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Wappen AargauCanton of Aargau

Register a caregiver in Aargau: legally and simply.

Found a caregiver for your parents or for yourself? Clino turns it into a proper employment relationship: registration with the compensation office, contract, insurance and payroll. For CHF 19.90/month, whether it's a few hours or around the clock.

AHV-compliantSVA Aargauset up in 5 minutescancel anytime

No placement agency. You keep your caregiver. Clino takes the official paperwork off your hands.

Which model fits?

By the hour, fixed days or live-in

Care by the hour

e.g. 2–3 mornings per week

Shopping, cooking, accompanying to appointments, companionship. The most common starting model. Often complementing Spitex or relieving family members.

Fixed part-time

fixed half-days or days

Reliable structure in daily life: the same person, the same times. From 8 hours per week, non-occupational accident insurance (NBU) is added.

24h care (live-in)

the caregiver lives in the household

Round-the-clock presence with her own room. Board and lodging count as payment in kind (CHF 990/month); on-call presence time is governed by the SECO model NAV.

Your personal plan

Your caregiver in Aargau: fully planned.

Set hours and wage. Cost, procedure and insurance appear instantly.

h/week
20
CHF/h
30
Your postcode5000Canton Aargau

Your Aargau care plan

Personal

Responsible office

SVA Aargau

online via connect

Your procedure

Ordinary procedure

Above CHF 22,680/year: monthly accounting, plus BVG pension from age 25.

Accident insurance

  • Occupational accident (BU): paid by the employer
  • Non-occupational accident (NBU): mandatory from 8 h/week

Your cost per month

CHF 3'071.91/ month

≈ CHF 36'862.92 / year

Gross wageCHF 2'816.69
Social contributions (employer)CHF 235.32
ClinoCHF 19.90
Your caregiver receives net CHF 2'455.26

What Clino does for you

  • Employment contract ready
  • Registration with SVA Aargau prepared
  • Wage & contributions calculated every month
Use this plan30 days free · no power of attorney · cancel anytime
UNDECLAREDThe dark reality.
  • No contract: in a dispute, only what you both remember counts
  • Accident: the substitute fund pays, you owe 5 years of premiums
  • AHV: 5 years of back contributions, fine up to CHF 10'000
REGISTEREDThe bright reality.
  • NAV contract: holidays, notice and sick pay settled
  • Accident cover from the very first hour
  • AHV years for her, payslips for you
DRAG THE LINE: WHERE DOES YOUR HOUSEHOLD STAND?
Inspection intensity
Sample-basedFrequent
Increased inspections

How strict are inspections in Aargau?

In Aargau, undeclared-work inspections are active. Failing to register your caregiver risks fines, up to 5 years of back-paid social contributions and, in serious cases, prosecution.

With Clino you register your caregiver in minutes. Clino guides you step by step through registration, insurance and payroll.

Register your caregiver now
DE
Official language
German
Undeclared-work checks
Increased inspections
AK confirmation
typically ~14 working days
Salary certificate
issued by the fund
Canton of Aargau
Sali zämeHallo zusammen

All of Aargau: one office, one registration

Every municipality, one office: SVA Aargau.

Register in Aargau
Wappen AargauCanton of Aargau at a glance

Home care in Aargau

Hourly wage

CHF 27–35

market rate

Compensation office

SVA Aargau

connect

FAK employer

1.45%

2026

Minimum wage

no cantonal

NAV applies

Avg. household wage

CHF 27

/hr

Administration

0.32%

AHV office fee, typical household

SVA Aargau charges an administrative fee of 3.00% of the AHV/IV/EO contributions (AHVV Art. 157, capped at 5%). Expressed against the gross wage that is 0.32%.

Aargau is commuter country: many relatives work in Zurich or Basel and cover the weekdays with a regularly employed caregiver.

From Aarau to Baden the distances are small. Even several short visits per week are easy to organise.

If she falls ill: how long you keep paying the wage

How many days of full wage you owe in Aargau depends on the year of service. This is the table that binds here when no policy sits behind it.

2113026039051201018020Year of servicedays of full wage

Canton Aargau has no sick-pay duty. That is no relief: the wage is still owed, and with no policy behind it you carry it yourself.

Check what applies in your case

Source: NAV Hauspersonal AG (SAR 963.375), § 12 Abs. 1

Financing

Support for care at home

Three levers help carry the cost. The exact amounts depend on the case. The official leaflets are linked.

AHV helplessness allowance

Independent of income and assets, graded by degree of helplessness.

Leaflet 3.01 (ahv-iv.ch)

Supplementary benefits (EL)

When pension and income do not cover living costs.

Leaflet 5.01 (ahv-iv.ch)

Tax deduction

Illness- and disability-related costs: canton-dependent.

FTA: taxes (admin.ch)
Authorities & registration

How to register your caregiver in Aargau

AHV compensation office · connect portal

SVA Aargau

Responsible for AHV/IV/EO, ALV, the family-allowance fund (FAK), withholding tax and the wage declaration for household staff.

Open registration form & portal
  1. 1

    Register with the SVA Aargau

    Register as a private-household employer. Online or by form. You'll receive a billing number. Clino prepares everything.

  2. 2

    Sort out accident insurance

    Occupational accident cover is mandatory, NBU from 8 hrs/week. If your compensation office offers VAVplus, select it when you register; otherwise the policy runs directly with an insurer. Clino compares the providers, prices the premium and prepares the application. You sign it.

  3. 3

    Sign the employment contract

    Workload, wage, holidays, probation period. For live-in additionally room, board & lodging and presence time. Template from Clino.

  4. 4

    Settle monthly, declare at year-end

    A ready-made payslip every month, and the annual wage declaration to the SVA Aargau at year-end. Clino generates both automatically.

FAQ Aargau

Frequently asked questions

Do I really have to register a caregiver in a private household: even by the hour?
Yes. As soon as you set the wage, tasks and hours, you are an employer. From the first hour and from the first franc. AHV/IV/EO (5.3% each side), ALV (1.1% each side) and accident insurance are mandatory. The exemption for very small wages (CHF 2'300/year) explicitly does not apply in private households.
Which compensation office is responsible in Aargau?
The SVA Aargau. That's where you register the employment and then settle the contributions. Clino prepares the registration and produces a ready-made payslip every month.
What may the caregiver take on and what counts as nursing?
Care covers daily life and the household: cooking, shopping, accompanying, companionship, structure in the day. Basic and treatment-related nursing (e.g. preparing medication, wound care) belongs to nursing professionals or Spitex. Which requires a licence depending on the canton. The two combine without any problem.
What applies to 24-hour care with board and lodging?
Accommodation and meals are payment in kind: CHF 990 per month (CHF 33 per day) is added to the cash wage and is subject to AHV. In addition, SECO's model NAV for 24-hour care recommends explicitly regulating and compensating presence time in the contract.
Can I use the simplified billing procedure?
Only up to CHF 22'680 annual wage per person. A caregiver with a larger workload usually exceeds this limit. Then the standard procedure with a wage statement applies. From CHF 22'680 annual wage and from age 25, the pension fund (BVG) is added as well. Clino settles both correctly.
My caregiver comes from abroad: what do I need to consider?
Without a C settlement permit the wage is taxed at source. For EU/EFTA citizens, the notification or permit procedure applies depending on duration; cross-border commuters need a G permit. Clino guides you through withholding tax and registration.
What do I risk without registering?
Back-payment of contributions plus default interest and a fine under Art. 87/88 of the AHV Act. If an accident happens without insurance, the Ersatzkasse UVG pays and charges you substitute premiums (Art. 95 UVG). Retroactive registration with the SVA Aargau is possible at any time; the sooner, the cheaper.
Verified by Clino

The registration facts for Aargau

Rates and registration route last checked on July 17, 2026.

The right form

SVA Aargau uses its own registration form or portal, the direct link is in the card above.

Simplified procedure

The simplified procedure plus (accident insurance included) is offered, but you must actively request it; it is never automatic. Above CHF 22'680 annual wage, quickly reached full-time, the ordinary procedure with individual withholding tax applies.

Deadlines

Register: within one month of the first working day. Annual wage declaration: by 30 January for the previous year.

After submitting

The confirmation with your settlement number arrives by post, usually within a few weeks. You may already pay wages in the meantime.

Canton Aargau specifics

In the Aargau form the VAVplus option only appears AFTER you answer «yes» to the simplified procedure («… Verfahren Plus, inklusiv Unfallversicherung»). Have your IBAN and your employee's AHV number and birth date ready.

Free, no signup, every step, ready to tick off.

In every municipality of Aargau

Registration works the same across the whole canton, whether care takes place in Aarau, Wettingen, Baden or one of the 223 other localities: same compensation office, same procedure, same flat fee.

AarauWettingenBadenWohlenKaiseraugstOlsbergRheinfeldenMagdenMöhlinZeiningenZuzgenHellikonWegenstettenMumpf+223

Canton Aargau compared

  • The FAK contribution is 1.45%, rank 11 of 26 across Switzerland (ascending).
  • The child allowance of CHF 225/month is CHF 10 above the federal minimum of CHF 215.
  • The typical hourly wage for home care is around CHF 31 (average across cantons: CHF 31).
  • There is no cantonal minimum wage; the NAV domestic-work minimums apply.

Public holidays in Aargau (2026)

Thu 1.1.New Year's DayFri 2.1.Berchtold's Day (2 Jan)(varies by commune)Fri 3.4.Good FridayMon 6.4.Easter Monday(varies by commune)Thu 14.5.Ascension DayMon 25.5.Whit Monday(varies by commune)Thu 4.6.Corpus Christi(varies by commune)Sat 1.8.Swiss National DaySat 15.8.Assumption(varies by commune)Sun 1.11.All Saints' Day(varies by commune)Tue 8.12.Immaculate Conception(varies by commune)Fri 25.12.Christmas DaySat 26.12.St Stephen's Day(varies by commune)

These days are assimilated to Sundays (Art. 20a Labour Act). Only 1 August is paid by federal law, whether other holidays are paid depends on the contract or the NAV. Source: SECO, as of 12.12.2024.

This is how fast it goes in Aargau

Clino

online

Grüezi! We've found a caregiver in Aarau, what do we need to do now?

09:12

Great! Done in 5 minutes: we prepare her registration with the SVA Aargau, you sign it, plus the contract + payslips. Valid across the whole canton of Aargau.

09:14
Message

New to Switzerland, or cross-border?

Hiring as an expat works exactly the same, in English. And if your helper lives in Germany, the cross-border rules apply, AHV and accident insurance stay Swiss, withholding tax depends on her country of residence. The guide explains your case.

What applies to cross-border workers

Are you the caregiver?

Pay, insurance, your rights, plus a ready-made pack you can send your employer so they register you legally.

Info for youPack for your employer

Every role, one flat price

Register other household help in Aargau

Whoever you employ at home. Clino prepares the registration and the insurance and runs payroll, all for in Aargau.

Page last updated:

Your caregiver in Aargau: properly employed

Registration, contract, insurance, payroll. CHF 19.90/month. Cancel anytime.

Register your caregiver in Aargau

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