
- Confirm with one click
- Pay the wage directly
No power of attorney, full control
The registration is done well within the 30 free days. Cancel anytime, you lose nothing.
Your postcode carries over, the office is already detected
Your personal plan
Your cleaner in Zurich: fully planned.
Set hours and wage. Cost, procedure and insurance appear instantly.
h/week
8
CHF/h
33
Your postcode8001Canton Zurich
Your Zurich hiring plan
Responsible office
SVA Zürich
online via AHVeasy
Your procedure
Simplified procedure
One statement per year · 5% withholding tax included.
Accident insurance
- Occupational accident (BU), paid by the employer
- Non-occupational accident (NBU), mandatory from 8 h/week
Your cost per month
CHF 1'357.59/ month
≈ CHF 16'291.08 / year
Gross wageCHF 1'239.41
Social contributions (employer)CHF 98.28
ClinoCHF 19.90
Your cleaner receives net CHF 1'080.37
What Clino does for you
- Employment contract ready
- Registration with SVA Zurich prepared
- Wage & contributions calculated every month
Grüezi
All of Zürich: one office, one registration
162 municipalities, all under SVA Zürich.
Register in Zürich
Your cleaner in Zürich.
Sorted from today.
Register for freeThe registration is long done within those 30 days. Then CHF 19.90/mo., cancel anytime.
We hear this every week
Three sentences, three honest answers
«She has health insurance. If something happens, she's covered.»
For accidents at work it's not her health insurer that pays, but your accident insurance as the employer. If it's missing, the Ersatzkasse UVG steps in and bills you the premiums for up to 5 years back.
With ClinoAccident insurance is included in the simplified procedure plus, via SVA Zürich. Clino shows you where to tick the box.
«She has a B permit. Taxes are her business, right?»
No, yours: in the simplified procedure you withhold 5 % tax at source from the gross wage, whatever the permit. As the employer, you are liable for that tax.
With ClinoThe 5 % appear on every payslip; they go to SVA Zürich with the annual declaration.
«She also cleans for three other families. Surely someone has registered her already.»
Every household is its own employer: its own registration, its own accident cover. Without your registration, your cleaner builds up no AHV years.
With ClinoYou only register your own household. What the other families do remains their duty.
Sources: UVV Art. 13 · Art. 95 UVG, Ersatzkasse UVG (written reply, August 2026) · AHV info sheet 2.07 · AHVG Art. 12
Short and honest
Four questions, four clear answers
What does it cost me in the end, all in?
Hourly wage plus roughly 17 percent. Plus CHF 19.90 for Clino.
FAK rate in the canton of Zurich: 1.025 %. Add 8.33 % holiday supplement and your contributions for AHV, IV, EO, ALV and occupational accident insurance. The calculator above shows the exact amount.
Go to the cost calculatorHow long does it take?
Set up once. Then once a year.
The registration goes to SVA Zürich, online via AHVeasy, within one month of the first working day. You may pay wages before that. Then, by 30 January, you declare the previous year's wages. Clino pre-fills, you sign and send.
And what if I just leave it?
Inspections are rare. You pay anyway.
In 2025 there were 239 inspections across Switzerland. It gets expensive anyway: the Ersatzkasse UVG and the AHV claim up to 5 years back, plus a fine of up to CHF 10'000 (AHVG Art. 88).
Details from SVA Zürich per its info sheet. Sources: AHV info sheets 2.06 and 2.07, SECO report on the Federal Act against Undeclared Work 2025, Ersatzkasse UVG (written reply, August 2026). 2026 contribution rates last checked on . Sources and methodology
Paying cash? Here is the calm way to put it right.
The simple way back to fully legal.
13 h/wk15
Your estimated exposure
Back-paid contributions (up to 5 yrs)
CHF 988
Possible fine: up to CHF 10,000
SVA Zürich + AWA · Art. BGSA · estimate
The good news
Coming forward yourself puts you in a far better position than being caught. Clino prepares the backdated registration with SVA Zürich and guides you through every step.
Already registered? Switching pays off.
CHF 19.90 flat, 0 percent commission, no surprise bill at year-end. We pull your data over for you.
CHF 19.90 flat, not a %
0 commission on VAVplus
We never hold back your wage
Zurich authorityWhere do I register my cleaner in Zürich?
Your authority is SVA Zürich. You register online via AHVeasy, no office visits, no paperwork.
You use AHVeasy. Behind it is SVA Zürich.
SVA Zürich·svazurich.ch
The responsible compensation office (Ausgleichskasse)
Collects AHV, IV, EO, ALV and family allowances for every private-household employer in Canton Zurich. Issues one statement per year.
Open svazurich.chAHVeasy·ahveasy.ch
The online portal
This is where you set up the account, register the cleaner and report wages. Under the simplified procedure (VAVplus) up to CHF 22'680/year, it's your only touchpoint.
Open ahveasy.chHow it actually works
- 1Open an account on ahveasy.ch, confirmation code arrives by post (3–5 days).
- 2Activate "Private household", that registers you as an employer with SVA Zürich.
- 3Add the cleaner with their AHV number (756.…) and start date.
- 4Report the annual salary, SVA Zürich settles everything automatically.
Clino walks you through every step with screenshots and pre-fills the wage fields from your monthly payroll.
Verified by Clino
The registration facts for Zurich
Rates and registration route last checked on July 17, 2026.
The right form
SVA Zürich uses the federal form 318.147 (online). No office visit needed.
Important: under «Employment for», pick «Domestic service», only then does question 4.2 about accident insurance via the compensation office appear.
Simplified procedure
The simplified procedure plus (accident insurance included) is offered, but you must actively request it; it is never automatic.
Deadlines
Register: within one month of the first working day. Annual wage declaration: by 30 January for the previous year.
After submitting
The confirmation with your settlement number arrives by post, usually within a few weeks. You may already pay wages in the meantime.
Free, no signup, every step, ready to tick off.
Straight to your city
WinterthurOther ZH offices, only if relevant to your situation
Cross-border worker
What applies to cross-border workersEmploying a cross-border worker in Zurich?
Zurich borders Germany. Even if your household help is a cross-border worker (G permit), AHV registration and accident insurance apply in Switzerland. Withholding tax depends on her country of residence, the linked guide explains what applies in your case.
Built in Zürich
Sorted for CHF 19.90 a month.
30 days free0 % commissionNo power of attorneyCancel anytime
Register for freeThe registration is long done within those 30 days. Then CHF 19.90/mo., cancel anytime.
«On WhatsApp, I answer personally. No queue, no ticket system.»
Salvador Jovells · Founder of Clino, Zurich
If she falls ill: how long you keep paying the wage
How many days of full wage you owe in Zurich depends on the year of service. This is the table that binds here when no policy sits behind it.
Sick-pay insurance is mandatory in canton Zurich.
It pays 80 % of the wage from day 31 of the illness.
Up to 720 days.
An employer who does not insure is liable for exactly the benefits the insurance would have paid.
Check what applies in your caseSource: NAV hauswirtschaftliche Arbeitnehmer ZH (LS 821.12), Art. 11 Abs. 1
Every role, one flat price
Register other household help in Zurich
Whoever you employ at home. Clino prepares the registration and the insurance and runs payroll, all for in Zurich.
Page last updated:
Frequently asked questions: Uster
How do I register my cleaner with SVA Zürich?
Through SVA Zürich's AHVeasy portal. Clino prepares all forms, you upload them directly to AHVeasy. SVA Zürich confirms registration within days.
What is the FAK rate in the Canton of Zürich?
The family allowance contribution (FAK) is 1.025% of gross wages in the Canton of Zürich, paid solely by the employer. Clino calculates this automatically.
What is the typical hourly wage for a cleaner in Zürich?
The average is CHF 29–32/hour (gross). In the city of Zürich more like CHF 30–33, in Winterthur or Uster CHF 28–30. The Canton of Zürich has no statutory minimum wage.
What child allowances apply in the Canton of Zürich?
CHF 215 per child per month (child allowance), CHF 268 per child per month (education allowance from age 16). Paid through SVA Zürich.
What is VAVplus in Zürich?
In the Canton of Zürich it's called VAVplus: AHV, ALV, withholding tax and UVG are settled together through SVA Zürich. Applies to wages up to CHF 22,680 per year per employer.
What happens if I don't register my cleaner in Zürich?
Undeclared work is actively prosecuted in the Canton of Zürich. Fines up to CHF 10,000 plus back-payment of all social insurance contributions, retroactively up to 5 years.
Do I have to withhold tax (Quellensteuer) if my cleaner holds a B permit?
Yes. With a B or L residence permit (not a C settlement permit), you withhold tax at source. Under the VAVplus procedure, SVA Zürich settles it together with the social contributions. Clino works out the Zürich rate automatically.
Do I need a pension fund (BVG) for my cleaner?
Usually no. Occupational pension only becomes mandatory once the annual wage exceeds the BVG entry threshold (around CHF 22,000). Most private-household cleaning hours stay below it. Clino flags it for you if the threshold is reached.
What if my cleaner also works for other households?
Each employer registers and settles their own share of the wage separately with SVA Zürich. You only declare what you pay, the other households handle their own arrangements.
My cleaner already works for me. Can I still start with Clino?
Yes. You enter the existing working conditions and Clino prepares the contract and the SVA Zürich registration. If an earlier registration is missing, you catch up voluntarily: contributions can be claimed up to 5 years back, but registering yourself puts you in a far better position than an inspection.
What does Clino cost?
CHF 19.90 per month: flat rate. First 30 days free. Cancel monthly.
What does the AHV registration cost in Uster?
Registration itself is free. Only the social contributions apply: AHV/IV/EO 10.6% and ALV 2.2% (split in half), plus the cantonal FAK contribution (employer only) and UVG. Clino calculates all Uster rates automatically.
From what wage must I register my cleaner with the AHV?
In a private household, AHV registration is mandatory from the first franc – across Switzerland, including in Uster. Only wages of employees under 25, up to CHF 750/year, stay exempt on request.
Public holidays in Uster (2026)
Thu 1.1.New Year's DayFri 3.4.Good FridayMon 6.4.Easter MondayFri 1.5.Labour DayThu 14.5.Ascension DayMon 25.5.Whit MondaySat 1.8.Swiss National DayFri 25.12.Christmas DaySat 26.12.St Stephen's Day
These days are assimilated to Sundays (Art. 20a Labour Act). Only 1 August is paid by federal law, whether other holidays are paid depends on the contract or the NAV. Source: SECO, as of 12.12.2024.
This is how fast it goes in Uster
Clino
online
Grüezi! We've found a cleaner in Zürich, what do we need to do now?
09:12Great! Done in 5 minutes: we prepare her registration with the SVA Zürich, you sign it, plus the contract + payslips. Valid across the whole canton of Uster.
09:14Message
Are you the cleaner?
Pay, insurance, your rights, plus a ready-made pack you can send your employer so they register you legally.
UsterTrying costs nothing.
Contract and payslip in 5 minutes. 30 days free, nothing charged before day 30. Not for you? Delete your account, done. Zero risk.
Register my cleaner, UsterNothing charged before day 30 • CHF 19.90/month after
Register your cleaner now
30 days free · then CHF 19.90/mo. · cancel anytime