Before registering
How to hire? The models compared.
Direct, manual, via an agency, or cash — four real ways to employ someone in your household. No hidden advantage for any option: the numbers come from your own inputs, not made-up competitor prices.
Your situation
Enter hours and hourly wage — the Clino and manual DIY costs are calculated directly (same legal basis, only who handles the paperwork differs). For the agency, enter your own quote so the comparison doesn't rely on made-up numbers.
Direct employment with Clino
≈ CHF 923/month
- Admin burden
- Low
- Say in who's hired
- High — you choose directly
- Cancellation flexibility
- Contract-bound (notice period)
- Legal responsibility
- You're the employer; Clino guides registration and payroll.
Direct employment, manual
≈ CHF 903/month
- Admin burden
- High
- Say in who's hired
- High — you choose directly
- Cancellation flexibility
- Contract-bound (notice period)
- Legal responsibility
- You're the employer and handle registration, payroll and the year-end statement yourself.
Agency
Enter a quote to compare cost
- Admin burden
- None
- Say in who's hired
- Medium — agency proposes
- Cancellation flexibility
- Flexible (service contract)
- Legal responsibility
- The agency is the employer — you sign a service contract, not an employment contract.
Cash, undeclared
≈ CHF 903/month
Same gross wage as legal employment — no real discount, just an unmet obligation.
- Admin burden
- None
- Say in who's hired
- High — you choose directly
- Cancellation flexibility
- Informal, no protection for either side
- Legal responsibility
- The employment is AHV-liable from the first hour, regardless of registration.
Estimate based on your inputs (employer-side AHV/IV/EO, ALV, UVG-BU, 8.33% holiday supplement). Not a binding offer — your actual cost depends on canton, years of service and the individual case.
Rough guidance
For an ongoing role without wanting to handle admin yourself, direct employment with support (e.g. Clino) usually fits — you keep control without doing the paperwork. For an ongoing role where you want to handle the admin yourself, manual direct employment fits — the same cost as Clino, but the work sits with you.
Model clear? Next: which procedure
For direct employment: which registration procedure applies, which insurance and which compensation office is responsible.
Find the registration procedure →Frequently asked questions
Is direct employment with Clino more expensive than doing it manually?
Only by the flat CHF 19.90/month fee. Wage, holiday supplement and social contributions are identical — the difference is who handles registration, payroll and the year-end statement.
Is an agency always more expensive than direct employment?
Not necessarily, it depends on the case. Agencies bundle staffing, cover for absences and admin into their price — compare against your own quote, not a general figure.
Why isn't cash simply cheaper?
The legal wage and AHV obligation don't change just because nothing is registered. There's no real discount, only exposure if there's a later audit or an accident without insurance.
Can I switch models later?
Yes. Many start manual or cash and switch to Clino once the workload becomes noticeable, or the other way round once they feel confident with the procedure.
Ready? First payslip in 5 minutes.
Start for free