Do I really have to register her? She only comes every two weeks.
Yes, from the first franc.
The only exception: at most CHF 750 in wages per year, up to and including the year your cleaner turns 25.
Canton of LuganoRegister a cleaner in Ticino
everything prepared.
Is your cleaner in Lugano correctly registered?
Start 30 days free
The registration is long done within those 30 days. Then CHF 19.90/mo., cancel anytime.
Swiss newsrooms cite our studies
Not a paid placement, not a partnership.
Clino is simple
All of this is included. For CHF 19.90 a month.
What Clino does, for CHF 19.90
- Employment contract ready to sign
- Wage & social contributions calculated
- Registration & forms pre-filled
- Reminds you of every deadline, how, when, where
- Personal support on WhatsApp
- All 26 cantons, every compensation-office route
What stays with you
- Confirm with one click
- Pay the wage directly
No power of attorney, full control
The registration is done well within the 30 free days. Cancel anytime, you lose nothing.
Your postcode carries over, the office is already detected
Your personal plan
Your cleaner in Ticino: fully planned.
Set hours and wage. Cost, procedure and insurance appear instantly.
h/week
8
CHF/h
33
Your postcode6900Canton Ticino
Your Ticino hiring plan
Responsible office
IAS Ticino
online via AVSeasy
Your procedure
Simplified procedure
One statement per year · 5% withholding tax included.
Accident insurance
- Occupational accident (BU), paid by the employer
- Non-occupational accident (NBU), mandatory from 8 h/week
Your cost per month
CHF 1'368.44/ month
≈ CHF 16'421.28 / year
Gross wageCHF 1'239.41
Social contributions (employer)CHF 109.13
ClinoCHF 19.90
Your cleaner receives net CHF 1'080.37
What Clino does for you
- Employment contract ready
- Registration with IAS Ticino prepared
- Wage & contributions calculated every month
Canton of TicinoBondìbuongiorno, in dialetto ticinese
All of Ticino: one office, one registration
Every municipality, one office: Istituto delle assicurazioni sociali.
Register in TicinoWe hear this every week
Three sentences, three honest answers
«She has health insurance. If something happens, she's covered.»
For accidents at work it's not her health insurer that pays, but your accident insurance as the employer. If it's missing, the Ersatzkasse UVG steps in and bills you the premiums for up to 5 years back.
With ClinoAccident insurance is included in the simplified procedure plus, via IAS Ticino. Clino shows you where to tick the box.
«She has a B permit. Taxes are her business, right?»
No, yours: in the simplified procedure you withhold 5 % tax at source from the gross wage, whatever the permit. As the employer, you are liable for that tax.
With ClinoThe 5 % appear on every payslip; they go to IAS Ticino with the annual declaration.
«She also cleans for three other families. Surely someone has registered her already.»
Every household is its own employer: its own registration, its own accident cover. Without your registration, your cleaner builds up no AHV years.
With ClinoYou only register your own household. What the other families do remains their duty.
Sources: UVV Art. 13 · Art. 95 UVG, Ersatzkasse UVG (written reply, August 2026) · AHV info sheet 2.07 · AHVG Art. 12
UNDECLAREDThe dark reality.
- ✕No contract: in a dispute, only what you both remember counts
- ✕Accident: the substitute fund pays, you owe 5 years of premiums
- ✕AHV: 5 years of back contributions, fine up to CHF 10'000
REGISTEREDThe bright reality.
- ✓NAV contract: holidays, notice and sick pay settled
- ✓Accident cover from the very first hour
- ✓AHV years for her, payslips for you
⇄
DRAG THE LINE: WHERE DOES YOUR HOUSEHOLD STAND?
Short and honest
Four questions, four clear answers
What does it cost me in the end, all in?
Hourly wage plus roughly 18 percent. Plus CHF 19.90 for Clino.
FAK rate in the canton of Ticino: 1.9 %. Add 8.33 % holiday supplement and your contributions for AHV, IV, EO, ALV and occupational accident insurance. The calculator above shows the exact amount.
Go to the cost calculatorHow long does it take?
Set up once. Then once a year.
The registration goes to IAS Ticino, online via AVSeasy, within one month of the first working day. You may pay wages before that. Then, by 30 January, you declare the previous year's wages. Clino pre-fills, you sign and send.
And what if I just leave it?
Inspections are rare. You pay anyway.
In 2025 there were 239 inspections across Switzerland. It gets expensive anyway: the Ersatzkasse UVG and the AHV claim up to 5 years back, plus a fine of up to CHF 10'000 (AHVG Art. 88).
Details from Istituto delle assicurazioni sociali per its info sheet. Sources: AHV info sheets 2.06 and 2.07, SECO report on the Federal Act against Undeclared Work 2025, Ersatzkasse UVG (written reply, August 2026). 2026 contribution rates last checked on . Sources and methodology
Start 30 days free
The registration is long done within those 30 days. Then CHF 19.90/mo., cancel anytime.
Ticino authorityWhere do I register my cleaner in Ticino?
The responsible authority is Istituto delle assicurazioni sociali. You register online through the AVSeasy portal, no counter and no paper.
You use AVSeasy. Behind it is Istituto delle assicurazioni sociali.
IAS Ticino·www4.ti.ch/dss/ias
The responsible social-insurance office
Collects AHV, IV, EO, ALV and family allowances for private-household employers in Canton Ticino and issues one statement per year.
Open websiteAVSeasy·it.avseasy.ch
The online portal
Set up the account, register the cleaner and report wages here. Under the simplified procedure (VAVplus) up to CHF 22'680/year, your only touchpoint.
Open portalHow it actually works
- 1Open an account on AVSeasy: confirmation code arrives by post (3–5 days).
- 2Activate "Private household": that registers you as an employer with Istituto delle assicurazioni sociali.
- 3Add the cleaner with her AHV number (756.…) and start date.
- 4Report the annual salary: Istituto delle assicurazioni sociali settles everything automatically.
Clino walks you through each step with screenshots and pre-fills the wage fields from your monthly payroll.
Verified by Clino
The registration facts for Ticino
Rates and registration route last checked on July 17, 2026.
The right form
Istituto delle assicurazioni sociali uses its own registration form or portal, the direct link is in the card above.
Simplified procedure
The simplified procedure plus (accident insurance included) is offered, but you must actively request it; it is never automatic.
Deadlines
Register: within one month of the first working day. Annual wage declaration: by 30 January for the previous year.
After submitting
The confirmation with your settlement number arrives by post, usually within a few weeks. You may already pay wages in the meantime.
Canton Ticino specifics
In Ticino's «modulo 111»: opting into the plus procedure takes two steps. Point 6 «sì» and the confirmation at point 10. The signature goes on point 11.
Free, no signup, every step, ready to tick off.
Straight to your city
LuganoTicino: three wage floorsTicino stacks three wage floors. The cantonal one is the lowest.
No other canton piles up this many rules: a federal NAV, a cantonal minimum wage and a cantonal standard employment contract. For your household they almost always come out at the same figure, just not the one in the cantonal statute.
Federal, from 5 hours a week
NAV for household work: CHF 20.35
The federal NAV covers household work from an average of five weekly hours with the same employer and cannot be contracted away. With four years' experience it is CHF 22.30, with a federal diploma CHF 24.55. Staff mainly occupied with childcare fall outside it.
Cantonal NAV, no hours threshold
The same table, two duties more
Ticino's cantonal standard contract for domestic staff covers every full- or part-time employment in the canton, provided the employee is mainly occupied with the work of the house, and its Art. 22 sets the same rates. With no hours threshold. On top come a thirteenth month (Art. 23) and continued wage payment from the first day of the contract (Art. 22c). You can only depart from it in writing.
Cantonal statute
LSM minimum wage: CHF 20.00
The cantonal minimum wage act sets CHF 20.00 for private households. That is below the other two floors, so it is not what you pay. It is the absolute line, and it governs where the federal NAV does not reach: below five weekly hours, or where the work is mainly childcare.
The rates are quoted before supplements. Art. 22 para. 1 states the hourly rates expressly without vacation and paid-holiday compensation. In its January 2026 guide the cantonal labour inspectorate works out CHF 20.35 + 8.33 % vacation + 3.6 % public holidays = CHF 22.78/h for an hourly-paid unskilled worker, and tests compliance against that figure. For a fixed monthly salary the same guide says those supplements are not owed.
Honestly: You do have one duty fewer in Ticino: the cantonal contract requires no daily-sickness-benefit insurance, and its Art. 19 only asks you to check at hiring that your employee has health cover. That is not a relief. Under Art. 22c the wage is owed from day one, and with no insurer behind it you carry that yourself.
Specific to canton Ticino
What's different in Ticino
CHF 20.35/h
Binding wage floor
The cantonal minimum wage is lower; household work falls under the federal NAV.
SourceIT
Official language
The Istituto delle assicurazioni sociali works in Italian.
G+
Cross-border workers common
Check the G permit and report withholding tax correctly.
Costs in Ticino
What you pay as a Ticino employer, at a glance
!
Binding wage floor: CHF 20.35/h. The cantonal minimum wage is CHF 20.00, but household work falls under the higher federal NAV.
1.9%
Ticino FAK
Family allowance contribution, employer only.
CHF 22,680
VAVplus threshold
Annual wage per cleaner: one statement instead of monthly.
CHF 25
Average hourly wage household help Ticino
Gross per hour, rounded cantonal average, not a binding rate.
CHF 215 / CHF 268
Child / training allowance
Per child per month, higher from age 16.
Istituto delle assicurazioni sociali charges an administrative fee of 1.50% of the AHV/IV/EO contributions (AHVV Art. 157, capped at 5%). Expressed against the gross wage that is 0.16%.
ZERO PAPER
This is your paperwork
with Clino.
Registration, contract, insurance, payslips. Every form still exists. Just not on your desk.
Clear your desk →clino.
✓IAS Ticino registration: pre-filled
✓Employment contract created
✓Accident cover: next steps
✓Payslip ready
✓Salary statement for taxes
Been at it for a while?
Your cleaner has been coming for months or years already? Then now is the cheapest moment.
If you register yourself, you pay at most 5 years of AHV contributions back, plus 5 % default interest. Clino issues the contract and registration from today; for the past, we help via WhatsApp.
Tools for Ticino
Calculate, check and plan it yourself
Four small tools, no signup, pre-loaded with Ticino rates.
Cross-border worker
What applies to cross-border workersEmploying a cross-border worker in Ticino?
Ticino borders Italy. Even if your household help is a cross-border worker (G permit), AHV registration and accident insurance apply in Switzerland. Withholding tax depends on her country of residence, the linked guide explains what applies in your case.
Every role, one flat price
Register other household help in Ticino
Whoever you employ at home. Clino prepares the registration and the insurance and runs payroll, all for in Ticino.
Page last updated:
Frequently asked questions: Lugano
How do I register my cleaner with the Istituto delle assicurazioni sociali (IAS)?
Through the IAS AVSeasy portal. Clino prepares all forms, you upload them directly to AVSeasy. IAS confirms registration within days.
What is the FAK rate in the Canton of Ticino?
The family allowance contribution (FAK) is 1.90% of gross wages in the Canton of Ticino, paid solely by the employer. Clino calculates this automatically.
What is the typical hourly wage for a cleaner in Lugano?
The average is CHF 24–27/hour (gross). Note: Ticino's cantonal minimum is CHF 20.00/hour, but household work is also covered by the national NAV of CHF 20.35/hour and the higher one binds: pay at least CHF 20.35/hour.
What child allowances apply in the Canton of Ticino?
CHF 215 per child per month (child allowance), CHF 268 per child per month (education allowance from age 16). Paid through IAS.
What is the simplified procedure (VAV) in Ticino?
In the Canton of Ticino, AHV, ALV, withholding tax and UVG are settled together through IAS. Applies to wages up to CHF 22,680 per year per employer.
What happens if I don't register my cleaner in Ticino?
Undeclared work is actively prosecuted in the Canton of Ticino. Fines up to CHF 10,000 plus back-payment of all social insurance contributions, retroactively up to 5 years.
What does Clino cost?
CHF 19.90 per month: flat rate. First 30 days free. Cancel monthly.
What does the AHV registration cost in Lugano?
Registration itself is free. Only the social contributions apply: AHV/IV/EO 10.6% and ALV 2.2% (split in half), plus the cantonal FAK contribution (employer only) and UVG. Clino calculates all Lugano rates automatically.
From what wage must I register my cleaner with the AHV?
In a private household, AHV registration is mandatory from the first franc – across Switzerland, including in Lugano. Only wages of employees under 25, up to CHF 750/year, stay exempt on request.
Public holidays in Lugano (2026)
Thu 1.1.New Year's DayTue 6.1.EpiphanyMon 6.4.Easter MondayThu 14.5.Ascension DaySat 1.8.Swiss National DaySat 15.8.AssumptionSun 1.11.All Saints' DayFri 25.12.Christmas DaySat 26.12.St Stephen's Day
These days are assimilated to Sundays (Art. 20a Labour Act). Only 1 August is paid by federal law, whether other holidays are paid depends on the contract or the NAV. Source: SECO, as of 12.12.2024.
This is how fast it goes in Lugano
Clino
online
Buongiorno! We've found a cleaner in Lugano, what do we need to do now?
09:12Great! Done in 5 minutes: we prepare her registration with the IAS Ticino, you sign it, plus the contract + payslips. Valid across the whole canton of Lugano.
09:14Message
Are you the cleaner?
Pay, insurance, your rights, plus a ready-made pack you can send your employer so they register you legally.
LuganoTrying costs nothing.
Contract and payslip in 5 minutes. 30 days free, nothing charged before day 30. Not for you? Delete your account, done. Zero risk.
Register my cleaner, LuganoNothing charged before day 30 • CHF 19.90/month after
Register your cleaner now
30 days free · then CHF 19.90/mo. · cancel anytime