Gross, net and total cost of your nanny: exact for your canton.
Example: the Müller family in Zurich, nanny at CHF 30/h × 40 h/week, 2 children. Gross wage approx. CHF 5'735/month, net approx. CHF 4'995, total employer cost approx. CHF 6'310/month (Clino included).
Adjust the numbers below to your situation: hourly wage, hours, canton, Sunday supplement and 13th-month salary.
Affects family allowances and the tax deduction, see tax-deduction calculator.
Sunday supplements are not mandatory under the NAV, but we recommend fixing them in the contract.
Determines the BVG contribution rate (7–18%).
Gross wage / month
CHF 5'633.05
before deductions
Net to the nanny
CHF 4'738.82
after AHV/ALV/UVG/source tax
Total employer cost
CHF 6'271.05
incl. Clino CHF 19.90/mo
Where does your employer franc go?
Breakdown of the monthly total cost (CHF 6'271.05).
Net wage (to nanny)
CHF 4'738.82 · 75.6%
Nanny deductions (AHV/ALV/UVG/source tax/BVG)
CHF 894.23 · 14.3%
Employer contributions
CHF 618.10 · 9.9%
Clino flat fee
CHF 19.90 · 0.3%
Annual projection (Zürich)
Gross wage / year
CHF 67'596.60
Net wage / year
CHF 56'865.81
Total cost / year
CHF 75'252.63
FAK rate Zürich: 1.02% · UVG-NBU active (≥ 8 h/week) · FSIO/Suva rates 2026
BVG (pension fund) is mandatory here
The annual wage exceeds CHF 22'680; occupational pension (2nd pillar) is mandatory and already included in the net / employer cost above. The simplified procedure is NOT available here.
You know the numbers. Clino handles the paperwork.
Employment contract, AHV registration, monthly payroll, withholding tax and year-end: all for CHF 19.90/month. You file with the compensation office.
The calculation uses the simplified procedure with a flat 5% withholding tax. For gross wages above CHF 22'680/year, settlement runs through the ordinary procedure. Clino detects this automatically.
What do gross, net and employer cost mean?
Gross wage
This is the wage before deduction of social insurance and withholding tax. The gross wage appears in the employment contract and the salary statement.
Net wage (what the nanny receives)
From the gross wage, AHV/IV/EO (5.3%), ALV (1.1%), above 8 hours/week UVG-NBU (1.432%) and, in the simplified procedure, a flat 5% withholding tax are deducted. The remainder is transferred to the nanny's account.
Total employer cost
On top of the gross wage come the employer contributions (AHV/IV/EO 5.3%, ALV 1.1%, UVG-BU 0.5%, FAK depending on the canton 1.025 to 2.75%) plus the Clino flat fee of CHF 19.90/month. This is what the nanny actually costs you per month.
13th-month salary and Sunday supplement
The 13th-month salary is not legally required but is standard for full-time nannies. Sunday or evening supplements are not mandatory under the NAV domestic work. We recommend agreeing them clearly in the contract (e.g. +25% per Sunday hour).
More in the nanny universe
What can I deduct from taxes?
Federal tax deduction up to CHF 25'800/child plus cantonal caps: how much do you really save?
Calculate the deduction →Nanny hubHire a nanny in Switzerland: step by step
Contract, AHV registration, UVG, withholding tax, payroll: the complete guide.
To the hub →TemplateNanny employment contract (PDF template)
Ready-made template with all mandatory details: you fill in the hourly wage and workload.
To the template →MandatoryAccident insurance (UVG)
Occupational and non-occupational accidents: what the coverage costs and how Clino handles it automatically.
To accident insurance →ComparisonNanny vs. day mother, au pair, daycare, babysitter
Which form of childcare fits your family? Costs, contract and registration compared.
To the comparison →Frequently asked questions
How is a nanny's net wage calculated in Switzerland?
What does a nanny really cost the employer?
Do I need a 13th-month salary for a nanny?
How do weekend and evening hours affect the wage?
At what wage does the simplified procedure no longer pay off?
Sources for this calculator:
- FSIO — AHV/IV/EO and ALV contribution rates 2026: bsv.admin.ch
- Suva — UVG premiums domestic work (VAVplus): suva.ch
- FTA — withholding tax in the simplified procedure (Art. 37a DBG): estv.admin.ch
- SECO — NAV domestic work (minimum wages): seco.admin.ch
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