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Study12 August 2026

The child allowance buys 13.8 hours of childcare per month in Valais, 6.5 in Schwyz

Every family in Switzerland receives a child allowance for each child, at least CHF 215 per month. What that allowance actually buys is decided twice over by the canton a family lives in: through the level of the allowance and through the price of a legally paid hour of childcare. The result is a purchasing-power gap of a factor of 2.1 under identical federal law.

For the first time, a Clino data analysis converts all 26 cantonal child allowances (as of 1 January 2026, verified against every source) into legal babysitter hours: at the local median wage or the statutory minimum wage where it is higher, including the holiday supplement and all employer contributions. Plus: what the education allowance buys, where the wage floor sets the price, and why even the top value does not cover a single week of the parental childcare gap.

Data (CSV)
13.8 hrs
of legal childcare per month is what the Valais child allowance (CHF 327) buys, the highest value in Switzerland
6.5 hrs
in Schwyz, where the most expensive babysitters in the country (median CHF 30) meet a CHF 230 allowance
2.1×
purchasing-power gap between the best and the worst canton, under identical federal law
CHF 6.6 bn
in family allowances was paid out in 2024, 91 percent of it funded by employers (BSV)

Summary

The child allowance is Switzerland's largest family benefit: CHF 6.6 billion was paid out in 2024, 2.6 million allowances, an average of CHF 244 per child and month (BSV). Since 1 January 2025, federal law has required at least CHF 215 in child allowance and CHF 268 in education allowance, the first increase since 2009: for sixteen years the minimum had sat unchanged at CHF 200. Cantons may pay more, and they do so very differently: seven cantons stay exactly at the minimum for children under 12 (Zurich, Lucerne, Solothurn, Glarus, Basel-Country, Thurgau, Ticino), while Zug pays CHF 330 and tops the list, followed by Valais (327), Vaud (322) and Geneva (311).

What the allowance buys, however, depends just as much on the local price of a legal hour of childcare. This study divides each cantonal allowance by the full cost of a legally employed babysitter hour: the median wage of listings in the canton (Clino rate map, 4,844 listings) or the higher statutory minimum wage, plus the holiday supplement and all employer contributions under the simplified procedure. Valais leads the ranking: 13.8 hours per month, ahead of Vaud (13.6), Zug (11.3) and Fribourg (11.2). At the bottom sit Thurgau, Glarus and Solothurn (7.3 each) and Schwyz with 6.5 hours. French-speaking Switzerland wins twice, high allowances meeting low childcare wages; Central and Eastern Switzerland loses twice.

One caveat belongs up front: the child allowance is a general family benefit, not a childcare voucher, and families spend it just as readily on health insurance, clothes or music lessons. But as a yardstick for purchasing power, childcare is incorruptible, because it is the expense that makes paid work possible for parents in the first place. The finding: nowhere does the allowance cover even a fifth of a full-time daycare month (7.4 to 16.8 percent), and even the Valais best mark of 13.8 hours per month covers not a single week of the structural childcare gap left open for two full-time working parents of a primary-school child: 22.5 to 27.8 hours per week.


The ranking: childcare hours per month, canton by canton

The calculation uses what a family actually pays when it employs a babysitter legally: the canton's going median wage, plus the 8.33 percent holiday supplement and all employer contributions (AHV/IV/EO, ALV, accident insurance, family compensation fund, administration costs). Depending on the canton, the legal hour thus costs between CHF 23.49 (Bern) and CHF 35.17 (Schwyz), around 17 to 19 percent above the gross wage.

What the child allowance buys: legal childcare hours per month
#hrs/month
1ValaisAllowance CHF 327 · full cost CHF 23.76/hr13.8
2VaudAllowance CHF 322 · full cost CHF 23.73/hr13.6
3ZugAllowance CHF 330 · full cost CHF 29.32/hr11.3
4FribourgAllowance CHF 265 · full cost CHF 23.67/hr11.2
5JuraAllowance CHF 275 · full cost CHF 25.44/hr (statutory minimum CHF 21.40)10.8
6GenevaAllowance CHF 311 · full cost CHF 29.12/hr (statutory minimum CHF 24.59)10.7
7BernAllowance CHF 250 · full cost CHF 23.49/hr10.6
8Basel-CityAllowance CHF 275 · full cost CHF 26.11/hr (statutory minimum CHF 22.20)10.5
9NeuchâtelAllowance CHF 240 · full cost CHF 25.30/hr (statutory minimum CHF 21.35)9.5
10TicinoAllowance CHF 215 · full cost CHF 23.57/hr9.1
11Basel-CountryAllowance CHF 215 · full cost CHF 24.62/hr8.7
12ZurichAllowance CHF 215 · full cost CHF 25.72/hr8.4
13AargauAllowance CHF 225 · full cost CHF 27.00/hr8.3
14GrisonsAllowance CHF 240 · full cost CHF 29.36/hr8.2
15UriAllowance CHF 240 · full cost CHF 29.41/hr8.2
16NidwaldenAllowance CHF 258 · full cost CHF 31.71/hr8.1
17LucerneAllowance CHF 215 · full cost CHF 26.97/hr8.0
18SchaffhausenAllowance CHF 230 · full cost CHF 29.30/hr7.8
19ObwaldenAllowance CHF 220 · full cost CHF 29.33/hr7.5
20SolothurnAllowance CHF 215 · full cost CHF 29.29/hr7.3
21GlarusAllowance CHF 215 · full cost CHF 29.33/hr7.3
22ThurgauAllowance CHF 215 · full cost CHF 29.33/hr7.3
23SchwyzAllowance CHF 230 · full cost CHF 35.17/hr6.5

Monthly child allowance (child under 12, first child, as of 1 Jan 2026) divided by the full cost of one legally employed babysitting hour in the canton: median listed wage (babysitting24.ch, July 2026) or the higher statutory minimum wage (GE, BS, NE, JU), plus 8.33% holiday supplement and all employer contributions (AHV/IV/EO, ALV, UVG, FAK, admin fees), simplified procedure. AR, AI and SG are missing: no canton-attributable wage figure (details in the table below).

Data (CSV)

The front-runner owes its place to both levers: Valais pays the second-highest allowance in Switzerland (CHF 327) and, at CHF 20, also has one of the lowest babysitter median wages. Schwyz stands at the other end, not because its allowance is particularly low (CHF 230 is above the federal minimum), but because nowhere in Switzerland are babysitters more expensive: a median of CHF 30 per hour.

Schwyz: 6.5 hours

  • CHF 230 child allowance per month
  • CHF 30 median wage, the highest in Switzerland
  • CHF 35.17 full cost per legal hour

Valais: 13.8 hours

  • CHF 327 child allowance per month
  • CHF 20 median wage, among the lowest
  • CHF 23.76 full cost per legal hour

The numbers in detail

All allowance rates are as of 1 January 2026 and were double-checked for this study: against the consolidated table of the Federal Social Insurance Office (“Arten und Ansätze der Familienzulagen 2026”, dated 12 December 2025) and against the publication of every single cantonal compensation office or the cantonal law. Only two cantons raised their allowances for 2026: Grisons (to 240/290) and Aargau (to 225/278). Zurich and Lucerne pay more for children from age 12 (268 and 260 respectively); the figures here use the reference child of this study series, an 8-year-old first child.

All 26 cantons in detail
CantonChild allowanceEducation allowanceFull cost/hrHrs child allowanceHrs education allowance% of daycare month
ValaisCHF 327CHF 477CHF 23.7613.820.116.8%
VaudCHF 322CHF 425CHF 23.7313.617.914.0%
ZugCHF 330CHF 385CHF 29.3211.313.112.2%
FribourgCHF 265CHF 325CHF 23.6711.213.712.6%
Jura ¹CHF 275CHF 325CHF 25.4410.812.814.1%
Geneva ¹CHF 311CHF 415CHF 29.1210.714.313.0%
BernCHF 250CHF 310CHF 23.4910.613.210.4%
Basel-City ¹CHF 275CHF 325CHF 26.1110.512.410.6%
Neuchâtel ¹CHF 240CHF 320CHF 25.309.512.711.7%
AI °CHF 245CHF 298CHF 25.869.511.513.2%
SG °CHF 245CHF 298CHF 25.919.511.511.1%
TicinoCHF 215CHF 268CHF 23.579.111.411.6%
AR °CHF 230CHF 280CHF 25.868.910.812.1%
Basel-CountryCHF 215CHF 268CHF 24.628.710.99.0%
ZurichCHF 215CHF 268CHF 25.728.410.47.4%
AargauCHF 225CHF 278CHF 27.008.310.39.8%
GrisonsCHF 240CHF 290CHF 29.368.29.911.4%
UriCHF 240CHF 290CHF 29.418.29.912.6%
NidwaldenCHF 258CHF 311CHF 31.718.19.812.3%
LucerneCHF 215CHF 268CHF 26.978.09.99.3%
SchaffhausenCHF 230CHF 290CHF 29.307.89.911.5%
ObwaldenCHF 220CHF 270CHF 29.337.59.211.3%
SolothurnCHF 215CHF 268CHF 29.297.39.210.2%
GlarusCHF 215CHF 268CHF 29.337.39.111.3%
ThurgauCHF 215CHF 280CHF 29.337.39.610.5%
SchwyzCHF 230CHF 280CHF 35.176.58.010.0%

° AR/AI/SG: computed with the Swiss median wage of CHF 22 (no canton-attributable figure), not ranked. ¹ Wage basis = statutory minimum wage instead of the listings median. ZG education allowance: CHF 330 for ages 16–18, CHF 385 from 18 (385 used here). Kita column: allowance as a percentage of one full-time daycare month (Clino market estimate).

Data (CSV)

Four cantons: here the law sets the price, not the market

In Geneva, Basel-City, Neuchâtel and Jura, the relevant minimum wage sits above the median wage of babysitter listings. There, the study uses the minimum wage, because legal employment cannot be had for less. Geneva is the clearest case: its standard employment contract for domestic work (CTT-EDom) declares its wages mandatory and explicitly includes the “prise en charge d'enfants” in its scope, CHF 24.59 per hour as of 1 January 2026. The federal standard employment contract for domestic work (NAV) deliberately does not apply here: Geneva is the only canton with its own, higher wage floor for domestic employees.

Where the legal wage floor sets the price
PlaceListings medianApplicable floorBasisHours from the allowance
JuraCHF 20.00CHF 21.40Cantonal minimum wage (conservative)10.8
GenevaCHF 22.00CHF 24.59CTT-EDom (mandatory, childcare included)10.7
Basel-CityCHF 22.00CHF 22.20BS minimum wage act10.5
NeuchâtelCHF 20.00CHF 21.35Cantonal minimum wage (LEmpl)9.5
City of LucerneCHF 22.75in force since 1 Jan 20268.1
City of ZurichCHF 23.90upheld, not yet in force7.7
WinterthurCHF 23.00upheld, not yet in force8.0

In GE, BS, NE and JU the applicable minimum wage sits above the listings median; the study prices those cantons at the minimum wage, because a legal hire is not available for less. JU: the legal situation for pure childcare is open (the cantonal information page routes household staff to the federal standard contract, which excludes predominantly childcare work); we price conservatively at CHF 21.40. Municipal minimum wages: City of Lucerne in force since 1 Jan 2026; Zurich and Winterthur upheld by the Federal Supreme Court on 12 May 2026, introduction still pending.

Data (CSV)

What the federal NAV does not regulate is remarkable: people who are “mainly responsible for childcare”, childminders and babysitters, are excluded from its scope (SECO). For pure childcare, most cantons therefore have no wage floor at all. Ticino is the only canton that explicitly closes this gap: its cantonal minimum wage act sets a base wage of CHF 20.00 per hour for the sector “Attività di famiglie e convivenze” (2026).


From 16, the gap widens: the education allowance

As soon as a child is in education, the allowance rises to at least CHF 268, and the cantonal differences grow: Valais pays CHF 477 in education allowance, 78 percent above the federal minimum, which buys 20.1 childcare hours per month. Schwyz stays at 8.0. The spread widens from a factor of 2.1 to a factor of 2.5.

Education allowance (16+): childcare hours per month
#hrs/month
1ValaisCHF 477 · CHF 23.76/h20.1
2VaudCHF 425 · CHF 23.73/h17.9
3GenevaCHF 415 · CHF 29.12/h14.3
4FribourgCHF 325 · CHF 23.67/h13.7
5BernCHF 310 · CHF 23.49/h13.2
6ZugCHF 385 · CHF 29.32/h13.1
7JuraCHF 325 · CHF 25.44/h12.8
8NeuchâtelCHF 320 · CHF 25.30/h12.7
9Basel-CityCHF 325 · CHF 26.11/h12.4
10TicinoCHF 268 · CHF 23.57/h11.4
11Basel-CountryCHF 268 · CHF 24.62/h10.9
12ZurichCHF 268 · CHF 25.72/h10.4
13AargauCHF 278 · CHF 27.00/h10.3
14LucerneCHF 268 · CHF 26.97/h9.9
15SchaffhausenCHF 290 · CHF 29.30/h9.9
16GrisonsCHF 290 · CHF 29.36/h9.9
17UriCHF 290 · CHF 29.41/h9.9
18NidwaldenCHF 311 · CHF 31.71/h9.8
19ThurgauCHF 280 · CHF 29.33/h9.6
20ObwaldenCHF 270 · CHF 29.33/h9.2
21SolothurnCHF 268 · CHF 29.29/h9.2
22GlarusCHF 268 · CHF 29.33/h9.1
23SchwyzCHF 280 · CHF 35.17/h8.0

Same model, computed with the education allowance (ages 16–25). ZG: CHF 385 applies from 18; ages 16–18 get CHF 330. Care needs remain real for teenagers: edge hours, homework, siblings.

Data (CSV)

The reality check: a daycare month and the childcare gap

How far does the allowance go in everyday life? A full-time daycare place costs CHF 1,850 to 2,900 per month before subsidies, depending on the canton. The child allowance covers 7.4 percent (Zurich) to 16.8 percent (Valais) of that. This calculation does not rely on babysitter wages and therefore covers all 26 cantons, including Appenzell and St. Gallen.

The allowance versus a full-time daycare month
#% of daycare
1ValaisAllowance CHF 327 · daycare CHF 1,950/month16.8%
2JuraAllowance CHF 275 · daycare CHF 1,950/month14.1%
3VaudAllowance CHF 322 · daycare CHF 2,300/month14.0%
4AIAllowance CHF 245 · daycare CHF 1,850/month13.2%
5GenevaAllowance CHF 311 · daycare CHF 2,400/month13.0%
6FribourgAllowance CHF 265 · daycare CHF 2,100/month12.6%
7UriAllowance CHF 240 · daycare CHF 1,900/month12.6%
8NidwaldenAllowance CHF 258 · daycare CHF 2,100/month12.3%
9ZugAllowance CHF 330 · daycare CHF 2,700/month12.2%
10ARAllowance CHF 230 · daycare CHF 1,900/month12.1%
11NeuchâtelAllowance CHF 240 · daycare CHF 2,050/month11.7%
12TicinoAllowance CHF 215 · daycare CHF 1,850/month11.6%
13SchaffhausenAllowance CHF 230 · daycare CHF 2,000/month11.5%
14GrisonsAllowance CHF 240 · daycare CHF 2,100/month11.4%
15ObwaldenAllowance CHF 220 · daycare CHF 1,950/month11.3%
16GlarusAllowance CHF 215 · daycare CHF 1,900/month11.3%
17SGAllowance CHF 245 · daycare CHF 2,200/month11.1%
18Basel-CityAllowance CHF 275 · daycare CHF 2,600/month10.6%
19ThurgauAllowance CHF 215 · daycare CHF 2,050/month10.5%
20BernAllowance CHF 250 · daycare CHF 2,400/month10.4%
21SolothurnAllowance CHF 215 · daycare CHF 2,100/month10.2%
22SchwyzAllowance CHF 230 · daycare CHF 2,300/month10.0%
23AargauAllowance CHF 225 · daycare CHF 2,300/month9.8%
24LucerneAllowance CHF 215 · daycare CHF 2,300/month9.3%
25Basel-CountryAllowance CHF 215 · daycare CHF 2,400/month9.0%
26ZurichAllowance CHF 215 · daycare CHF 2,900/month7.4%

Monthly child allowance as a percentage of one full-time daycare place per month (typical full cost before subsidies, Clino estimate per canton). All 26 cantons; this calculation does not rely on babysitter wages.

Data (CSV)

And measured against the gap this study series has mapped? For a primary-school child of two full-time working parents, 22.5 to 27.8 hours per week remain structurally uncovered, depending on the city (Clino study “School until 3.20 pm, work until 6 pm”, August 2026). Even the Valais best mark of 13.8 hours per month thus fails to cover a single week of the gap. The child allowance is a contribution to family costs; it was never designed to finance childcare and nowhere comes close.


The bonus at birth: 28 to 90 hours

Nine cantons additionally pay a one-off birth allowance, all of them in Western and Central Switzerland; not a single large German-speaking canton is among them. Valais pays CHF 2,142 and tops the list: the equivalent of 90 babysitter hours, which a newborn admittedly does not yet need. Geneva follows with CHF 2,073, Vaud with 1,617.

The birth allowance in babysitting hours
CantonBirth allowance (one-off)Babysitting hours
ValaisCHF 2,14290.1
GenevaCHF 2,07371.2
VaudCHF 1,61768.1
FribourgCHF 1,50063.4
JuraCHF 1,50059.0
NeuchâtelCHF 1,20047.4
UriCHF 1,20040.8
LucerneCHF 1,07539.9
SchwyzCHF 1,00028.4

9 cantons pay a one-off birth allowance (as of 1 Jan 2026). Converted with the full cost of one babysitting hour in the respective canton. VD/VS/GE pay more for multiple births or from the 3rd child; the base amount is used.

Data (CSV)

Babysitter, nanny or household help: the cross-comparison

The picture does not fundamentally change if the calculation uses a nanny or a household help at going market pay instead of a babysitter, it just gets more expensive: a nanny hour in Zurich costs around CHF 41 with all contributions, and the allowance there buys just 5.3 hours per month. Valais stays in front in all three scenarios, Zurich at the back in all three.

Babysitter, nanny or household help: hours from the child allowance
CantonBabysitterNannyHousehold help
Valais13.810.010.6
Zug11.37.69.4
Geneva10.77.58.5
Zurich8.45.36.3
Ticino9.16.97.3
Schwyz6.56.07.3

Babysitter: listings median or minimum wage (main model). Nanny: middle of the typical market range per canton (Clino market data). Household help: cantonal average wage (BFS SAKE estimate). All with full employer costs in the simplified procedure.

Data (CSV)

Numbers to quote

“The same federally regulated child allowance buys 13.8 legal childcare hours per month in Valais and 6.5 in Schwyz: a purchasing-power gap of a factor of 2.1.”

Sources: BSV, family allowance rates 2026; Clino rate map (babysitting24.ch, July 2026, n=4,844); Clino payroll engine

“French-speaking Switzerland wins twice: Valais, Vaud and Fribourg pay high allowances with babysitter median wages of CHF 20. Central Switzerland loses twice: in Schwyz the median babysitter hour costs CHF 30 and the allowance is CHF 230.”

Sources: BSV 2026; Clino rate map July 2026

“Seven cantons pay exactly the federal minimum of CHF 215 for a child under 12, a minimum that had previously been frozen at CHF 200 for sixteen years. Zug pays the most at CHF 330: 53 percent above the minimum.”

Sources: FamZG Art. 5 (as of 1 January 2025); BSV, rates 2026; Federal Council, press release of 28 August 2024

“In Geneva, Basel-City, Neuchâtel and Jura, it is not the market that sets the price of a childcare hour but the statutory minimum wage: it sits above the median wage of listings there. Geneva's CTT-EDom explicitly counts childcare within its mandatory scope.”

Sources: CTT-EDom GE (J 1 50.03), Art. 1 and 10; NE SEMP, Mémento salaire minimum 2026; BS minimum wage act; jura.ch; Clino calculation

“Nowhere does the child allowance cover even a fifth of a full-time daycare month: the range runs from 7.4 percent in Zurich to 16.8 percent in Valais.”

Sources: BSV 2026; Clino market estimates of full daycare costs per canton

“Even the Swiss top value of 13.8 hours per month does not cover a single week of the childcare gap left to two full-time working parents of a primary-school child: 22.5 to 27.8 hours per week.”

Sources: Clino studies “The child allowance in childcare hours” and “School until 3.20 pm, work until 6 pm”, August 2026


What this means for families in practice

Anyone who actually converts the child allowance into childcare becomes an employer, even at two hours per week. In a private household there is no de-minimis threshold: AHV contributions are owed from the first franc. The only exception, the CHF 750-per-year exemption for babysitters under 25, is reached quickly precisely because of the allowance: a family investing just the federal minimum of CHF 215 per month in childcare crosses it in the fourth month. From then on, registration with the compensation office, accident insurance and payslips are part of the deal, entirely manageable under the simplified procedure, but mandatory.

Why a payroll platform publishes this data

Clino is the Swiss platform for legal employment in private households: written contract, AHV registration, accident insurance, monthly payslips and the annual salary certificate, in all 26 cantons, for CHF 19.90 per month. Few things belong together as closely as the child allowance and legal childcare: the allowances are 91 percent funded by employer contributions to the family compensation funds, around 1 to 3 percent of the wage bill depending on the canton. Anyone who employs their babysitter legally pays these contributions on her wage and feeds exactly the system that pays out their own child allowance. Our payroll engine itemises them on every payslip.

Employ a nanny or babysitter legally · Salary calculator

The child allowance is federal law everywhere. What it buys is decided by the canton, twice over: in the level of the allowance and in the price of the legal hour.


Surprising findings

Valais beats Geneva, twice

Geneva is seen as the canton of generous family benefits. In fact, Valais pays the higher child allowance (CHF 327 versus 311), and because Geneva also has the highest wage floor in Switzerland (CHF 24.59 under the CTT-EDom), the legal hour there costs CHF 29.12: despite the fourth-best allowance, Geneva lands only in 6th place. Valais combines the second-highest allowance with a median wage of CHF 20 and wins the ranking by a clear margin.

Catching up is not enough: Grisons and Aargau raise their rates, and stay at the back

Only two cantons raised their allowances as of 1 January 2026: Grisons by 10 to CHF 240, Aargau by 10 to 225. In the purchasing-power ranking they still sit in 14th and 13th place, because their babysitter median wages (CHF 25 and 23) eat up the increase. A 10-franc allowance increase buys 20 minutes of childcare per month in Grisons.

Pure childcare has no minimum wage almost anywhere

The federal standard employment contract for domestic work (NAV) explicitly excludes people who are “mainly responsible for childcare” from its scope. Anyone working as a babysitter or childminder therefore has no statutory wage floor in most cantons. Only Geneva (CTT-EDom, CHF 24.59), Neuchâtel (cantonal minimum wage CHF 21.35) and Ticino (minimum wage act, private household sector, CHF 20.00) close the gap explicitly; in Basel-City the wording of the law points that way, in Jura the position is open.


Sources

  • BSV: Arten und Ansätze der Familienzulagen nach dem FamZG, dem FLG und den kantonalen Gesetzen 2026 (12 December 2025), Consolidated table of all 26 cantons, as of 1 Jan 2026
  • Fedlex: Family Allowances Act (FamZG, SR 836.2), Art. 3 and 5 (as of 1 Jan 2025), Minimum rates CHF 215/268, first increase since 2009 (AS 2024 493)
  • 26 cantonal compensation offices and family allowance acts (2026), Every rate verified individually at the cantonal source, retrieved 12 August 2026
  • BSV: family allowance statistics 2024 (February 2026), CHF 6.6 billion, 2.6 million allowances, average paid CHF 244/313, 91.3% funded by employers
  • Clino: “What a babysitter costs: Switzerland's rate map” (July 2026), Median wages per canton, babysitting24.ch, n=4,844; AR/AI/SG without a cantonal figure
  • SECO: federal NAV for domestic work (as of 1 Jan 2026); CTT-EDom GE (J 1 50.03); NE SEMP Mémento 2026; BS minimum wage act and FAQ; TI CNL decree of 17 December 2025 and LSM Guida 2026; jura.ch (2026), Wage floors and their scope for childcare, verified in the original texts
  • Federal Supreme Court, ruling of 12 May 2026 (municipal minimum wages Zurich/Winterthur); City of Lucerne (minimum wage since 1 Jan 2026) (2026), Status of municipal minimum wages
  • Clino payroll engine (production calculation core) (2026), Full costs per canton: holiday supplement, AHV/IV/EO, ALV, UVG, FAK, administration costs, simplified procedure

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