Do I really have to register her? She only comes every two weeks.
Yes, from the first franc.
The only exception: at most CHF 750 in wages per year, up to and including the year your cleaner turns 25.
Canton of BielRegister a cleaner in Bern
everything prepared.
Is your cleaner in Bern correctly registered?
Start 30 days free
The registration is long done within those 30 days. Then CHF 19.90/mo., cancel anytime.
Swiss newsrooms cite our studies
Not a paid placement, not a partnership.
Clino is simple
All of this is included. For CHF 19.90 a month.
What Clino does, for CHF 19.90
- Employment contract ready to sign
- Wage & social contributions calculated
- Registration & forms pre-filled
- Reminds you of every deadline, how, when, where
- Personal support on WhatsApp
- All 26 cantons, every compensation-office route
What stays with you
- Confirm with one click
- Pay the wage directly
No power of attorney, full control
The registration is done well within the 30 free days. Cancel anytime, you lose nothing.
Your postcode carries over, the office is already detected
Your personal plan
Your cleaner in Bern: fully planned.
Set hours and wage. Cost, procedure and insurance appear instantly.
h/week
8
CHF/h
33
Your postcode3001Canton Bern
Your Bern hiring plan
Responsible office
AK Bern
online via ePortal
Your procedure
Simplified procedure
One statement per year · 5% withholding tax included.
Accident insurance
- Occupational accident (BU), paid by the employer
- Non-occupational accident (NBU), mandatory from 8 h/week
Your cost per month
CHF 1'363.48/ month
≈ CHF 16'361.76 / year
Gross wageCHF 1'239.41
Social contributions (employer)CHF 104.17
ClinoCHF 19.90
Your cleaner receives net CHF 1'080.37
What Clino does for you
- Employment contract ready
- Registration with AK Bern prepared
- Wage & contributions calculated every month
Canton of BernGrüessechGuten Tag, auf Bärndütsch
All of Bern: one office, one registration
Every municipality, one office: Ausgleichskasse des Kantons Bern.
Register in BernWe hear this every week
Three sentences, three honest answers
«She has health insurance. If something happens, she's covered.»
For accidents at work it's not her health insurer that pays, but your accident insurance as the employer. If it's missing, the Ersatzkasse UVG steps in and bills you the premiums for up to 5 years back.
With ClinoAccident insurance is included in the simplified procedure plus, via AK Bern. Clino shows you where to tick the box.
«She has a B permit. Taxes are her business, right?»
No, yours: in the simplified procedure you withhold 5 % tax at source from the gross wage, whatever the permit. As the employer, you are liable for that tax.
With ClinoThe 5 % appear on every payslip; they go to AK Bern with the annual declaration.
«She also cleans for three other families. Surely someone has registered her already.»
Every household is its own employer: its own registration, its own accident cover. Without your registration, your cleaner builds up no AHV years.
With ClinoYou only register your own household. What the other families do remains their duty.
Sources: UVV Art. 13 · Art. 95 UVG, Ersatzkasse UVG (written reply, August 2026) · AHV info sheet 2.07 · AHVG Art. 12
UNDECLAREDThe dark reality.
- ✕No contract: in a dispute, only what you both remember counts
- ✕Accident: the substitute fund pays, you owe 5 years of premiums
- ✕AHV: 5 years of back contributions, fine up to CHF 10'000
REGISTEREDThe bright reality.
- ✓NAV contract: holidays, notice and sick pay settled
- ✓Accident cover from the very first hour
- ✓AHV years for her, payslips for you
⇄
DRAG THE LINE: WHERE DOES YOUR HOUSEHOLD STAND?
Short and honest
Four questions, four clear answers
What does it cost me in the end, all in?
Hourly wage plus roughly 17 percent. Plus CHF 19.90 for Clino.
FAK rate in the canton of Bern: 1.5 %. Add 8.33 % holiday supplement and your contributions for AHV, IV, EO, ALV and occupational accident insurance. The calculator above shows the exact amount.
Go to the cost calculatorHow long does it take?
Set up once. Then once a year.
The registration goes to AK Bern, online via ePortal, within one month of the first working day. You may pay wages before that. Then, by 30 January, you declare the previous year's wages. Clino pre-fills, you sign and send.
And what if I just leave it?
Inspections are rare. You pay anyway.
In 2025 there were 239 inspections across Switzerland. It gets expensive anyway: the Ersatzkasse UVG and the AHV claim up to 5 years back, plus a fine of up to CHF 10'000 (AHVG Art. 88).
Ausgleichskasse des Kantons Bern, schriftliche Auskunft vom 6.8.2026 Sources: AHV info sheets 2.06 and 2.07, SECO report on the Federal Act against Undeclared Work 2025, Ersatzkasse UVG (written reply, August 2026). 2026 contribution rates last checked on . Sources and methodology
Start 30 days free
The registration is long done within those 30 days. Then CHF 19.90/mo., cancel anytime.
Bern authorityWhere do I register my cleaner in Bern?
The responsible authority is Ausgleichskasse des Kantons Bern. You register online through the ePortal portal, no counter and no paper.
You use ePortal. Behind it is Ausgleichskasse des Kantons Bern.
AK Bern·akbern.ch
The responsible social-insurance office
Collects AHV, IV, EO, ALV and family allowances for private-household employers in Canton Bern and issues one statement per year.
Open websiteePortal·eportal.my.akbern.ch
The online portal
Set up the account, register the cleaner and report wages here. Under the simplified procedure (VAVplus) up to CHF 22'680/year, your only touchpoint.
Open portalHow it actually works
- 1Open an account on ePortal: confirmation code arrives by post (3–5 days).
- 2Activate "Private household": that registers you as an employer with Ausgleichskasse des Kantons Bern.
- 3Add the cleaner with her AHV number (756.…) and start date.
- 4Report the annual salary: Ausgleichskasse des Kantons Bern settles everything automatically.
Clino walks you through each step with screenshots and pre-fills the wage fields from your monthly payroll.
Verified by Clino
The registration facts for Bern
Rates and registration route last checked on July 17, 2026.
The right form
Ausgleichskasse des Kantons Bern uses the federal form 318.147 (online). No office visit needed.
Important: under «Employment for», pick «Domestic service», only then does question 4.2 about accident insurance via the compensation office appear.
Simplified procedure
The simplified procedure plus (accident insurance included) is offered, but you must actively request it; it is never automatic.
Deadlines
Register: within one month of the first working day. Annual wage declaration: by 30 January for the previous year.
After submitting
The confirmation with your settlement number arrives by post, usually within a few weeks. You may already pay wages in the meantime.
Canton Bern specifics
The Bern office lists two forms: the federal form 318.147 and its own «BZ 100». The described path with question 4.2 applies to the federal form.
Free, no signup, every step, ready to tick off.
BielBern authority practiceTwo insurances, two forms, two languages
Most of it works in Bern the way it works everywhere. These four points do not, and all four are decided when you register.
Mandatory in canton Bern
In canton Bern, sick-pay insurance is not optional
The Bern NAV for household service requires it: for open-ended contracts and for every engagement longer than 3 months. You carry at least 50 % of the premium. Bern sets no hours threshold below which the duty falls away.
And it is not the judicial Bern scale with its 21 days in the first year of service that applies, but the cantonal NAV, with 30 days.
Check what applies in your caseWhen your employee falls ill in Bern
Day 1
Sick note
Medical certificate, the wage keeps running
Days 1 to 30
You pay
30 days of full wage in the first year of service, NAV Art. 31
From day 31
The policy takes over
80 % of the wage, month after month
Up to day 720
Maximum benefit
within 900 days
You pay · Days 1 to 30The policy pays · From day 31
Without a policy you are liable for exactly the benefits the insurance would have paid (NAV Hausdienst BE, BSG 222.153.22, Art. 36 para. 3). That can be far more than the 30 days of continued wage.
Two forms, one of them is yours
Form 318.147 (VAV)For most private households
The federal form for the simplified settlement procedure, right up to CHF 22,680 annual wage per employee. That is exactly the route this page describes.
Form BZ 100Ordinary procedure
The fund's own form, for example with higher wages. For the typical cleaner in a private household you do not need it.
DEFR
Bilingual, but not everywhere
The Bern fund takes registrations in German and in French, from Bern through Biel/Bienne into the Bernese Jura. Its ePortal for later wage submissions exists in German only. Clino walks you through every step in six languages.
No wage certificate from you
In the simplified procedure you issue no wage certificate. After the annual declaration the fund sends your employee a tax statement. Ausgleichskasse des Kantons Bern, written reply of 6.8.2026.
Question 4.2
The same federal form is where the accident insurance is decided. If you want it to run through the fund, you select VAVplus and tick the box. Tick nothing and you stand there without UVG on the first working day.
Who inspects in Bern
Spot checks in private households are the job of beco Berner Wirtschaft, the same office that issues work permits for third-country nationals.
Sources: NAV Hausdienst BE · Bern compensation fund
Specific to canton Bern
What's different in Bern
DE + FR
Official language
You can correspond in German or French.
Costs in Bern
What you pay as a Bern employer, at a glance
1.5%
Bern FAK
Family allowance contribution, employer only.
CHF 22,680
VAVplus threshold
Annual wage per cleaner: one statement instead of monthly.
CHF 27
Average hourly wage household help Bern
Gross per hour, rounded cantonal average, not a binding rate.
CHF 250 / CHF 310
Child / training allowance
Per child per month, higher from age 16.
Ausgleichskasse des Kantons Bern charges an administrative fee of 5.00% of the AHV/IV/EO contributions (AHVV Art. 157, capped at 5%). Expressed against the gross wage that is 0.53%.
ZERO PAPER
This is your paperwork
with Clino.
Registration, contract, insurance, payslips. Every form still exists. Just not on your desk.
Clear your desk →clino.
✓AK Bern registration: pre-filled
✓Employment contract created
✓Accident cover: next steps
✓Payslip ready
✓Salary statement for taxes
Been at it for a while?
Your cleaner has been coming for months or years already? Then now is the cheapest moment.
If you register yourself, you pay at most 5 years of AHV contributions back, plus 5 % default interest. Clino issues the contract and registration from today; for the past, we help via WhatsApp.
Tools for Bern
Calculate, check and plan it yourself
Four small tools, no signup, pre-loaded with Bern rates.
Cross-border worker
Register my cross-border employeeEmploying a cross-border worker in Bern?
Bern is one of the eight accord cantons: if your household help lives in France (G permit), NO Swiss source tax is withheld, she is taxed in France. Clino prepares the AHV registration, accident insurance and the monthly payslip on the ordinary procedure. All you need, once a year, is form 2041-AS.
Every role, one flat price
Register other household help in Bern
Whoever you employ at home. Clino prepares the registration and the insurance and runs payroll, all for in Bern.
Page last updated:
Frequently asked questions: Biel
How do I register my cleaner with the Ausgleichskasse des Kantons Bern (AKB)?
Through the AKB ePortal (eportal.my.akbern.ch). Clino prepares all forms, you upload them directly to the ePortal. AKB confirms registration within days.
What is the FAK rate in the Canton of Bern?
The family allowance contribution (FAK) is 1.50% of gross wages in the Canton of Bern, paid solely by the employer. Clino calculates this automatically.
What is the typical hourly wage for a cleaner in Bern?
The average is CHF 27–30/hour (gross) in the city of Bern, CHF 25–28 in Thun or Biel. The Canton of Bern has no statutory minimum wage.
What child allowances apply in the Canton of Bern?
CHF 250 per child per month (child allowance), CHF 310 per child per month (education allowance from age 16). Paid through AKB.
What is the simplified procedure (VAV) in Bern?
In the Canton of Bern, AHV, ALV, withholding tax and UVG are settled together through AKB. Applies to wages up to CHF 22,680 per year per employer.
What happens if I don't register my cleaner in Bern?
Undeclared work is actively prosecuted in the Canton of Bern. Fines up to CHF 10,000 plus back-payment of all social insurance contributions, retroactively up to 5 years.
What does Clino cost?
CHF 19.90 per month: flat rate. First 30 days free. Cancel monthly.
How do I register my cleaner with the AHV in Biel?
You register as an employer with AK Bern (the responsible compensation office) and add your cleaner with her AHV number (756.…). Under the simplified procedure (VAVplus) one filing per year is enough. Clino prepares the AHV registration for Biel and guides you step by step.
What does the AHV registration cost in Biel?
Registration itself is free. Only the social contributions apply: AHV/IV/EO 10.6% and ALV 2.2% (split in half), plus the cantonal FAK contribution (employer only) and UVG. Clino calculates all Biel rates automatically.
From what wage must I register my cleaner with the AHV?
In a private household, AHV registration is mandatory from the first franc – across Switzerland, including in Biel. Only wages of employees under 25, up to CHF 750/year, stay exempt on request.
Public holidays in Biel (2026)
Thu 1.1.New Year's DayFri 2.1.Berchtold's Day (2 Jan)Fri 3.4.Good FridayMon 6.4.Easter MondayThu 14.5.Ascension DayMon 25.5.Whit MondaySat 1.8.Swiss National DayFri 25.12.Christmas DaySat 26.12.St Stephen's Day
These days are assimilated to Sundays (Art. 20a Labour Act). Only 1 August is paid by federal law, whether other holidays are paid depends on the contract or the NAV. Source: SECO, as of 12.12.2024.
This is how fast it goes in Biel
Clino
online
Grüessech! We've found a cleaner in Bern, what do we need to do now?
09:12Great! Done in 5 minutes: we prepare her registration with the AK Bern, you sign it, plus the contract + payslips. Valid across the whole canton of Biel.
09:14Message
Are you the cleaner?
Pay, insurance, your rights, plus a ready-made pack you can send your employer so they register you legally.
BielTrying costs nothing.
Contract and payslip in 5 minutes. 30 days free, nothing charged before day 30. Not for you? Delete your account, done. Zero risk.
Register my cleaner, BielNothing charged before day 30 • CHF 19.90/month after
Register your cleaner now
30 days free · then CHF 19.90/mo. · cancel anytime