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Canton of Schwyz

Register a caregiver in Schwyz: legally and simply.

Found a caregiver for your parents or for yourself? Clino turns it into a proper employment relationship: registration with the compensation office, contract, insurance and payroll. For CHF 19.90/month, whether it's a few hours or around the clock.

AHV-compliantSVA Schwyzset up in 5 minutescancel anytime

No placement agency. You keep your caregiver. Clino takes the official paperwork off your hands.

Which model fits?

By the hour, fixed days or live-in

Care by the hour

e.g. 2–3 mornings per week

Shopping, cooking, accompanying to appointments, companionship. The most common starting model. Often complementing Spitex or relieving family members.

Fixed part-time

fixed half-days or days

Reliable structure in daily life: the same person, the same times. From 8 hours per week, non-occupational accident insurance (NBU) is added.

24h care (live-in)

the caregiver lives in the household

Round-the-clock presence with her own room. Board and lodging count as payment in kind (CHF 990/month). The cantonal standard contract (NAV SZ, § 12) sets presence time at 25, 35 or 50 % of the hourly wage, at least CHF 5, 7 or 10 an hour, depending on night call-outs.

Your personal plan

Your caregiver in Schwyz: fully planned.

Set hours and wage. Cost, procedure and insurance appear instantly.

h/week
20
CHF/h
30
Your postcode6430Canton Schwyz

Your Schwyz care plan

Personal

Responsible office

SVA Schwyz

online via AHVeasy

Your procedure

Ordinary procedure

Above CHF 22,680/year: monthly accounting, plus BVG pension (risk cover from 18, retirement savings from 25).

Accident insurance

  • Occupational accident (BU): paid by the employer
  • Non-occupational accident (NBU): mandatory from 8 h/week

Your cost per month

CHF 3'130.38/ month

≈ CHF 37'564.56 / year

Gross wageCHF 2'816.69
Social contributions (employer)CHF 293.79
ClinoCHF 19.90
Your caregiver receives net CHF 2'533.40

What Clino does for you

  • Employment contract ready
  • Registration with SVA Schwyz prepared
  • Wage & contributions calculated every month
Use this plan30 days free · no power of attorney · cancel anytime

24-hour care · Schwyz

What does one night on standby cost?

Hourly wage

How often does she get up at night?

One night on standby costs at least

CHF 35.63

23:00 to 6:00: 7 hours at CHF 5.09. She is there, but not working.

Register your carer

Schwyz and CHF 20.35 an hour are already filled in.

Cantonal standard contract: NAV SZ, § 12 · Hourly wages: binding minimums (Schwyz)

UNDECLAREDThe dark reality.

Compensation Office

Employer audit

RRegistered

Keller family

Employer audit of your household

  • ✕No contract: in a dispute, only what you both remember counts
  • ✕Accident: the substitute fund pays, you owe 5 years of premiums
  • ✕AHV: 5 years of back contributions, plus a possible criminal penalty (Art. 87 AHVG)
REGISTEREDThe bright reality.

Employment contract

PDF

between Keller family · Maria Silva

  • ✓NAV contract: holidays, notice and sick pay settled
  • ✓Accident cover from the very first hour
  • ✓AHV years for her, payslips for you
Signature EmployerSignature Employee
⇄
DRAG THE LINE: WHERE DOES YOUR HOUSEHOLD STAND?
DE
Official language
German
Salary certificate
issued by the fund
Canton of Schwyz

All of Schwyz: one office, one registration

Every municipality, one office: SVA Schwyz.

Register in Schwyz
Canton of Schwyz at a glance

Home care in Schwyz

Compensation office

SVA Schwyz

AHVeasy

FAK employer

1.30%

2026

Minimum wage

CHF 20.35

NAV, from 5 hrs/week

Administration

0.53%

AHV office fee, typical household

SVA Schwyz charges an administrative fee of 5.00% of the AHV/IV/EO contributions (AHVV Art. 157, capped at 5%). Expressed against the gross wage that is 0.53%.

If she falls ill: how long you keep paying the wage

How many days of full wage you owe in Schwyz depends on the year of service. This is the table that binds here when no policy sits behind it.

  • Year 121 days of full wage
  • Year 256 days of full wage
  • Year 363 days of full wage
  • Year 577 days of full wage
  • Year 10112 days of full wage
  • Year 20182 days of full wage

Canton Schwyz has no sick-pay duty. That is no relief: the wage is still owed, and with no policy behind it you carry it yourself.

Check what applies in your case

Source: Kantonaler NAV hauswirtschaftliche Arbeitnehmer SZ (SRSZ 217.111), § 15 Abs. 2 · Sick-pay insurance: Kantonaler NAV SZ (SRSZ 217.111, vom 20. August 2019)

Specific to canton Schwyz

What's different in Schwyz

CHF 1,000per child

One-off birth allowance

On top of the regular child allowance. Paid out by the SVA Schwyz.

1.30% FAK

FAK rate in the cheapest quarter

Rank 3 of 26 (ascending). Swiss average: 1.67 %.

Financing

Support for care at home

Three levers help carry the cost. The exact amounts depend on the case. The official leaflets are linked.

AHV helplessness allowance

Independent of income and assets, graded by degree of helplessness.

Leaflet 3.01 (ahv-iv.ch) →

Supplementary benefits (EL)

When pension and income do not cover living costs.

Leaflet 5.01 (ahv-iv.ch) →

Tax deduction

Illness- and disability-related costs: canton-dependent.

FTA: taxes (admin.ch) →
Authorities & registration

How to register your caregiver in Schwyz

AHV compensation office · AHVeasy portal

SVA Schwyz

Responsible for AHV/IV/EO, ALV, the family-allowance fund (FAK), withholding tax and the wage declaration for household staff.

Open registration form & portal
  1. 1

    Register with the SVA Schwyz

    Register as a private-household employer. Online or by form. You'll receive a billing number. Clino prepares everything.

  2. 2

    Sort out accident insurance

    Occupational accident cover is mandatory, NBU from 8 hrs/week. In the simplified procedure every compensation office offers the plus option with accident insurance: select it actively when you register, it never happens automatically. Otherwise the policy runs directly with an insurer. Clino compares the providers, prices the premium and prepares the application. You sign it.

  3. 3

    Sign the employment contract

    Workload, wage, holidays, probation period. For live-in additionally room, board & lodging and presence time. Template from Clino.

  4. 4

    Settle monthly, declare at year-end

    A ready-made payslip every month, and the annual wage declaration to the SVA Schwyz at year-end. Clino generates both automatically.

FAQ Schwyz

Frequently asked questions

Do I really have to register a caregiver in a private household: even by the hour?
Yes. As soon as you set the wage, tasks and hours, you are an employer. From the first hour and from the first franc. AHV/IV/EO (5.3% each side), ALV (1.1% each side) and accident insurance are mandatory. The exemption for very small wages (CHF 2'500/year) explicitly does not apply in private households.
Which compensation office is responsible in Schwyz?
The SVA Schwyz. That's where you register the employment and then settle the contributions. Clino prepares the registration and produces a ready-made payslip every month.
What may the caregiver take on and what counts as nursing?
Care covers daily life and the household: cooking, shopping, accompanying, companionship, structure in the day. Basic and treatment-related nursing (e.g. preparing medication, wound care) belongs to nursing professionals or Spitex. Which requires a licence depending on the canton. The two combine without any problem.
What applies to 24-hour care with board and lodging?
Accommodation and meals are payment in kind: CHF 990 per month (CHF 33 per day) is added to the cash wage and is subject to AHV. The cantonal standard contract (NAV SZ, § 12) sets presence time at 25, 35 or 50 % of the hourly wage, at least CHF 5, 7 or 10 an hour, depending on night call-outs.
Can I use the simplified billing procedure?
Only up to CHF 22'680 annual wage per person. A caregiver with a larger workload usually exceeds this limit. Then the standard procedure with a wage statement applies. Above CHF 22'680 annual wage the pension fund (BVG) is added as well: from 18 for death and disability, from 25 for retirement savings too. Clino settles both correctly.
My caregiver comes from abroad: what do I need to consider?
In the ordinary procedure her wage is taxed at source if she has no C settlement permit. In the simplified procedure the 5 % withholding tax applies to everyone, whatever the nationality or permit. Exception: if she lives in France and works in BE, SO, BS, BL, VD, VS, NE or JU, the simplified procedure is ruled out and, with form 2041-AS, her wage is taxed in France. For EU/EFTA citizens, the notification or permit procedure applies depending on duration; cross-border commuters need a G permit. Clino guides you through withholding tax and registration.
What do I risk without registering?
Back-payment of contributions plus default interest. An employer who does not join a compensation office and settle the wages also commits an offence under Art. 87 of the AHV Act: a monetary penalty of up to 180 daily units. If an accident happens without insurance, the Ersatzkasse UVG pays and charges you substitute premiums (Art. 95 UVG). Retroactive registration with the SVA Schwyz is possible at any time; the sooner, the cheaper.
Verified by Clino

The registration facts for Schwyz

Rates and registration route last checked on July 17, 2026.

The right form

SVA Schwyz uses its own registration form or portal, the direct link is in the card above.

Simplified procedure

The simplified procedure plus (accident insurance included) is offered, but you must actively request it; it is never automatic. Above CHF 22'680 annual wage, quickly reached full-time, the ordinary procedure with individual withholding tax applies.

Deadlines

Register: within one month of the first working day. Annual wage declaration: by 30 January for the previous year.

After submitting

The confirmation with your settlement number arrives by post, usually within a few weeks. You may already pay wages in the meantime.

Canton Schwyz specifics

The Schwyz online form has no «VAV+» option: choose «a private person» and answer «yes» to both questions in step 7 (accident insurance).

Free, no signup, every step, ready to tick off.

In every municipality of Schwyz

Registration works the same across the whole canton, whether care takes place in Schwyz, Freienbach, Einsiedeln or one of the 36 other localities: same compensation office, same procedure, same flat fee.

SchwyzFreienbachEinsiedelnKüssnachtMerlischachenKüssnacht am RigiImmenseeGoldauOberarthArthSteinerbergSattelRothenthurmSteinen+36

Canton Schwyz compared

FAK contribution

1.3%

At 1.3% FAK contribution, Schwyz sits in the cheapest quarter of Switzerland (rank 3 of 26, ascending).

Child allowance

CHF 230

The child allowance of CHF 230/month is CHF 15 above the federal minimum of CHF 215.

Binding minimum wage

CHF 20.35

There is no cantonal minimum wage; the NAV domestic-work minimums apply from 5 hours a week with the same household.

Public holidays in Schwyz (2026)

Only 1 August is paid by federal law. The other days are assimilated to Sundays, whether they are paid is set by the contract or the NAV.

  • Thu
    Jan

    New Year's Day

  • Thu
    Mar

    St Joseph's Day

  • Fri
    Apr

    Good Friday

  • Thu
    May

    Ascension Day

  • Thu
    Jun

    Corpus Christi

  • Sat
    Aug

    Swiss National Day

    paid by law
  • Sat
    Aug

    Assumption

  • Sun
    Nov

    All Saints' Day

  • Fri
    Dec

    Christmas Day

3 of these days fall on a weekend in 2026. Basis: Art. 20a Labour Act. Source: SECO, as of 12.12.2024.

New to Switzerland, or cross-border?

Hiring as an expat works exactly the same, in English. And if your helper lives across the border, the cross-border rules apply, AHV and accident insurance stay Swiss, withholding tax depends on her country of residence. The guide explains your case.

What applies to cross-border workers →

Are you the caregiver?

Pay, insurance, your rights, plus a ready-made pack you can send your employer so they register you legally.

Info for you →Pack for your employer →

In the same household

Who else has a key?

Each role has its own rules in Schwyz.

Page last updated:

Your caregiver in Schwyz: properly employed

Registration, contract, insurance, payroll. CHF 19.90/month. Cancel anytime.

Register your caregiver in Schwyz

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