Do I really have to register her? She only comes every two weeks.
Yes, from the first franc.
The only exception: at most CHF 750 in wages per year, up to and including the year your cleaner turns 25.
Is your cleaner in Aarau correctly registered?
The registration is long done within those 30 days. Then CHF 19.90/mo., cancel anytime.
The registration is done well within the 30 free days. Cancel anytime, you lose nothing.
Your postcode carries over, the office is already detected
Set hours and wage. Cost, procedure and insurance appear instantly.
Responsible office
SVA Aargau
online via connect
Your procedure
Simplified procedure
One statement per year · 5% withholding tax included.
Accident insurance
Your cost per month
≈ CHF 16'354.32 / year
What Clino does for you
Every municipality, one office: SVA Aargau.
Register in AargauWe hear this every week
«She has health insurance. If something happens, she's covered.»
For accidents at work it's not her health insurer that pays, but your accident insurance as the employer. If it's missing, the Ersatzkasse UVG steps in and bills you the premiums for up to 5 years back.
With ClinoAccident insurance is included in the simplified procedure plus, via SVA Aargau. Clino shows you where to tick the box.
«She has a B permit. Taxes are her business, right?»
No, yours: in the simplified procedure you withhold 5 % tax at source from the gross wage, whatever the permit. As the employer, you are liable for that tax.
With ClinoThe 5 % appear on every payslip; they go to SVA Aargau with the annual declaration.
«She also cleans for three other families. Surely someone has registered her already.»
Every household is its own employer: its own registration, its own accident cover. Without your registration, your cleaner builds up no AHV years.
With ClinoYou only register your own household. What the other families do remains their duty.
Sources: UVV Art. 13 · Art. 95 UVG, Ersatzkasse UVG (written reply, August 2026) · AHV info sheet 2.07 · AHVG Art. 12
Short and honest
Do I really have to register her? She only comes every two weeks.
Yes, from the first franc.
The only exception: at most CHF 750 in wages per year, up to and including the year your cleaner turns 25.
What does it cost me in the end, all in?
Hourly wage plus roughly 17 percent. Plus CHF 19.90 for Clino.
FAK rate in the canton of Aargau: 1.45 %. Add 8.33 % holiday supplement and your contributions for AHV, IV, EO, ALV and occupational accident insurance. The calculator above shows the exact amount.
Go to the cost calculatorHow long does it take?
Set up once. Then once a year.
The registration goes to SVA Aargau, online via connect, within one month of the first working day. You may pay wages before that. Then, by 30 January, you declare the previous year's wages. Clino pre-fills, you sign and send.
And what if I just leave it?
Inspections are rare. You pay anyway.
In 2025 there were 239 inspections across Switzerland. It gets expensive anyway: the Ersatzkasse UVG and the AHV claim up to 5 years back, plus a fine of up to CHF 10'000 (AHVG Art. 88).
Details from SVA Aargau per its info sheet. Sources: AHV info sheets 2.06 and 2.07, SECO report on the Federal Act against Undeclared Work 2025, Ersatzkasse UVG (written reply, August 2026). 2026 contribution rates last checked on . Sources and methodology
The registration is long done within those 30 days. Then CHF 19.90/mo., cancel anytime.
The responsible authority is SVA Aargau. You register online through the connect portal, no counter and no paper.
You use connect. Behind it is SVA Aargau.
Collects AHV, IV, EO, ALV and family allowances for private-household employers in Canton Aargau and issues one statement per year.
Open websiteSet up the account, register the cleaner and report wages here. Under the simplified procedure (VAVplus) up to CHF 22'680/year, your only touchpoint.
Open portalClino walks you through each step with screenshots and pre-fills the wage fields from your monthly payroll.
Rates and registration route last checked on July 17, 2026.
SVA Aargau uses its own registration form or portal, the direct link is in the card above.
The simplified procedure plus (accident insurance included) is offered, but you must actively request it; it is never automatic.
Register: within one month of the first working day. Annual wage declaration: by 30 January for the previous year.
The confirmation with your settlement number arrives by post, usually within a few weeks. You may already pay wages in the meantime.
In the Aargau form the VAVplus option only appears AFTER you answer «yes» to the simplified procedure («… Verfahren Plus, inklusiv Unfallversicherung»). Have your IBAN and your employee's AHV number and birth date ready.
Free, no signup, every step, ready to tick off.
Aargau, Switzerland's fourth-largest canton and the commuter belt between Zurich and Basel, uses its own SVA Aargau online form: «Anmeldung Personal im Haushalt und Liegenschaftsverwaltung». Four sections, here is what to expect:
Pick «Privathaushalt» (private household) as the registration reason. IBAN, bank name and account holder are required fields, so have your bank details ready.
Enter the start date and the estimated monthly gross wage total (times 12 or times 13). This is also where you choose the simplified procedure.
Unlike the federal form, Aargau asks for your cleaner's AHV number (756.) and birth date already at registration. Have both ready beforehand.
Finally you activate the connect portal for later wage declarations. At the end you receive a PDF copy of your registration.
Honest note on costs: SVA Aargau charges a 3.0% administration fee on the contributions, which puts Aargau mid-range for Switzerland, the legal maximum rate is 5%. All the more reason for the declared wage total to be right: Clino prepares the figures from your monthly payroll, you only enter them.
How many days of full wage you owe in Aargau depends on the year of service. This is the table that binds here when no policy sits behind it.
Canton Aargau has no sick-pay duty. That is no relief: the wage is still owed, and with no policy behind it you carry it yourself.
Check what applies in your caseSVA Aargau charges an administrative fee of 3.00% of the AHV/IV/EO contributions (AHVV Art. 157, capped at 5%). Expressed against the gross wage that is 0.32%.
Registration, contract, insurance, payslips. Every form still exists. Just not on your desk.
Clear your desk →Been at it for a while?
If you register yourself, you pay at most 5 years of AHV contributions back, plus 5 % default interest. Clino issues the contract and registration from today; for the past, we help via WhatsApp.
Four small tools, no signup, pre-loaded with Aargau rates.
Aargau borders Germany. Even if your household help is a cross-border worker (G permit), AHV registration and accident insurance apply in Switzerland. Withholding tax depends on her country of residence, the linked guide explains what applies in your case.
Whoever you employ at home. Clino prepares the registration and the insurance and runs payroll, all for in Aargau.
Page last updated:

Through SVA Aargau's connect portal in Aarau. Clino prepares all forms.
The FAK contribution is 1.45% of gross wages, paid solely by the employer.
The average is around CHF 27/hour (gross) in Aarau, Baden and Wettingen. No statutory minimum wage.
CHF 215 per child per month, CHF 268 for the education allowance from age 16.
AHV, ALV, withholding tax and UVG are settled together through SVA AG. Applies to wages up to CHF 22,680 per year per employer.
Fines up to CHF 10,000 plus back-payment of all social insurance contributions, retroactively up to 5 years.
CHF 19.90 per month. First 30 days free. Cancel monthly.
Registration itself is free. Only the social contributions apply: AHV/IV/EO 10.6% and ALV 2.2% (split in half), plus the cantonal FAK contribution (employer only) and UVG. Clino calculates all Baden rates automatically.
In a private household, AHV registration is mandatory from the first franc – across Switzerland, including in Baden. Only wages of employees under 25, up to CHF 750/year, stay exempt on request.
These days are assimilated to Sundays (Art. 20a Labour Act). Only 1 August is paid by federal law, whether other holidays are paid depends on the contract or the NAV. Source: SECO, as of 12.12.2024.
This is how fast it goes in Baden
Clino
online
Grüezi! We've found a cleaner in Aarau, what do we need to do now?
09:12Great! Done in 5 minutes: we prepare her registration with the SVA Aargau, you sign it, plus the contract + payslips. Valid across the whole canton of Baden.
09:14Are you the cleaner?
Pay, insurance, your rights, plus a ready-made pack you can send your employer so they register you legally.
Contract and payslip in 5 minutes. 30 days free, nothing charged before day 30. Not for you? Delete your account, done. Zero risk.
Register my cleaner, BadenNothing charged before day 30 • CHF 19.90/month after
30 days free · then CHF 19.90/mo. · cancel anytime