Canton of BernIs your cleaner in Bern correctly registered?
The registration is long done within those 30 days. Then CHF 19.90/mo., cancel anytime.
The registration is done well within the 30 free days. Cancel anytime, you lose nothing.
Your postcode carries over, the office is already detected
Set hours and wage. Cost, procedure and insurance appear instantly.
Responsible office
AK Bern
online via form 318.147
Your procedure
Simplified procedure
One statement per year · 5% withholding tax included.
Accident insurance
Your cost per month
≈ CHF 15'121.53 / year
What Clino does for you
Canton of BernEvery municipality, one office: Ausgleichskasse des Kantons Bern.
Register in BernWe hear this every week
«She has health insurance. If something happens, she's covered.»
For accidents at work it's not her health insurer that pays, but your accident insurance as the employer. If it's missing, the Ersatzkasse UVG steps in and bills you the premiums for up to 5 years back.
With ClinoAccident insurance is included in the simplified procedure plus, via AK Bern. Clino shows you where to tick the box.
«She has a B permit. Taxes are her business, right?»
No, yours: in the simplified procedure you withhold 5 % tax at source from the gross wage, whatever the permit. As the employer, you are liable for that tax.
With ClinoThe 5 % appear on every payslip; they go to AK Bern with the annual declaration.
«She also cleans for three other families. Surely someone has registered her already.»
Every household is its own employer: its own registration, its own accident cover. Without your registration, your cleaner builds up no AHV years.
With ClinoYou only register your own household. What the other families do remains their duty.
Sources: UVV Art. 13 · Art. 95 UVG, Ersatzkasse UVG (written reply, August 2026) · AHV info sheet 2.07 · AHVG Art. 12
Compensation Office
Employer audit
Keller family
Employer audit of your household
Employment contract
PDFbetween Keller family · Maria Silva
Short and honest
Do I really have to register her? She only comes every two weeks.
Yes, from the first franc.
Exceptions: young people up to and including the year they turn 17, and at most CHF 750 in wages per year, up to and including the year your cleaner turns 25.
What does it cost me in the end, all in?
Hourly wage plus roughly 17 percent. Plus CHF 19.90 for Clino.
FAK rate in the canton of Bern: 1.5 %. Add 8.33 % holiday supplement and your contributions for AHV, IV, EO, ALV and occupational accident insurance. The calculator above shows the exact amount.
Go to the cost calculatorHow long does it take?
Set up once. Then once a year.
The registration goes to AK Bern, online via form 318.147, within one month of the start of employment. You may pay wages before that. Then, by 30 January, you declare the previous year's wages. Clino pre-fills, you sign and send.
And what if I just leave it?
Inspections are rare. You pay anyway.
In 2025 there were 239 inspections across Switzerland. It gets expensive anyway: the Ersatzkasse UVG and the AHV claim, as a rule, up to 5 years back, plus a monetary penalty of up to 180 daily units (AHVG Art. 87).
Ausgleichskasse des Kantons Bern, schriftliche Auskunft vom 6.8.2026 Sources: AHV info sheets 2.06 and 2.07, SECO report on the Federal Act against Undeclared Work 2025, Ersatzkasse UVG (written reply, August 2026). 2026 contribution rates last checked on . Sources and methodology
The registration is long done within those 30 days. Then CHF 19.90/mo., cancel anytime.
Bern authorityThe responsible office is Ausgleichskasse des Kantons Bern. You first register there once as an employer (online form), then wage reporting runs through the ePortal portal. For households on VAVplus, the AKB says its ePortal is not available yet (akbern.ch, as of 2.10.2026). The wage report then goes on paper, or the way the AKB says.
First the employer registration with Ausgleichskasse des Kantons Bern, then ePortal.
Collects AHV, IV, EO, ALV and family allowances for private-household employers in Canton Bern. This is where you register as an employer: one online form, once.
Register as an employerFor already-registered employers only: report wages and view your statements here. Signing up to the portal requires your member number, which is on the first invoice from Ausgleichskasse des Kantons Bern.
Open portalClino walks you through each step with screenshots and pre-fills the wage fields from your monthly payroll.
Rates and registration route last checked on July 17, 2026.
Ausgleichskasse des Kantons Bern uses the federal form 318.147 (online). No office visit needed.
Important: under «Employment for», pick «Domestic service», only then does question 4.2 about accident insurance via the compensation office appear.
The simplified procedure plus (accident insurance included) is offered, but you must actively request it; it is never automatic.
Register: within 30 days of the start of employment. Annual wage declaration: by 30 January for the previous year.
The confirmation with your settlement number arrives by post. You may already pay wages in the meantime.
The Bern office lists two forms: the federal form 318.147 and its own «BZ 100». The described path with question 4.2 applies to the federal form.
Free, no signup, every step, ready to tick off.
Bern authority practiceMost of it works in Bern the way it works everywhere. These two points do not, and both are decided when you register.
The federal form for the simplified settlement procedure, right up to CHF 22,680 annual wage per employee. That is exactly the route this page describes.
The fund's own form, for example with higher wages. For the typical cleaner in a private household you do not need it.
The Bern fund takes registrations in German and in French, from Bern through Biel/Bienne into the Bernese Jura. Clino walks you through every step in six languages.
Question 4.2
The same federal form is where the accident insurance is decided. If you want it to run through the fund, you select VAVplus and tick the box. Tick nothing and you stand there without UVG on the first working day.
Who inspects in Bern
Inspections in private households are carried out by the AMKBE on behalf of the canton's Amt für Wirtschaft (AWI).
Sources: NAV Hausdienst BE · Bern compensation fund
You can correspond in German or French.
Ausgleichskasse des Kantons Bern charges an administrative fee of 5.00% of the AHV/IV/EO contributions (capped at 5% by SR 831.143.41, Art. 1). Expressed against the gross wage that is 0.53%.
Registration, contract, insurance, payslips. Every form still exists. Just not on your desk.
Clear your desk →Been at it for a while?
If you register yourself, you pay, as a rule, at most 5 years of AHV contributions back, plus 5 % default interest. Clino issues the contract and registration from today; for the past, we help via WhatsApp.
Check in 60 seconds what is still open in your caseFour small tools, no signup, pre-loaded with Bern rates.
Bern is one of the eight accord cantons: if your household help lives in France (G permit), NO Swiss source tax is withheld, she is taxed in France. Clino prepares the AHV registration, accident insurance and the monthly payslip on the ordinary procedure. All you need, once a year, is form 2041-AS.
Whoever you employ at home. Clino prepares the registration and the insurance and runs payroll, all for in Bern.
Page last updated:
With the federal online form 318.147. On the last page, choose «Ausgleichskasse des Kantons Bern» as the recipient. The ePortal only comes in after registration, for the annual wage report. For households on VAVplus, the AKB says its ePortal is not available yet (akbern.ch, as of 2.10.2026). The wage report then goes on paper, or the way the AKB says. Clino prepares the details for you.
The family allowance contribution (FAK) is 1.50% of gross wages in the Canton of Bern, paid solely by the employer. Clino calculates this automatically.
There is no cantonal minimum wage in Bern. The minimum wage of the federal NAV for household work is binding: CHF 20.35 an hour unskilled, CHF 22.30 with 4 years' experience or an EBA, CHF 24.55 with an EFZ. It applies from 5 hours a week with the same household.
Child allowance: CHF 250 per child a month. Training allowance: CHF 310 a month. As of 2026.
Under the simplified procedure you settle AHV/IV/EO, unemployment insurance and a 5 % withholding tax once a year through the compensation office (AK Bern). It is optional and applies up to CHF 22'680 of annual wage per person and CHF 60'480 for all the household's employees together. Accident insurance (UVG) is only included if you choose the plus option when you register. Otherwise you take it out yourself with an insurer.
An employer who does not join a compensation office and settle the wages commits an offence under the AHV Act: a monetary penalty of up to 180 daily units (Art. 87 AHVG). On top come the social insurance contributions, as a rule back-dated up to 5 years.
CHF 19.90 per month: flat rate. First 30 days free. Cancel monthly.
You register as an employer with AK Bern (the responsible compensation office) and add your cleaner with her AHV number (756.…). Under the simplified procedure (VAVplus) one filing per year is enough. Clino prepares the AHV registration for Biel and guides you step by step.
Registration itself is free. Only the social contributions apply: AHV/IV/EO 10.6% and ALV 2.2% (split in half), plus the cantonal FAK contribution (employer only) and UVG, and the compensation office's administrative fee. Clino calculates all Biel rates automatically.
In a private household, AHV registration is mandatory from the first franc – across Switzerland, including in Biel. Only young people up to the year they turn 17 and, for employees up to age 25, wages up to CHF 750/year stay exempt, unless the employee asks to pay contributions.
Only 1 August is paid by federal law. The other days are assimilated to Sundays, whether they are paid is set by the contract or the NAV.
New Year's Day
Berchtold's Day (2 Jan)
Good Friday
Easter Monday
Ascension Day
Whit Monday
Swiss National Day
paid by lawChristmas Day
St Stephen's Day
2 of these days fall on a weekend in 2026. Basis: Art. 20a Labour Act. Source: SECO, as of 12.12.2024.
This is how fast it goes in Bern
Clino
online
Grüessech! We've found a cleaner in Bern, what do we need to do now?
09:12Great! Done in 5 minutes: we prepare her registration with the AK Bern, you sign it, plus the contract + payslips. Valid across the whole canton of Bern.
09:14Are you the cleaner?
Pay, insurance, your rights, plus a ready-made pack you can send your employer so they register you legally.
BielContract and payslip in 5 minutes. 30 days free, nothing charged before day 30. Not for you? Delete your account, done. Zero risk.
Register my cleaner, BielNothing charged before day 30 • CHF 19.90/month after
30 days free · then CHF 19.90/mo. · cancel anytime
Biel